# Cryptool — Full Reference > All-in-one investor management platform — portfolio, raise, market, and OTC services for retail investors, fund managers, and projects. Cryptool is a multichain investor management platform headquartered in Geneva, Switzerland. The platform unifies portfolio tracking, capital raising (with pool creation, vesting, and distribution), OTC trading, group/fund management, and a calendar module behind a single dashboard. It targets three audiences: retail investors and active traders, fund managers and VCs running pools and deals, and projects running token raises end-to-end. The platform is live on MultiversX, Ethereum, and BNB Chain. Polygon, Arbitrum, Avalanche, Optimism, and Solana are queued. Cryptool is non-custodial — users connect their own wallets. The native $CTO token is engineered for long-term sustainability via buy-back, staking, and performance-based unlocks. Pricing: Free ($0), For Users (from $2.99/mo), For Advanced Users (from $7.99/mo), Manager (from $39.99/mo, for VCs and fund managers), Enterprise (from $119.99/mo, with white-label and API integration). Contact: info@cryptool.io (general), press@cryptool.io (media), investors@cryptool.io (LPs and allocators), partners@cryptool.io (integrations). Book a call: https://calendly.com/cryptool_io ## Frequently Asked Questions ### What is Cryptool? Cryptool is an all-in-one investor management platform for crypto. It combines portfolio tracking, capital raising, OTC trading, and group/fund management in a single multichain dashboard. The platform serves three audiences: retail investors who want clean tracking and notifications, fund managers and VCs who need group and pool creation, and projects running token raises end-to-end. ### Which blockchains does Cryptool support? Cryptool is live on MultiversX, Ethereum, and BNB Chain. Polygon, Arbitrum, Avalanche, Optimism, and Solana are coming next. The platform supports all chains and all wallets for over 90% of its features. ### How much does Cryptool cost? Cryptool offers a free tier and paid plans. For users: Free ($0), For Users (from $2.99/mo), and For Advanced Users (from $7.99/mo). For admins: Manager (from $39.99/mo, for VCs and fund managers) and Enterprise (from $119.99/mo, with white-label and API integration). Plans can be upgraded or downgraded at any time. ### Who is Cryptool for? Cryptool is built for three audiences. Retail investors and active traders use it for portfolio tracking, automated management, and lower trading fees. Fund managers, VCs, and group admins use it to create pools, manage members, and run capital raises. Projects use it to run token raises and distribute capital end-to-end. ### What services does Cryptool provide? Cryptool covers four core services: Portfolio (multichain portfolio tracking and automated management), Raise (capital raising with pool creation, vesting, and distribution), Market (OTC trading and listings), and a calendar module for vesting and event reminders. All four are accessible from a single dashboard. ### Is Cryptool secure? Cryptool emphasizes transparency and on-chain auditability. The $CTO token, buy-back program, and vesting schedules are documented and verifiable on-chain. Smart contract development is handled by a dedicated external team (Buidly), and the platform is non-custodial — users connect their own wallets and retain control of their assets. ### Is Cryptool non-custodial? Yes. Cryptool is fully non-custodial. Users connect their own self-custody wallets to the platform, and Cryptool never holds private keys, funds, or signing authority. Every transaction is signed by the user's wallet directly. This means users retain full control over their assets at all times. ### What is the $CTO token? $CTO is the native token of the Cryptool platform. It is engineered for long-term sustainability with a buy-back program, staking rewards, and performance-based unlocks. The full tokenomics — utility, distribution, vesting, and the long-term sustainability model — is documented in the tokenomics paper. ### Where is Cryptool based? Cryptool is based in Geneva, Switzerland and operates remote-first across the EU and APAC. The team is reachable via info@cryptool.io for general enquiries, with dedicated channels for press (press@cryptool.io), investors (investors@cryptool.io), and partnerships (partners@cryptool.io). ### How do I get started with Cryptool? Sign up at app.cryptool.io and connect your wallet. The free tier lets you create one portfolio with one chain and up to 5 manual investments — enough to explore the platform. Upgrade to a paid User tier when you outgrow the free limits, or to a Manager/Enterprise admin tier if you are running a fund or group. ### How does the Cryptool Raise service work? The Raise module lets fund managers, VCs, and projects run capital raises on-chain. Admins create a pool or deal, set raise terms (target amount, soft cap, hard cap, vesting), and distribute allocations automatically when the raise closes. Distribution and vesting reminders are built in, and the entire flow is auditable on-chain. ### Does Cryptool support white-label deployments? Yes. The Enterprise tier ($119.99/mo+) includes white-label deployments, custom group URLs, and API integration. This is suited for VC funds, accelerators, and crypto-native institutions that want their own branded environment running on Cryptool's infrastructure. ### How can I contact the Cryptool team? Email info@cryptool.io for general enquiries (replies within 24 hours, Monday-Friday). For a guided walkthrough, book a 30-minute call via Calendly at calendly.com/cryptool_io. Specialised inboxes: press@cryptool.io for media, investors@cryptool.io for LPs and allocators, partners@cryptool.io for integrations. ### How does the Cryptool Portfolio module work? The Portfolio module gives users a unified, multichain view of their crypto holdings. It tracks balances and performance across MultiversX, Ethereum, and BNB Chain in real time, supports both manual and automated portfolio management, and provides notifications for vesting events, deposits, and key milestones. Free-tier users get one portfolio with one chain; paid tiers unlock unlimited portfolios across up to ten chains. ### How does the Cryptool Market service work? The Market module handles OTC trading and listings. Users can create or respond to OTC offers across supported chains, with platform-managed escrow and on-chain settlement. Listing fees scale by tier: 5.0 percent on Free, 2.0 percent on User and Advanced User tiers, and 1.5 percent on Manager and Enterprise. ### How is Cryptool different from a centralised exchange? Cryptool is non-custodial and multichain — users keep their assets in their own wallets, and trades settle on-chain. Centralised exchanges (CEXs) custody user funds and run their order books off-chain. Cryptool also unifies portfolio tracking, capital raising, and OTC trading in one product, whereas a CEX is primarily a trading venue. ### How is Cryptool different from DeBank or Zerion? DeBank and Zerion are primarily portfolio trackers. Cryptool covers portfolio tracking too, but adds capital raising (with pool creation, vesting, and distribution), OTC trading, and group/fund management — modules that portfolio trackers don't offer. Cryptool also targets fund managers and projects directly with admin-tier features like white-label deployments and member management at scale. ### What wallets does Cryptool support? Cryptool supports all major self-custody wallets that connect via WalletConnect or native chain wallets. This includes MetaMask, Trust Wallet, Ledger (via WalletConnect or native bridges), and chain-specific wallets like xPortal for MultiversX. Hardware wallets are fully supported because Cryptool never handles private keys. ### Are there platform fees on Cryptool? Yes, fees vary by tier and action. Deposit fees are 1.5 percent on Free and 0.4 percent on paid User tiers. Trade fees on listing value are 5.0 percent on Free, 2.0 percent on User and Advanced User, and 1.5 percent on Manager and Enterprise. Raise fees on the total raised amount are 0.8 percent on Advanced User, 0.5 percent on Manager, and 0.4 percent on Enterprise. Distribution fees per batch are 0.8 percent on Advanced User, $3.00 on Manager, and $1.00 on Enterprise. ### Does Cryptool require KYC? Cryptool itself is non-custodial and does not require KYC for basic platform usage — users connect their wallets and retain full control. KYC may be required for specific raise or pool participation if the project running that raise has set KYC as a requirement, but that is determined by the deal organiser, not by Cryptool. ### Can projects run their own raise on Cryptool? Yes. Projects on the Manager or Enterprise tier can create pools and deals to run their own capital raises. Setup includes target amount, soft and hard caps, vesting schedule, and KYC requirements if needed. Allocations are distributed automatically when the raise closes, with vesting and distribution reminders built into the platform. ### How does vesting work on Cryptool? Cryptool supports configurable vesting schedules for any pool or raise. Admins set the vesting parameters (cliff, duration, unlock cadence) at deal creation. The platform tracks vesting state on-chain, sends reminders to participants when unlocks are due, and automates distribution at each unlock event. The full vesting schedule is auditable on-chain. ### Does Cryptool have an API? Yes — API integration is included on the Enterprise tier ($119.99/mo+). This allows institutional users and integration partners to read portfolio data, create deals programmatically, and embed Cryptool functionality into their own systems. The Manager and lower tiers do not include API access. ### What is the team behind Cryptool? Cryptool is built by a team with 20+ combined years of blockchain expertise and 26+ years of business experience leading multi-million-dollar projects across finance, fintech, and Web3. Smart contract development is handled by Buidly, platform development by Kyano Digital, incorporation and legal by Morgaine Group, and digital design by Sherbert Lemon UK. The full team and partner roster is published on the About page. ### What is the development roadmap for Cryptool? Cryptool follows a five-phase delivery plan from inception through global expansion. The platform is currently live with portfolio, raise, market, and group management modules across MultiversX, Ethereum, and BNB Chain. Upcoming phases add Polygon, Arbitrum, Avalanche, Optimism, and Solana support, plus expanded enterprise features and API integration. The full roadmap is published in the documentation. ### Are there transaction limits on Cryptool? Limits scale with plan tier. Free has 1 portfolio, 1 chain per wallet, and 5 manual investments. The User tier ($2.99/mo) raises this to unlimited portfolios, 5 chains per wallet, and 5 wallets per account. Advanced User ($7.99/mo) further raises chains to 10 and wallets to unlimited, plus enables group creation up to 50 members. Admin tiers (Manager, Enterprise) have unlimited wallets and 1,000 to unlimited group members. ### Are there mobile apps for Cryptool? Cryptool runs as a responsive web application accessible from any modern mobile or desktop browser at app.cryptool.io. The web app is optimised for both desktop and mobile use. Native iOS and Android apps are not currently published — users connect via mobile browser and the wallet of their choice. ### How does Cryptool handle data privacy? Cryptool is non-custodial and stores no private keys or sensitive financial data tied to user identity. The platform uses Google Analytics 4 with Consent Mode v2 — analytics cookies only fire after users explicitly accept the cookie banner, and ad-related signals are denied by default. The platform's privacy policy is available in the documentation. ## Service Pages ### Introduction Documents Source: https://cryptool.io/introduction-documents # Introduction Documents DOCUMENT ##### Roadmap DOCUMENT ##### Team DOCUMENT ##### Contact Us DOCUMENT ##### About Cryptool.io ### Gleam Contest Source: https://cryptool.io/gleam-contest ## Welcome to Cryptool s Gleam Contest, where innovation meets opportunity! Cryptool.io $2,000 $CTO Subscription Giveaway ### how-to Source: https://cryptool.io/how-to # How To DOCUMENT ##### User Guide ## Documentation ### About Cryptool.io Source: https://cryptool.io/documents/about-cryptool-io Welcome to Cryptool # The all-in-one operating system for crypto investment. Cryptool brings portfolio, raise, market, and invest workflows under one roof — purpose-built for retail investors, fund managers, and projects to operate across every major chain with automation, transparency, and security from day one. Launch dApp Read the Litepaper Years building4+ Chains supported12 Phases delivered5 Features shipped60+ " We are building the platform we always wished existed — one place to manage, raise, and trade digital assets, where retail investors and fund administrators get the same level of automation, transparency, and security that traditional finance reserves for institutions. Mission Empower individuals and fund administrators to manage portfolios, raise capital, and trade digital assets through a single user-friendly platform — redefining accessibility, innovation, and security in crypto. Vision Lead investment management in crypto by delivering a reliable, accessible platform that creates consistent value for users, investors, and partners — through sustainability, transparency, and innovation, regardless of market conditions. Multichain native Operating across the chains that matter — and adding more every quarter. - MultiversXLive - EthereumLive - BNB ChainLive - PolygonSoon - ArbitrumSoon - AvalancheSoon - OptimismSoon - SolanaSoon We cover all chains and all wallets for over 90% of the platform. Why Cryptool ## Six reasons teams choose us. From individual investors to multi-fund VCs, the same platform scales with you. 01 ### All-in-One Platform Portfolio, raise, market, invest, and calendar — every module sits in a single dashboard. No more juggling spreadsheets, browser tabs, or disconnected dApps. 02 ### Automation First Tracking, deal management, capital distribution, vesting reminders — repetitive admin collapses to one-click actions, freeing you to focus on the deal, not the paperwork. 03 ### Built for Users Admins Retail investors get clean tracking and notifications. Fund managers, VCs, and projects get group management, pool creation, and a full raise toolkit. 04 ### Multichain Native Live on MultiversX, Ethereum, and BNB Chain — with eight more EVM and non-EVM networks queued. We support the real mix of chains investors actually use. 05 ### Experienced Team 20+ combined years of blockchain expertise paired with 26+ years of business experience leading multi-million-dollar projects across finance, fintech, and Web3. 06 ### Transparent Tokenomics $CTO is engineered for the long term — buy-back program, staking rewards, performance-based unlocks. Every economic flow is documented and auditable on-chain. Continue exploring ## Go deeper into the platform. Six entry points into the documentation — pick the lens that matches what you need. Company Meet the Team The people building Cryptool — core team, advisors, and partners. Strategy Development Roadmap Five-phase delivery plan from inception through global expansion. Economics Litepaper (Financial) Platform economics, revenue model, and multi-year financial forecasts. Token $CTO Tokenomics Utility, distribution, vesting, and the long-term sustainability model. Plans Services & Pricing Free, advanced, and pro tiers — pick the plan that matches your workflow. Get in touch Contact Us Talk to the founding team — investors, partners, and press welcome. ### Services Pricing Source: https://cryptool.io/documents/services-pricing Plans & Pricing ## Plans built for every stage Cryptool offers two sets of plans — one tailored for individual Users managing their own portfolios and investments, and another for Admins running funds, groups, and projects at scale. Every plan builds on the one before it, so you can upgrade as your activity grows. I'm a Retail investor Start free, upgrade when you outgrow it. I'm an Active trader Higher limits and better fees on paid User tiers. I'm a Fund / VC Admin plans for groups, raises, and pools at scale. ## For Users Ideal for retail investors, traders, and researchers. Start on Free; unlock higher limits, better fees, and automated tools on paid tiers. Feature Free$0 For UsersStarting from$2.99/moMost Popular For Advanced UsersStarting from$7.99/mo Chains per Wallet1510 Wallets Linked per Account15Unlimited Portfolio Creation1UnlimitedUnlimited Manual Portfolio Investments5UnlimitedUnlimited Automated Portfolio Management✔✔✔ Calendar Module—✔✔ Create Group——50 members VC Inactive Mode——✔ Deposit Fee1.5%0.4%0.4% Trade Fee (listing value)5.0%2.0%2.0% Total Raise Fee——0.8% Distribution Fee (per batch)——0.8% ## For Admins Built for group admins, fund managers, VCs, and projects. Unlock pool creation, higher member limits, lower platform fees, and white-label options. Feature ManagerStarting from$39.99/moFor VC & Funds EnterpriseStarting from$119.99/mo Wallets Linked per AccountUnlimitedUnlimited Create Group Members1 000Unlimited Create Pool(s) / Deal(s)✔✔ White Label Solutions—✔ Custom Group URL & API Integration—✔ Total Raise Fee0.5%0.4% Distribution Fee (per batch)$3.00$1.00 Trade Fee (listing value)1.5%1.5% ## Choosing a Plan - Free — perfect to explore Cryptool with a single portfolio and one chain. - For Users — the go-to plan for active retail investors: unlimited portfolios, notifications calendar, and lower fees. - For Advanced Users — adds group creation, VC inactive mode, and raise / distribution analytics for power users. - Manager — optimised for VCs and community fund managers running pools and deals. - Enterprise — bespoke deployment with white-label, custom URL, and API integration. Upgrade or downgrade at any time from User Profile → Subscription. Need something between these tiers? Contact us. ### Contact Us Source: https://cryptool.io/documents/contact-us Get in touch ## Let's talk aboutyour next move. Whether you're an LP looking at allocations, a fund manager exploring on-chain operations, a partner pitching integrations, or a journalist on deadline — pick the channel that suits you. A real person on the team will respond. Team available now Replies within 24 hours, Mon–Fri English Français Write to us info@cryptool.io General enquiries, support, partnerships and press. We reply to every inbound, usually the same business day. Send an email Talk live Book a 30-min call Sit down with the founding team. Best for funds, allocators and partners who want a guided walkthrough. Open Calendly ### Who's reaching out? Route to the right inbox so the right person picks it up first. Press & media press@cryptool.io Investors & LPs investors@cryptool.io Partnerships partners@cryptool.io Based in Geneva, Switzerland remote-first across EU & APAC Follow along X / Twitter LinkedIn Telegram YouTube GitHub Linktree ### Tokenomics Source: https://cryptool.io/documents/tokenomics ## Overview The Tokenomics section emphasizes transparency and clarity to help investors, stakeholders, and enthusiasts understand the financial model of Cryptool's native $CTO token — how it is allocated, vested, burned, and how it accrues value to holders through staking, utility, and the platform Buyback Program. ## Token Utility Figure 1: Token Holder & Staking-Tier Utilities — six benefit categories that scale with stake size and tier (subject to change). The Cryptool Token is a versatile asset that goes beyond facilitating transactions — it empowers users with a spectrum of perks and advantages, enhancing their overall experience on the platform. Within the Cryptool ecosystem, the native token serves a dual purpose. Users can employ it for discounted subscription payments, and when strategically staked, it unlocks an array of benefits encompassing platform discounts and potential revenue shares. Staking is designed to reward users with more benefits at higher tiers. Cryptool will continue to implement more benefits as additional modules and services are released. Choose the tier that best suits your goals and take advantage of the bonus rewards. Tiers and Rewards12345Required $CTO25,00075,000200,000500,0001,000,000Rewards Multiplier 1.0 1.2 1.3 1.5 2.0Subscription Discount 2.5% 5% 10% 20% 30%Fees Reduction 2.5% 5% 10% 20% 30%Ambassador Referral Bonus+2.5%+5%+10%+15%+25%Free Subscription Account Upgrade PremiumPremium+BusinessEnterpriseVoting Rights You calculate the reduction or bonus based on the following calculation: - Start with the original fee: 0.4% (Premium+) - Apply the percentage reduction: 10% (Tier 3) of 0.4% is 0.1 0.4% = 0.04% - Subtract the reduction from the original fee: 0.4% 0.04% = 0.36% ## Allocation Investor Rounds $CTO Token SpecificationsToken Name $CTOToken TypeUtilityListing Price$0.020Total Supply750,000,000Initial Token Supply42,281,250Initial Market Cap$395,625Fully Diluted Market Cap$15,000,000 ### 3.1 Investor Allocations Cryptool aims to raise close to $2 million across four funding rounds: pre-seed, seed, private, and public. Funds will be used primarily for initial business start-up, platform development, legal, and token launch costs. A significant portion of this groundbreaking project has been self-funded by our team, with over 7,000 hours of collective effort and a personal financial investment exceeding $100,000. ### 3.2 Platform Allocations - Ecosystem: Tokens used for platform incentives (e.g. staking rewards) and feature developments. Approximately 5 10% of these tokens are estimated to be used since most features are funded by platform profits. - Marketing: Tokens used for marketing initiatives (e.g. user onboarding and growth). Approximately 5 10% estimated to be used. - Reserve: Funds for technical development, platform upgrades, security enhancements, research, and other key projects approximately 5 10% estimated to be used. - Partners / Team: Tokens allocated to strategic partners and team members. Most unlock only after key performance milestones. Team salaries are funded from platform revenue, so the team is not obligated to sell team tokens. ### 3.3 Tokenomics Design Pillars - Performance-based Unlocks: Team and partner tokens unlock based on performance, ensuring controlled releases tied to milestones. - Limited Supply and Emissions: Total token supply capped at 750 million, with a gradual emissions schedule. - Self-Sustainability: Cryptool funds team, marketing, liquidity, and development directly from platform revenue, avoiding team token sales. - Buy-Back: A percentage of platform earnings funds buy-backs supporting liquidity, staking rewards, marketing, airdrops, and emission control. Investor allocations constitute 19.5% of the token supply, and the Token Utility encourages investors and platform users to stake their tokens, mitigating sell pressure. Cryptool $CTO Token Distribution Category%Tokens Pre-Seed1%7,500,000 Seed5%37,500,000 Private9%67,500,000 KOL2%15,000,000 Public2.5%18,750,000 Liquidity10%75,000,000 Ecosystem25%187,500,000 Marketing10%75,000,000 Reserve20%150,000,000 Strategic Partners6%45,000,000 Team9.5%71,250,000 Total100%750,000,000 ## Burning Mechanism Burning Mechanism — staking rewards, marketing, treasury, burn (lock), airdrops, and liquidity all draw from buyback flows to reduce circulating supply. The burning mechanism in Cryptool refers to the intentional and permanent removal of a certain amount of tokens from circulation. This involves sending tokens to a locked wallet address that is not accessible or recoverable. The primary purpose is to reduce the total supply of tokens in circulation, contributing to deflationary pressure and increasing the value of the remaining tokens as they become scarcer. ## Token Emissions Vesting The token emissions are fairly conservative over the first year, with less than 335 million tokens unlocked. Roughly 68 million of those tokens belong to pre-seed, seed, private, and public investors, while the remaining are primarily for Cryptool use. The long-term emissions schedule results in all tokens being unlocked over the 60-month vesting period. Several token allocations are not expected to be fully used (Ecosystem, Reserve, Marketing) while others are only unlocked after performance-based milestones (Partners, Team). This results in a lower circulating supply, supporting Cryptool's strategy to reward token holders. The Token Utility further incentivizes token holders to stake, reducing circulating supply. Figure 4a: Vesting Timeline — per-allocation unlock window across the 60-month vesting period.Figure 4b: Emission Overview — circulating supply across the 60-month vesting period with key milestones (47% / 77% / 94% / 100%).Figure 4c: Token Control — outside vs company control across the 60-month vesting period.Figure 5: Token Supply — Unlocked vs Circulating across the long-term vesting period (2026 — 2030). ## Token Performance The Cryptool team understands the importance of token ROI to investors; therefore, token price is a major focus of Cryptool's strategy. The Buyback Program is designed to impact token price. #### First two-year assumptions - Approximately half of investors' tokens are immediately sold upon unlocking. - The other half is staked or held by those speculating on token price growth. - Retail token buys and sells are relatively balanced. - A marketing campaign is executed during the first launch window. - Cryptool begins its Buyback Program gradually, increasing to ~10 20% of monthly revenue. - For 2027 forward, a fixed buy/sell activity has been set and price activity is purely based on the buy-back program. Figure 6: Token Price (USD) — with vs without Buyback program, 2026 — 2032. ## Return on Investment Disclaimer: This section provides a simulation of results based on several assumptions. There is no guarantee these levels of return will occur, and readers should assess such risks and accept that actual returns may differ. ROI models are developed for both investors who immediately sell their tokens upon unlock and for investors who stake. While both approaches are estimated to yield solid ROIs under conservative assumptions, the tokenomics are designed to yield a greater ROI for stakers. - Staking: The return on initial investment purely based on staking rewards. - Price: The return on initial investment purely based on token price, excluding any staking rewards. Assuming $1,000 initial investments for pre-seed, seed, private, and public holders, the modeled ROI shows the value if tokens are immediately sold on unlock (no staking rewards) versus the same $1,000 with a 48-month projected cumulative value if investors stake their tokens. Figure 7: Investor ROI — Sell on Unlock (cumulative value when unlocked tokens are sold immediately).Figure 8: Investor ROI — Stake & Hold over 48 months (cumulative compounded value). ## Market Capitalization Using Cryptool's conservative economic model, the token's short-term and long-term market capitalization can be forecasted. Given Cryptool's projected revenues and profitability after platform launch, this market capitalization can be perceived as low — but Cryptool prefers to model conservatively. This allows the team to proactively prepare for missed targets and poor market developments. If performance exceeds assumptions, the team gains flexibility to adapt to token holder needs. Figure 9: Market Capitalization — long-term forecast (2026 — 2031). ## Why MultiversX? Cryptool has chosen to launch on MultiversX due to its pioneering approach in tackling the blockchain three-way dilemma — offering scalability, security, and decentralization simultaneously. MultiversX achieves this through adaptive state sharding and secure proof-of-stake consensus, enabling a throughput of over 250,000 transactions per second. Aligned with our vision of fostering a robust community with widespread adoption, MultiversX is designed with the average person and investor in mind. Cryptool aims to capitalize on this user-centric approach to build a platform that attracts a broader user base and investor community. MultiversX ensures data security through robust cryptographic mechanisms and random validator selection, resulting in negligible transaction costs. By leveraging MultiversX's ecosystem — including the non-custodial wallet xPortal and the decentralized exchange — Cryptool taps into a thriving community of over 1 million active users. Cryptool will operate as a profit-sharing community platform, redistributing earnings as rewards. While the $CTO token is issued on MultiversX, the Cryptool platform itself is multi-chain — BNB Smart Chain, Ethereum, and all EVM-compatible networks are already incorporated, letting users trade and operate across the full breadth of the EVM ecosystem from a single account. ## DEX/CEX Listing Strategy Cryptool's listing strategy involves initially launching on a decentralized exchange (DEX) and subsequently transitioning to a centralized exchange (CEX) once sufficient trading volume and liquidity are generated. This phased approach establishes a presence in the decentralized ecosystem first — leveraging the benefits of decentralization — then expands to centralized exchanges to access a broader user base and enhance market visibility, optimizing exposure and liquidity while aligning with the project's growth trajectory. ### Referral Program Source: https://cryptool.io/documents/referral-program ## Overview Welcome to our Marketing Referral Program, where you have the opportunity to become a valued advocate for our brand and reap exciting passive income. Here's your chance to spread the word about our platform, engage with like-minded individuals, and earn attractive incentives along the way. The Marketing Referral Program is designed to compensate users for attracting new users to the Cryptool platform. ## Why Become an Ambassador - Rewarding Commissions: Earn generous commissions for every user you refer who joins Cryptool.io and engages in transactions on our platform. - Commission Range: Commissions start at 10% and can reach up to 27.5% of platform transaction fees generated. - Performance Bonuses: Excel in your role, become an official Cryptool Ambassador, and unlock performance-based bonuses, taking your earnings to the next level. - Staking Bonuses: Increase your commission earnings by staking Cryptool tokens. - Exclusive Access: As a Cryptool.io Ambassador, you'll gain exclusive access to our latest updates, features, and events staying ahead of the curve in the crypto world. - Community Engagement: Join a vibrant community of fellow Ambassadors, sharing insights and experiences, and collaborating on initiatives to boost the platform's presence. - Personalized Support: We support your efforts every step of the way reach out to our dedicated Ambassador support team. - Grow Together: Collaborate with the Cryptool team and be part of a supportive and enthusiastic community. ## Why Cryptool Runs This Program - To facilitate platform growth by leveraging users' networks. - To fulfill Cryptool's strategy of cultivating a crypto investor community. - To provide a further incentive for users to use and support the Cryptool platform. ## How It Works Referrer Referred User Reward via smart contract. Detailed mechanic — refer individuals or whole groups, earn a share of module fees on every transaction, and sell your reference rights on the Market.The Cryptool Referral Program in five steps — sign up, share, onboard, earn, and monitor. - Sign Up: Create an account and become an instant Cryptool Ambassador. Navigate to User Profile Referral Program. - Share Promote: Start spreading the word about Cryptool.io and share your personal referral link or code with your network, social media, and other channels. - Onboard: You become the Ambassador of any new user who signs up with your referral link or code. - Earn Rewards: Enjoy commissions and bonuses as your referred users engage with Cryptool. As an Ambassador, you receive 10% or more of all platform transaction fees from users you referred. - The more platform transactions completed by your referred users, the higher your passive income. - Ambassador rewards will be distributed directly via the smart contract. - Monitor Manage: Track and manage your referrals and commissions through our user-friendly dashboard. ## Reward Structure Ambassador commission tiers TierBase CommissionBoosters Standard Ambassador10% of platform transaction feesRecruitment campaigns add boosted rewards Active AmbassadorUp to 27.5% of platform transaction feesPerformance-based unlocks & staking multipliers Main AmbassadorUp to 15% per referral+10% share of subscription fees ## Earning Potential The potential earnings for users with large networks are massive. Worked example. You refer your friend Bill to Cryptool and lock in a Commission Fee of 15% for the next year. Bill signs up as a Free user (Platform Fees: Raise deposit fee = 1.9%, Market trade fee = 5.9%). Over the past month, Bill participated in 5 Raise pools, with an average deposit of $2,600 per pool. Earnings = Transactions x Transaction Value x Platform Fee x Commission Fee Earnings = 5 x $2,600 x 1.9% x 15% = $37.05 Earning Potential — Users ReferredUsers Referred (#)101001,00010,000Raise; User's avg. Transaction Value (USD/mo)$2,500Platform Fee (% of Deposit)0.4 – 1.5%Market; User's avg. Transaction Value (USD/mo)$250Platform Fee (% of Trade)1.5 – 5.0%Ambassador Earning Term (% of Fees)10 – 27.5%Ambassador Earnings (USD/mo)$13.75 – $138.75$137 – $1,387$1,375 – $13,875$13,750 – $138k Earning Potential — VCs ReferredVC Referred (#)151020Raise; VC avg. Raise Value (USD/mo)$250,000Platform Fee (% of Deposit)0.4 – 0.5%Ambassador Earning Term (% of Fees)10 – 27.5%Ambassador Earnings (USD/mo)$100 – $346$500 – $1,734$1,000 – $3,468$2,000 – $6,937 ## Main Ambassadors Perks In our exclusive Main Ambassador Agreement, individuals with a substantial network and a talent for bringing new users to the Cryptool platform enjoy unparalleled benefits. Main Ambassadors not only receive an elevated earning fee of up to 15% for each successful referral but also enjoy an additional 10% share of subscription fees. This agreement is tailored for users with an extensive network, empowering them to maximize their earnings and solidify their position as key influencers within our community. Additional Perks: - Stake your tokens to get an additional bonus on referral percentage earnings. - List and sell your ambassador referral rights (shares) on the Market module. Referral BonusUsers Referrals (#)1005002,5005,00010,000+Ambassador Referral Bonus *+5%+10%+15%+25%+50%Subscription Referral Subscription Referral Earning Term ** +5%+10% * When you have a referral earning term of 10% and there's a 50% bonus, you calculate the bonus based on the original term. Start with the original earning term: 10%. Apply the percentage bonus: 50% of 10% is 0.5 10% = 5%. Add the bonus to the original earning term: 10% + 5% = 15%. So a 10% earning term with a 50% bonus results in a final term of 15%. ** The provided percentage represents the earnings percentage over the total subscription fees paid by users you have referred. ## Join Us Today Ready to embark on a rewarding journey with Cryptool.io? Apply now to become an official Cryptool.io Ambassador and help shape the future of cryptocurrency. Together, we'll create a stronger, more informed crypto community. Read the full User Referral Program guideStep-by-step setup, dashboard walkthrough, and payout mechanics.View ## Terms Disclaimer: The Referral Program terms and conditions are subject to change. Cryptool.io reserves the right to modify the program at its discretion. ### Litepaper (Financial) Source: https://cryptool.io/documents/litepaper-financial ## Executive Summary The Cryptool Financial Litepaper provides a focused look at the platform's economic model, tokenomics, and growth strategy for prospective investors and partners. It complements the full whitepaper by distilling the financial projections, fee structure, and buy-back mechanics into a digestible summary. For full technical and product detail, please see the Whitepaper. The paper begins with Cryptool's Strategy: whereby it aims to provide a simple and user-friendly yet comprehensive platform for Individual Investors and Fund Administrators to manage portfolios, raises, investments, and digital-asset trades. With more than two decades of expertise in the cryptocurrency market, the Cryptool team has served as presale/IDO investors, advisors, and VC owners, among other roles. Throughout this extensive tenure, the team has observed numerous failed projects, attributing their shortcomings to issues like poor business management, weak tokenomics, and a lack of value for token holders. Drawing valuable insights from these experiences, the Cryptool team has diligently translated its learnings into the development of a robust, transparent, and sustainable business plan. Cryptool boasts competitive advantages, including limited competition, proactive preparation for the next bull market, and an extensive network of investor groups. The Cryptool Platform Economics model highlights two key revenue streams: user monthly account fees and platform transaction fees. The focus is on rapid user and platform transaction growth, with a generous monthly revenue. To benefit users and investors, Cryptool will allocate a portion of its revenue to two Revenue Sharing programs: the Referral Marketing Program for users who attract additional platform users and the Buyback Program for investors holding Cryptool tokens. The launch of the Cryptool Token introduces significant Utility, offering features such as reduced platform fees, reduced subscription membership fees in Cryptool's native token, staking rewards and multipliers with additional benefits such as revenue-sharing bonuses, platform voting rights, airdrops, and platform account tier upgrades. Thoughtfully designed tokenomics include measures to limit supply and emissions, unlock specific allocations based on performance milestones, and provide incentives for token holders to limit selling. Four token funding rounds — pre-seed, seed, private, and public — are available for investor participation, with modeled scenarios showcasing significant ROI for token holders and stakers. ## Strategy With over two decades of collective experience, the Cryptool team excels in both traditional business management and cutting-edge blockchain technology. Their diverse background spans multi-million / billion-dollar projects in industries such as oil & gas and chemicals, alongside extensive knowledge of successful blockchain ventures. ### 2.1 How Cryptool is Different Blockchain Experience. Comprising six seasoned blockchain professionals serving as advisors, VC owners, and investors, Cryptool's core team boasts a collective expertise of 20 years within the blockchain industry. They possess a profound understanding of the crucial factors that drive project success and deliver value to investors and users. Their experience encompasses a thorough examination of both successful projects and the pitfalls of failed business models. By combining this insightful analysis with their own expertise, they've crafted a robust, profitable, value-generating, and sustainable business model that benefits investors, users, and strategic partners, irrespective of market conditions. Business Experience. The team has an extensive 26-year history of business expertise, excelling in the management of multi-million / billion-dollar projects within the oil & gas and chemical sectors. With a proven track record of success in startups, consistently doubling profits annually, our skills in innovation, business development, and strategy are pivotal contributors to sustained financial success. The team's proficiency is further strengthened by robust technical and legal support. ### 2.2 Strategic Objectives Cryptool aims to accomplish its Strategic Vision by focusing on the following: - Cryptool Platform: Develop and implement a comprehensive, automated, and time-saving platform with one-click actions for easy cryptocurrency investment management by both Users and Admins. - Community Cultivation: Attract users generating revenue and fostering a collaborative community of investors and enthusiasts for mutual learning and profit. - Token Holder Value: Enhance Cryptool token utility, offer platform incentives, and support token value through an effective Buyback program to benefit token holders. - Execution Excellence: Leverage team expertise in blockchain, business management, sales and marketing to achieve key milestones on time and within budget, maintaining vision, focus, and diligence. - Strategic Partnerships: Form solid and mutually-beneficial partnerships with knowledgeable, motivated, reliable, and trustworthy entities vested in the success of Cryptool. - Competitive advantage: Launch the platform while market conditions are poor and competition is limited (others have diverted focus). Utilize the Cryptool team's large investor network. ## Platform Economics A robust financial model has been created to help steer Cryptool's decision-making to fulfill its Strategy. The following section outlines how Cryptool will focus on User Growth, Platform Transaction Growth, and Decentralized Exchange ("DEX") Activity to generate resilient and sustainable Revenue streams through various market conditions. ### 3.0 Business Model Cryptool.io's success hinges on its robust business model and strategic approach. #### Vision, Focus, and Diligence - Leveraging the team's extensive business background and expertise to drive performance and achieve milestones. - A laser focus on executing the strategy with precision and diligence. - Performance- and milestone-focused. #### Strategy - Implementing a robust business model. - Emphasizing uniqueness in tools. - Outpacing competitors. - Prioritizing user, transaction, and revenue growth. - Cost control measures. - Maintaining healthy revenue growth. - Sustainable growth and long-term stability. #### Revenue Generation - On-platform monthly subscriptions. - On-platform transaction fees. - Early (un)staking fees. - Decentralized Exchange (DEX) selling fees. - Centralized Exchange (CEX) trading fees. - Market making. ### 3.1 User Growth Since the Cryptool platform will generate a revenue stream from monthly user fees, we will prioritize the swift onboarding of users to the platform through three primary target audiences. Individual investors: Cryptool's primary focus is on attracting and serving early investors participating in presales and initial decentralized offerings (IDO). The platform is designed to cater to the unique needs and preferences of this specific target audience, offering features and functionalities that align with their investment strategies during all stages of projects. In addition, Cryptool aims to welcome DeFi users with an easy setup, user-friendly interface, and educational resources, while introducing them to more advanced crypto investment strategies linked to the other modules. Investor Groups (Venture Capitals): Cryptool has successfully integrated venture capital and funding groups with large communities into its network, positioning itself as an attractive platform for these entities. In the second phase, the strategic initiative involves migrating existing venture capital firms from competitors. As part of the onboarding process, these groups will be required to relocate their users and members to the platform. Start-Ups: Cryptool aims to not only integrate venture capital and funding groups but also actively screen, support, and advise new projects seeking funding. Start-ups in need of financing will find a dedicated funding platform in Cryptool. The platform's commitment extends to fostering a connection between these start-ups and a diverse community of investors and potential backers. The User Growth forecast (Figure 1) tracks Year-over-Year (YoY) user adoption growth for Cryptool. Notably, after the initial two years of operations, Cryptool's growth stabilizes, showcasing a consistent trajectory. The forecast predicts a steady and sustainable pattern according to Cryptool's growth goals of 10% per year, reflective of a matured phase in the platform's lifecycle. Figure 1: User Growth Forecast — conservative ramp from launch through 2031, stabilizing around 10% YoY in maturity. ### 3.2 Platform Transaction Growth The Cryptool platform will generate a revenue stream from specific platform transaction fees. After attracting users to the platform, we will focus on incentivizing users to increase transaction activity in the revenue-generating modules due to comprehensive features, ease-of-use, and low fees: - Raise Module Target Audience: Venture Capital (VC) Groups, Presale Platforms, Crowdfunders, Fundraisers, Startups. Objective: Facilitate fundraising for innovative projects, startups, and initiatives. - Market Module Target Audience: Allocation Holders, Brokers, Traders. Objective: Provide a marketplace for seamless trading and allocation management for on- and off-platform assets. - Invest Module (Later Phase) Target Audience: Investment Groups, Hedge Fund Managers, Co-investors, Copy-Traders. Objective: Enable advanced investment strategies, fund management, and collaborative investment opportunities. Cryptool's transaction-growth value projections by platform module follow historical crypto market bear/bull cycles. We expect rapid growth through the first 2 years of platform launch, followed by 2–3 years of softer activity, then a rebound to significantly higher transaction throughput during the following bull cycle. Figure 2: Transaction Growth Forecast — cyclical pattern reflecting bear/bull cycles, with strong rebound in the next bull cycle. ### 3.3 Revenue Revenue sources include user subscription fees and platform transaction fees, decentralized exchange ("DEX") fees and staking/unstaking fees. Given the assumptions on user growth and platform transaction growth outlined above, the revenue forecast model anticipates significant growth for the Cryptool platform after its first 6 months of operation and further expansion within the first year. The revenue model appears healthy and steady, with the analysis incorporating considerations for Bull and Bear markets, as well as other minor factors, to identify reasons behind fluctuations integrated into the calculations. The results aim to offer a comprehensive understanding of Cryptool's financial performance and stability, with a focus on long-term growth. Figure 3: Revenue Forecast — combined subscription, transaction, DEX, and staking fees. ### 3.4 Accounts and Features For investors, Cryptool offers a diverse array of services and features tailored to optimize their digital-asset management experience, including portfolio tracking, allocation management, and staking opportunities, all within a secure and user-friendly environment. On the other hand, for administrators such as groups, venture capitalists, and projects, Cryptool provides robust tools for transparent asset management, efficient fundraising, and group collaboration, empowering them to streamline operations and maximize investment opportunities. The whitepaper contains the complete list of services and features, along with subscription details. ### 3.5 Account and Fees The platform follows a freemium model, offering core services for free with limitations and enticing users to upgrade to premium subscriptions for advanced features, transaction discounts, and unlimited services. The strategy aims to attract a diverse user base, generate revenue through voluntary upgrades, and enhance the value of premium offerings. To enhance transparency and distribute costs fairly, Cryptool's fee structure is shared between venture capital (VC) or funding groups and individual members. This approach reduces fees for VC groups and investors alike, leading to substantial cost reductions overall. Cryptool also allows smaller VC funding groups to raise funds with very low monthly or pool fees, further democratizing access to fundraising opportunities. User Subscription Tiers (Individual) Feature Cryptool Free Cryptool Premium Cryptool Premium+ $0/mo From$2.99/mo From$7.99/mo Portfolio ManagementLimitedStandardAdvanced Calendar & NotificationsLimitedFullFull Raise — Join Pools Invest — Co-Invest Pools— Market — Buy / Sell AllocationsView only Transaction Fee Discount—10%25% Staking Bonus TierStandardBoostedMax Priority Support—Standard Group / VC Admin Subscription Tiers Feature Cryptool Premium (VC starter) Cryptool Business Cryptool Enterprise From$39.99/mo From$79.99/mo From$119.99/mo Group / VC ManagementBasicStandardAdvanced Member ManagementUp to 25Up to 250Unlimited Pool Creation (Raise)Limited templatesFull templatesCustom + API Crowdfunding Pools— Presale & IDO Pools— Pool / Transaction Fee ShareShared with membersShared with membersNegotiable Reporting & AnalyticsBasic ROI / P&LDetailed ROI / P&LCustom dashboards Dedicated Account Manager—— Indicative tiers based on Whitepaper V2.3. Final pricing is set per launch and may be adjusted via governance vote. ### 3.6 DEX and Staking Fees The Cryptool platform will generate a revenue stream from project token transactions: - DEX activity fees: All token sales will be subject to a 0.9% fee. This is designed to incentivize token holding and staking instead of trading to support token investor ROI. - Staking activity fees: The platform's staking module incentivizes token holders to stake their tokens and enjoy platform benefits. However, staking for less than 180 days incurs a variable staking fee, ranging from 0.9% (90 days) to 1.9% (60 days). The specified fee structure serves as an incentive for investors to choose longer staking periods, thereby contributing to the stability of the associated token. - Unstaking activity fees: Those who stake their tokens for a shorter time period or unstake their tokens early will have their staking rewards taxed between 0.9% and 2.9%. This is designed to incentivize token holders to stake their tokens for longer time periods and deter them from unstaking early. - CEX Market Making Activity fees: Revenue generated through market-making activities on cryptocurrency exchanges. Cryptool will provide liquidity by continuously buying and selling their tokens, earning fees when traders transact with their tokens on the exchange. This revenue stream supports ongoing development and marketing efforts, ensuring financial stability and long-term viability in the competitive cryptocurrency market. Table: $CTO DEX/CEX, Trading and Staking Token Fees ActivityFee RangePurpose DEX Sell0.9%Incentivize holding & staking over trading Staking (60–180 days)0.9% — 1.9%Reward longer staking commitments Unstaking (early)0.9% — 2.9%Deter early unstaking CEX Market MakingVariableLiquidity provisioning revenue ### 3.7 Profit Loss The revenue and cost assumptions provide a forecast of Cryptool.io's cash flow and profitability, allowing the team to approximate when the business will become cash flow positive and how many funds are available for token holder value creation (see Token Buybacks). Short- and long-term base-model profitability projections indicate Cryptool.io will become profitable by August 2025. Profit & Loss Forecast — bars below the zero line are losses, bars above are profits. Cryptool.io is modelled to become profitable around August 2025. ### 3.8 Operational Efficiency With years of collective experience in operational excellence, the team at Cryptool is adept at optimizing resources and driving sustainable growth. Our approach includes: - Streamlined Processes: Continuously refining workflows to enhance efficiency and minimize delays. - Technology Integration: Leveraging cutting-edge tools to automate tasks and improve decision-making. - AI Automation: Embedding machine-learning models into operations, market intelligence, and risk-scoring to accelerate decisions and surface anomalies humans miss. - Resource Optimization: Judiciously allocating resources to align with project goals and priorities. - Cost Control Measures: Implementing strict controls to manage expenses without compromising quality. - Budgeting and Forecasting: Developing detailed plans to allocate resources effectively. - Expense Tracking and Analysis: Using advanced analytics to monitor spending patterns and identify inefficiencies. - Lean Operations: Minimizing waste and optimizing workflows to achieve excellence. - Cost-Benefit Analysis: Evaluating expenditures to prioritize initiatives with high ROI. - Vendor Management: Strategic partnerships to secure competitive pricing and efficient service. - Continuous Improvement: Fostering a culture of innovation and efficiency. - Performance Metrics: KPIs to measure and improve operational effectiveness. - Agile Methodologies: Embracing flexibility and adaptability in project management. - Collaboration and Communication: Facilitating seamless coordination and decision-making across teams. - Risk Management Integration: Proactively identifying and mitigating potential risks. ## Growth Strategy Cryptool has formulated a comprehensive growth strategy that includes a range of initiatives designed to enhance user engagement, attract new participants, and create a healthy community and ecosystem. Several key components are Platform Revenue Sharing, the Buy-Back Program, the Referral Marketing Program, and Cryptool Marketing Campaigns. ### 4.1 Revenue Sharing In line with its strategic objectives, Cryptool.io is committed to expanding its user base to generate revenue, covering operational costs and providing rewards to its valued token holders. Cryptool has implemented a revenue-sharing mechanism designed to benefit token holders, providing them with incentives and rewards. Explore how Cryptool strategically captivates and retains user interest, fostering continued engagement and investment in the platform via the following strategies: - Allocation of Revenue: A portion of the revenue generated by the platform is allocated to specific programs that directly benefit token holders. - Rewards for Token Holders: Token holders benefit from the increased value of their holdings as a result of the buyback and burn mechanism. - Long-Term Value Appreciation: By consistently implementing buyback and burn events, Cryptool aims to create a long-term strategy for token value appreciation. - Tiered Reward System: Introduce a tiered reward system where users holding larger amounts of tokens receive additional bonuses or higher percentages of the revenue share through rewards. By implementing this comprehensive revenue-sharing strategy, Cryptool.io aims to create a mutually beneficial relationship with its platform users and token holders, fostering a strong and engaged community. ### 4.2 Buyback Program Figure 4: Buy-Back & Platform Revenue — buyback allocations (staking rewards 80%, treasury 5%, marketing 5%, burn-lock 5%, airdrops 2.5%, liquidity 2.5%) and platform-revenue allocations (team 65%, token 15%, operational costs 5%, marketing 5%, development 5%, spare 5%). Cryptool's token buyback program is designed to benefit token holders and stakers by supporting token price and increasing staking yields. All token buybacks will be sent to the Cryptool Reserve, a wallet to hold such tokens until the Cryptool team decides how to use them (use as staking rewards, lock them for an extended period of time, add to liquidity, or send to other Cryptool wallets — Ecosystem, Marketing, and Reserve). The Cryptool team will review token performance on a monthly basis to determine the following token buyback actions for the following 3 months: - Total target APY for the staking rewards program - The portion of platform fees to use to purchase tokens - The portion of Reserve tokens to distribute as staking rewards, burn, and send to other platform wallets - The staking rewards vesting schedule Token buyback actions will be made transparent on a monthly frequency, after they are completed. Figure 5: Buy-Back Outcomes — bought-back tokens are routed across five mechanisms: stake rewards distribution, long-term sustainability, emission control, price stability, and burning — supporting holders and the broader ecosystem. ### 4.3 Referral Program The Referral Marketing Program is designed to compensate users (Ambassadors) for attracting new users (Community Members, Team Members, Friends and Family) to the Cryptool platform. Ambassadors will receive a portion of platform transaction fees generated from their referred users. The Referral Marketing Program is a key tool for driving user growth in Cryptool. By leveraging the networks of existing users, the program aims to expand the platform's reach and cultivate a thriving crypto investor community. It also provides incentives for users to actively support and promote the Cryptool platform. Occasionally, recruitment campaigns with boosted rewards will be available. Token holders who stake a certain quantity of tokens will receive Ambassador reward multipliers. Ambassadors can sell their Referral Marketing Shares in the Market module. What's the potential? An Ambassador who refers 10,000 users averaging $5,000 per month in Raise deposits alone could earn over $208,000 per month in passive income. Earnings = Transactions x Average Transaction Value x Platform Fee x Referral Fee Ambassador commission tiersTierBase CommissionBoostersStandard Ambassador10% of platform transaction feesRecruitment campaigns add boosted rewardsActive AmbassadorUp to 27.5% of platform transaction feesPerformance-based unlocks & staking multipliersMain AmbassadorUp to 15% per referral+10% share of subscription feesFull Referral Program detailsAmbassador tiers, commission rates, payout schedule, and program terms.View ### 4.4 Marketing Campaign Programs Cryptool's strategy centers on engaging the market and users directly through secured spots on multiple launchpads, ensuring targeted access. Launchpad and presale users are pivotal demographics for platform success. The pre-launch whitelist registration offers exclusive benefits to early adopters, setting the stage for heightened interest. Our referral marketing program not only drives engagement but taps the user's networks, leveraging their influence in the crypto community. Intensifying social media growth efforts on Telegram, Twitter, and LinkedIn expands Cryptool's presence and resonates with the launchpad user community. Active participation in market-making programs reinforces our commitment to the broader crypto landscape, enhancing visibility among potential launchpad users. Pay-per-click ads and SEO optimization target both crypto enthusiasts and launchpad users, while participation in online and offline events across Europe aims to create widespread buzz and reach potential users through diverse channels. In collaboration with external marketing companies, Cryptool leverages expertise to communicate its value proposition effectively. The synergy between marketing initiatives and launching on multiple launchpads establishes Cryptool as a promising platform with direct access to the market and its key user base. - Pre-launch Whitelist Registration early engagement for platform discounts and bonuses within Cryptool's network. - Referral Marketing Program focused advertising to drive engagement through referrals. - Social Media Growth budget emphasis on early giveaway announcements; expanding engagement on Telegram, Twitter, and LinkedIn. - Engage in Marketing Programs active participation in various partner marketing initiatives. - Pay-per-Click Ads SEO targeted ads on Twitter, Facebook, Instagram, plus SEO-optimized website and posts. - Online and Offline Events pitching and introducing Cryptool at events across Europe. - External Marketing Companies reputable external firms for advertising and promotion. The initial marketing budget is determined by funding results, and upon the platform becoming operational, a fixed percentage of revenue is allocated for ongoing marketing purposes. Marketing budget excludes reserved marketing-token allocations. ## Token ### 5.1 Token Utility Cryptool plans to launch a project token to facilitate use of the Cryptool platform and to provide various benefits to holders. It is designed with utility based on the user's Staking Tier. In essence, the Cryptool Token is a versatile asset that goes beyond facilitating transactions — it empowers users with a spectrum of perks and advantages, enhancing their overall experience on the platform. Within the Cryptool ecosystem, the native token serves a dual purpose. Users can employ it for (discounted) subscription payments, and when strategically staked, it unlocks an array of benefits, encompassing platform discounts and potential revenue shares. Staking is designed to reward users with more benefits at higher tiers. Cryptool will continue to implement more benefits as additional modules and services are released. Figure 7: Token Holder & Staking-Tier Utilities — six benefit categories that scale with stake size and tier (subject to change). Tiers and Rewards Choose the tier that best suits your goals and take advantage of the bonus rewards.12345 Required $CTO25,00075,000200,000500,0001,000,000 Rewards Multiplier 1.0 1.2 1.3 1.5 2.0 Subscription Discount 2.5% 5% 10% 20% 30% Fees Reduction 2.5% 5% 10% 20% 30% Ambassador Referral Bonus+2.5%+5%+10%+15%+25% Free Subscription Account Upgrade PremiumPremium+BusinessEnterprise Voting Rights You calculate the reduction or bonus based on the following calculation: - Start with the original fee: 0.4% (Premium+) - Apply the percentage reduction: 10% (Tier 3) of 0.4% is 0.1 0.4% = 0.04% - Subtract the reduction from the original fee: 0.4% 0.04% = 0.36% ### 5.2 Tokenomics The Tokenomics section of Cryptool offers a comprehensive guide, emphasizing transparency and clarity to assist investors, stakeholders, and enthusiasts in understanding the intricacies of its native token's financial model. Read the full Tokenomics breakdownDetailed allocation tiers, vesting schedules, and unlock cliffs.View $CTO Token Specifications Token Name $CTO Token TypeUtility Listing Price$0.020 Total Supply750,000,000 Initial Token Supply42,281,250 Initial Market Cap$395,625 Fully Diluted Market Cap$15,000,000 Cryptool $CTO Token Distribution Category%Tokens Pre-Seed1%7,500,000 Seed5%37,500,000 Private9%67,500,000 KOL2%15,000,000 Public2.5%18,750,000 Liquidity10%75,000,000 Ecosystem25%187,500,000 Marketing10%75,000,000 Reserve20%150,000,000 Strategic Partners6%45,000,000 Team9.5%71,250,000 Total100%750,000,000 Investor Allocations. Cryptool aims to raise close to $2 million across four funding rounds: pre-seed, seed, private, and public. These funds will be used primarily for initial business start-up, platform development, legal, and token launch costs. A significant portion of this groundbreaking project has been self-funded by our team, with over 7,000 hours of collective effort invested and a personal financial investment exceeding $100,000. Platform Allocations. - Ecosystem: Tokens used for platform incentives (e.g. staking rewards) and feature developments. Approximately 5 10% estimated to be used. - Marketing: Tokens used for marketing initiatives. Approximately 5 10% estimated to be used. - Reserve: Funds for technical development, platform upgrades, security enhancements, research, and other key projects approximately 5 10% estimated to be used. - Partners / Team: Tokens allocated to strategic partners and team members. Most unlock only after key performance milestones. Team salaries are funded from platform revenue, so the team is not obligated to sell team tokens. Controlled Sell Allocations: Investor allocations constitute 19.5% of the token supply, and Token Utility is structured to encourage investors and platform users to stake their tokens, thereby mitigating sell pressure. - Performance-based unlocks: Team and partner tokens unlock based on performance, ensuring controlled releases tied to specific milestones and indicators. - Limited Supply and Emissions: The total token supply is capped, with a gradual emissions schedule to control the influx of new tokens into circulation. - Self-Sustainability: Cryptool sustains itself by funding team, marketing, liquidity, and development directly from platform revenue, avoiding team token sales. - Buy-Back: Our revenue model uses a percentage of platform earnings for buy-backs, supporting liquidity, staking rewards, marketing, airdrops, and emission control. ### 5.3 Burning Mechanism Figure 6: Burning Mechanism — four sources reduce circulating supply: DEX transaction fees, staking/unstaking transaction fees, platform-revenue buy-back, and treasury burn. The burning mechanism in Cryptool refers to the intentional and permanent removal of a certain amount of tokens (cryptocurrency) from circulation. This process involves sending the tokens to a locked wallet address that is not accessible or recoverable. The primary purpose of implementing a burning mechanism is to reduce the total supply of tokens in circulation, contributing to deflationary pressure. This will increase the value of the remaining tokens as they become scarcer. ### 5.4 Token Emission The token emissions will be fairly conservative over the first year, with less than 335 million tokens unlocked. It should be noted that roughly 68 million tokens unlocked over this time period belong to pre-seed, seed, private, and public investors, while the remaining are primarily for Cryptool use. The long-term emissions schedule results in all tokens being unlocked over a 60-month vesting period. Figure 8a: Vesting Timeline — per-allocation unlock window across the 60-month vesting period.Figure 8b: Emission Overview — circulating supply across the 60-month vesting period with key milestones (47% / 77% / 94% / 100%).Figure 8c: Token Control — outside vs company control across the 60-month vesting period.As mentioned in the Tokenomics section, several token allocations are not expected to be fully used (Ecosystem, Reserve, and Marketing) while others are only unlocked after certain performance-based milestones have been achieved (Partners, Team). This will result in a lower circulating supply of tokens, supporting Cryptool's strategy to reward token holders. Furthermore, the Token Utility incentivizes token holders to stake their tokens, thus reducing circulating supply further. Figure 9: Token Supply — Unlocked vs Circulating across the long-term vesting period (2026 — 2030). ### 5.5 Token Performance The Cryptool team understands the importance of token ROI to investors; therefore, token price is a major focus of Cryptool's strategy. The Buyback Program is designed to impact token price by gradually purchasing tokens with platform revenue and either staking, locking, burning, or redistributing them via Cryptool's Reserve. Modeled scenarios with and without token buybacks reflect these key assumptions for the first two years: - Approximately half of investors' tokens are immediately sold upon unlocking - The other half of investors' tokens are staked or held by those speculating on token price growth - Retail token buys and sells are relatively balanced - A marketing campaign is executed during the first launch window - Cryptool begins its Buyback Program gradually, increasing to ~10 20% of monthly revenue Beyond 2027, a fixed buy/sell activity has been set and price activity is purely based on the buy-back program. Figure 10: Token Price (USD) — with vs without Buyback program, 2026 — 2032. ### 5.6 Return on Investment ROI models are developed for both investors who immediately sell their tokens upon unlock and for investors who stake their tokens. While both approaches are estimated to yield solid ROIs with conservative model assumptions, the tokenomics are designed to yield a greater ROI for those who stake. The ROI models are comprised of two values: - Staking: The return on initial investment purely based on staking rewards. - Price: The return on initial investment purely based on token price, excluding any staking rewards. Assuming $1,000 initial investments for pre-seed, seed, private, and public holders: Sell-On-Unlock investors realize the listing-price value when their unlocked tokens vest; Stake-and-Hold investors compound that initial investment over a 48-month projected period via staking rewards, materially out-performing the sell-on-unlock path. Figure 11: Investor ROI — Sell on Unlock (cumulative value when unlocked tokens are sold immediately).Figure 12: Investor ROI — Stake & Hold over 48 months (cumulative compounded value).Disclaimer: This section provides a simulation of results based on several assumptions. There is no guarantee these levels of return will occur, and readers should assess such risks and accept that actual returns may differ. ### 5.7 Market Capitalization Using Cryptool's conservative economic model, the token's short-term and long-term market capitalization can be forecasted. Given Cryptool's projected revenues and profitability after platform launch, this market capitalization can be perceived as low. However, this is exactly how Cryptool would like to model its economic projections: conservatively. This will allow the Cryptool team to proactively prepare in the event of missed targets and poor market developments. If performance exceeds such assumptions, the Cryptool team will have much more flexibility to adapt to token-holder needs. Figure 13: Market Capitalization — long-term forecast (2026 — 2031). ### 5.8 Network Expansion Cryptool's strategic decision to begin with two main networks — Binance Smart Chain (BSC) and Ethereum (ETH) — and subsequent plans to expand within the first year of operation is geared towards enhancing platform functionality and aims to increase total transactions and revenue. - Enhanced User Engagement: Compatibility with both BSC and Ethereum ensures that users with different preferences and priorities can engage with the platform seamlessly. This diversity is likely to attract a broader user base. - Increased Transaction Volume: Supporting multiple networks provides users with more options for transactions, leading to an increase in the overall transaction volume on the Cryptool platform. - Revenue Growth: As the total transactions on the platform increase, so does the revenue generated from transaction fees and other associated revenue streams. - Adaptability to Market Trends: The ability to expand to new networks based on user and market requirements positions Cryptool as a dynamic and adaptable platform. - Scalability Benefits: Supporting multiple networks provides scalability benefits, allowing Cryptool to handle increased transaction volumes efficiently. ### 5.9 DEX/CEX Listing Strategy Cryptool's DEX strategy involves initially launching on a decentralized exchange (DEX) and subsequently transitioning to a centralized exchange (CEX) once sufficient trading volume and liquidity are generated. This phased approach allows Cryptool to establish a presence in the decentralized ecosystem, where it can leverage the benefits of decentralization. As trading activity and community adoption grow, the project then expands to centralized exchanges to access a broader user base and enhance overall market visibility. This strategy aims to optimize exposure and liquidity while aligning with the project's growth trajectory. ## Disclaimer While we make every effort to ensure that we accurately represent all the products and services reviewed on this platform and their potential for income, it should be noted that earnings and income statements made by us and our advertisers / sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements may differ. As with any business, your results may vary, and will be dependable on different aspects, especially market situations. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are based on estimations and are not intended to represent or guarantee these results. There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee our future results and/or success. There are some unknown risks in business and in the blockchain world that we cannot foresee which could reduce results you experience. We are not responsible for your actions and investments. The use of our information, products, and services should be based on your own due diligence and you agree that Cryptool and the advertisers / sponsors of this platform are not liable for any success or failure of your investment that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on this website. ### One-Pager Source: https://cryptool.io/documents/one-pager ## Overview Cryptool is a comprehensive, automated, and time-saving platform with one-click actions for Users and Admins to easily manage their cryptocurrency investment needs. The platform is comprised of Modules tailored to User and Admin needs, which seamlessly interact with one another to provide an efficient and effective portfolio-management experience. 750MTotal Token Supply $0.020Listing Price 9Platform Modules 26yCombined Business Experience ## Problem Solution Common struggles: missed deals & token claims, lack of automation, extensive spreadsheets, time-consuming tasks, countless websites & platforms, numerous communication platforms, administrative work, and no OTC trading platform. Cryptool's solution: a unified, automated platform giving Users and Admins one-click control of portfolios, raises, investments, and trades. ## Platform Modules Nine primary modules — Portfolio, Raise, Market, Invest, Calendar, Profile, Groups, GDS, and My Cryptool. Portfolio Dashboard Asset Management, Automated Tracking, Wallet Management. Raise Module Pool Fundraising, Fund Management, Group (VC) Management. Market Module Allocation Trading, Public Trading, Broker Sales. Invest Module Collaborative Investments, IDO Pools, Expert-Investor Interaction. Calendar Portfolio Events, Notifications, Calendar Sync. ## Market Opportunity Three billion users by 2030 (TAM) $500B raised (admin TAM) SAM and SOM target DeFi investors and Community VCs. Crypto Investor TAM 3B users by 2030. Crypto Project Funding $500B estimated by 2030. DeFi Investor SAM 7M today. VC Funding TAM $40B (2022 baseline). ## Tokenomics Cryptool $CTO Token Distribution Category%Tokens Pre-Seed1%7,500,000 Seed5%37,500,000 Private9%67,500,000 KOL2%15,000,000 Public2.5%18,750,000 Liquidity10%75,000,000 Ecosystem25%187,500,000 Marketing10%75,000,000 Reserve20%150,000,000 Strategic Partners6%45,000,000 Team9.5%71,250,000 Total100%750,000,000 $CTO Token Distribution — 750,000,000 total supply at a $0.020 listing price. ## Buy-Back Mechanism Buy-Back & Platform Revenue allocation — staking rewards 80%, treasury, marketing, burn (lock), airdrops, liquidity. Buy-Back Allocation Buyback inflows are split across staking rewards (80%), treasury, marketing, burn (lock), airdrops, and liquidity. Platform Revenue Platform earnings fund team, token, operations, marketing, development, and spare allocations — with a portion routed back into buy-backs to support token holders. ## Token Strategy Utility - Reduced Token Selling Boosted Membership Sales with incentives - Rewards for Stakers Emission Control - Stability Assurance Long-Term Sustainability - Burning Mechanism Performance-Based Unlocks - Reduced Subscription Fees with $CTO Payments - Staking Benefits: Account Upgrades, Reduced Platform Fees, Voting Rights, Airdrop Rewards, Ambassador Commission Bonus ## Core Team Blockchain Experience: 20 years of cumulative industry expertise — VC ownership, investments, project & start-up advisory. Business Experience: 26 years of combined experience — project management, business development, business strategy and innovation. Founders & leads: Ron Zabel (CEO & Founder), Therese Helland (COO), Nick Bossert (CFO), Jeffrey van Dijk (CTO), Jeroen Gerritsen (CMO), Mutasim Billah (Lead Technical Engineer). Meet the full Cryptool teamFounder profiles, advisors, and core engineering.View ## Roadmap - 2022 2023: Initiation Business Model, UI/UX Design, Database Design, Pre-Seed Round. - 2024: Development Website Launch, Closed Alpha Demo Release, Strategic Partners, Whitelist Registration. - Q1 Q2 2025: Funding Launch Platform Launch, User Profile, Groups Management, Raise, General Data System, Chains Expansion. - Q3 Q4 2025: Expansion Growth 1.0 TGE, Portfolio Management, Market, User Profile expansion, Marketing Advertising. - 2026+: Expansion 2.0 Profile Expansion, MyCryptool, Investment, Voting Page, Import/Export Data, Management Automation, Mobile App, Data Analysis, Project Analyses Grading. ## Read More For a comprehensive overview of our project information, please refer to the Litepaper (Financial) or Whitepaper. Read the full Whitepaper Read the Litepaper (Financial) ### Team Source: https://cryptool.io/documents/team The Cryptool Team ## A team built for the long game. Six operators across three continents — combining 26+ years of business leadership with 20+ years of blockchain experience. The core team and engineering are based in the Netherlands; incorporation is anchored in Switzerland for regulatory clarity and European reach. Core members6 Continents3 Years blockchain expertise20+ Years business experience26+ ## Core team ### Ron Zabel CEO / Founder Seasoned founder with 9+ years in blockchain and 12+ years managing multi-million-dollar projects. Leads strategy, innovation, and business development for Cryptool. - Leadership - Business Strategy - Project Management - VC Management - Investment Analysis - Risk Management ### Therese Helland COO All-round operator with 20+ years in business and account management. Drives organisational growth, client relationships, and operational excellence at Cryptool. - Operations - Account Management - Client Relations - Process Design - Team Leadership - Project Delivery ### Nick Bossert CFO 17 years of leadership in the global chemicals sector, paired with hands-on crypto investing and launchpad advising. Owns the financial model and capital strategy. - Engineering Lead - Product Development - R D - Team Building - Mentorship - Six Sigma ### Jeffrey van Dijk CTO 20+ years in software architecture and cloud infrastructure. Designs and oversees the entire Cryptool tech stack — from smart contracts to backend services. - Software Architecture - Cloud Infrastructure - Blockchain - Backend Engineering - Smart Contracts - DevOps ### Jeroen Gerritsen CMO 18+ years of commercial experience inside and outside blockchain. Owns marketing strategy, partner outreach, and the Cryptool community. - Marketing - Market Analysis - Partnership Development - Strategic Planning - Communication - Community ### Mutasim Billah Lead Technical Engineer Versatile lead engineer with full-stack proficiency across web, blockchain, and DevOps. Owns the implementation of every technical layer of the platform. - Frontend - Backend - DevOps - Data Specialist - AI Engineer ## External Team Trusted partners who help us ship — vetted, longstanding, and operationally embedded. ### Development (Smart Contracts) – Buidly ### Development (Platform) – Kyano Digital ### Incorporation / Legal – Morgaine Group ### Digital Designer / Graphic Designer – Sherbert Lemon UK ### Roadmap Source: https://cryptool.io/documents/roadmap Public roadmap ## Four years of execution. One platform. From a business model on paper to a live platform with TGE behind us — here is what we shipped, and what we are building next. Years executing 4+ Phases delivered 4/5 Deliverables shipped 36+ Delivered ## 2022 – 2025 Phases 01 through 04 — pre-seed, alpha, platform launch, and TGE — are live in production. 01 2022 – 2023 ### Initiation Business Model - Business Model - UI/UX Design - Database Design - Pre-Seed Round 02 2024 ### Development - Website Launch - Closed Alpha Demo Release - Strategic Partners - Whitelist Registration 03 Q1 – Q2 2025 ### Funding Launch ★ Platform Launch - Fundraising - User ProfileAccount Security · Referral Program · Wallet Management · Support Ticket System - Groups ManagementCreate Group · VC / Launchpad Management · Member Management - General Data System — Create Project - Raise ModuleVC Pool Management · Launchpad Pool Management · Pool Import (Spreadsheet, Presale, Poolo) - Chains Expansion 04 Q3 – Q4 2025 ### Expansion Growth ★ Token Generation Event - Portfolio ManagementAsset Management · Allocation (Vested / Unvested) · Staking Management · Project Vesting Schedule · Event Action Calendar - Market Module — OTC Trading - User Profile ExpansionPreferences · KYC (External Integration) - Marketing Advertising Capabilities - Private Round (On Platform) Now building ## Phase 05 — Expansion 2.0 2026 + · The next chapter of Cryptool — co-investment, mobile, and a broader market layer. - Profile Expansion Cryptool $CTO Staking - Raise Module — Expansion Crowdfunding - Fundraising - Presale Public Project Funding - Distribution Automation - Market Module — Expansion Shares (NFT, Real Estate, etc.) - SAFT / SAFE Trading - Broker Trading - Share Selling Platform - MyCryptool Module - Investment Module Co-Invest Pools (NFTs, Real Estate) - Hedge Fund Investment Manager - Co-Invest IDO Pools - Portfolio — Expansion Read Wallet Transactions - Marketing Campaign - Import / Export Data - Management Automation - Voting Page - Public Round (Launchpads) - Mobile App (Android / iOS) - Data Analysis - Project Analyses Grading Phase 06 · 2027+ ### Coming soon Institutional custody, tokenised RWA, regulated derivatives, and broader geographic expansion. Directional only — details to come. Roadmap items are tracked publicly and updated as features ship. For partner and investor updates, see the Documentation hub. ### Invest Deck Source: https://cryptool.io/documents/pitch-deck ## Why Cryptool Smart, strategic, all-in-one — the thinking behind Cryptool. Bringing DeFi and TradFi together. Your all-in-one automated investment fund and asset-management platform offering portfolio dashboard, event notifications, and fundraising solutions. Established in the Netherlands 2022 incorporated in Switzerland 2025. ## Problem ### Challenges Faced by Investors and VCs Users — Investors - Missed deals token claims - Countless websites platforms - Extensive spreadsheets - Time-consuming manual tasks - Lack of automation - Project TGE vesting changes - No all-in-one event calendar Admins — Fund Managers - Administrative work - Lack of automation - No one-click solutions - Manual token distribution - Inefficient pool creation - No marketplace for brokers - No OTC trading platform - Numerous communication platforms Figure 2 — Challenges Faced by Investors and VCs ## Solution The all-in-one platform. ### Cryptool.io's Integrated Solutions In an ever-changing world of digital assets and venture investments — whether you're an experienced crypto trader or a forward-thinking venture capitalist — this all-in-one platform empowers you to effectively manage all your needs. Cryptool is a comprehensive, automated, and time-saving platform with one-click actions for Users and Admins to easily manage their cryptocurrency investment needs. The platform is comprised of Modules tailored to User and Admin needs, which seamlessly interact with one another to provide an efficient and effective portfolio management experience. Global Data System (GDS) - API automated platform - Non-custodial smart contracts - Automated project information update - Live database #### Portfolio Dashboard - Asset Management - Automated Tracking - Wallet Management #### Raise Module - Pool Fundraising - Fund Management - Group (VC) Management #### Market Module - Allocation Trading - Public Trading - Broker Sales #### Invest Module - Collaborative Investments - IDO Pools - Expert-Investor Interaction #### Calendar - Portfolio Events - Notifications - Calendar Sync Figure 3 — Cryptool.io's Integrated Solutions For Retail & Angel Investors Track all investments in one place. Receive automated alerts on token claims, vesting, and deal flow. Automate the entire Web3 investment cycle. For Institutional Investors Automate fundraising and asset distribution. Simplify investor management and communication. Enable efficient, automated OTC trading. ## Market Opportunity Market Opportunity — from 3B crypto users by 2030 down to Cryptool's serviceable obtainable market. Total Addressable Market (TAM) 300M crypto users in 2022, projected to reach ~3B by 2030. VC funding in crypto is expected to grow from ~$40B (2022) to over $500B by 2030. Serviceable Available Market (SAM) DeFi investors, launchpad and presale investors, retail and angel investors — plus institutional buyers (syndicates, Community VCs, fundraising communities, brokers, DAOs). Serviceable Obtainable Market (SOM) Investors and groups seeking unified solutions for portfolio, fundraising, and allocation management — reachable through Cryptool's CVC, launchpad, and broker network. Our Market SegmentEstimated Market Size Non-Institutional Investors Retail Investors40,000,000 DeFi Investors18,000,000 Launchpad Investors8,000,000 Presale Investors1,000,000 Angel Investors1,000,000 DEX/CEX Traders350,000,000 Institutional Investors Syndicates5,000 Community VC (CVC)2,000 Fundraising Communities5,000 Crypto Start-Ups (Annually)1,000 Launchpads500 Brokers500 DAOs5,000 ## Why Now Crypto investor adoption is accelerating: 300M crypto users in 2022 are projected to reach ~3B by 2030. VC funding in the crypto space, valued at ~$40B in 2022, is expected to exceed $500B by 2030. Existing tooling has not kept pace — current alternatives are high-priced, fragmented, or partial — leaving an open lane for a unified, automated investment-management platform. ## Market Analysis Why Us - High-priced alternatives current tools charge a premium for partial coverage. - No all-in-one solutions investors stitch together multiple disjoint products. - Fragmented solutions portfolio, fundraising, calendar, and OTC tools live in silos. ## Traction Onboarding - Capital raises per pool: $50,000 $1,000,000 - Investor contribution range: $100 $100,000 - Existing pipeline of clients, partners, and incubator relationships. ## Business Model Our revenue stream: Revenue streams StreamDescription Monthly SubscriptionsFree, Premium, Premium+, Business, Enterprise tiers (freemium model). Transaction FeesRaise deposit, Market trade, Invest pool, and Group management fees. DEX Sell, Staking & Unstaking Fees0.9% DEX sell fee; staking 0.9–1.9%; early-unstake 0.9–2.9%. CEX Market MakingLiquidity provisioning revenue from ongoing market-making. ## Tokenomics Cryptool $CTO Token Distribution Category%Tokens Pre-Seed1%7,500,000 Seed5%37,500,000 Private9%67,500,000 KOL2%15,000,000 Public2.5%18,750,000 Liquidity10%75,000,000 Ecosystem25%187,500,000 Marketing10%75,000,000 Reserve20%150,000,000 Strategic Partners6%45,000,000 Team9.5%71,250,000 Total100%750,000,000 $CTO Token Distribution — 750,000,000 total supply at a $0.020 listing price. 750MTotal Supply $0.020Listing Price 10%Liquidity at TGE 15%Investor Rounds (Pre-Seed + Seed + Private) - Profit Sharing Buy-Back Program - Revenue-Covered Expenses Reduced Team Token Sales - Balanced Token Supply Long-Term Ecosystem alignment - Reduced Total Token Supply via burn mechanism - Enhanced Community Engagement Participation in Governance ## Token Utility - Reduced Subscription Fees with $CTO payments - Staking Benefits: Account Upgrades, Reduced Platform Fees, Voting Rights, Airdrop Rewards, Ambassador Commission Bonus - Staking Rewards Multipliers ## Core Team ### Ron Zabel CEO Founder Web3 Angel Investor; founder of Web3 Syndicate; managed billion-dollar projects in Oil & Energy; led engineering companies; invested in 500+ blockchain ventures. ### Therese Helland COO Web3 Angel Investor; scaled startups to multi-million revenue; 20+ years in business & account management, client growth specialist. ### Nick Bossert CFO Web3 Angel Investor; ex-Director at BASF, VP at a leading Energy firm; 17+ years in global finance, supply chain & business strategy. ### Jeffrey van Dijk CTO Web3 Angel Investor; led complex software projects with internal teams and external partners, ensuring timely, secure, and compliant delivery aligned with strategic goals prior to founding Cryptool.io. ### Jeroen Gerritsen CMO Secured 100+ strategic partnerships; 18+ years in commercial strategy, VC relations & data-driven marketing. ### Mutasim Billah Lead Technical Engineer 6+ years experience in full stack development and lead engineering across multiple projects and companies. Current code: PERN (PostgreSQL, Express.js, React, Node.js). Meet the full Cryptool teamFounder bios, advisors, and core engineering.View ## Roadmap - 2022 2023: Initiation business model, UI/UX database design, pre-seed round. - 2024: Development website launch, closed alpha demo, strategic partners, whitelist registration. - Q1 Q2 2025: Funding Launch Platform Launch, User Profile, Groups, Raise, GDS, chains expansion. - Q3 Q4 2025: Expansion Growth 1.0 TGE, Portfolio Management, Market, marketing advertising. - 2026+: Expansion 2.0 Profile Expansion, MyCryptool, Investment, Voting, Mobile App (Android/iOS), data analysis, project grading. ## Investment Ask Our standard deal is a SAFT, though SAFE equity or hybrid structures can be negotiated based on investor preference. ## Connect With Us - Website: cryptool.io - Telegram community: t.me/cryptool_io - Twitter: x.com/cryptool_io - LinkedIn: linkedin.com/company/cryptool-io - Email: info@cryptool.io - Calendly: calendly.com/cryptool_io ### Partners Source: https://cryptool.io/documents/partners Ecosystem ## An ecosystem built on trust. 14 partners across infrastructure, capital, design, legal, and community — the network we lean on to build Cryptool, and the network our users benefit from. - 14Partners - 6Categories - 4Continents Main blockchain partner ### MultiversX The blockchain infrastructure powering Cryptool — reliable, fast, low-cost, and scalable. A grant provider and core ecosystem collaborator since day one. ## Strategic Partners Long-term collaborators we build with side-by-side. 2 Strategic Partner ### Crypteau Trust Trust-infrastructure and custody advisory tailored to crypto fund managers and treasuries. Technology ### Tech HY Research, engineering, and hybrid-finance infrastructure for investment-management platforms. - Partner ## Infrastructure Technology The chains, payments, and data layers Cryptool runs on. 2 Payments ### Radom Crypto-native payment infrastructure — subscriptions, invoicing, and global payouts across every major chain. Technology ### Valley Date Tech Data-analytics infrastructure for on-chain transparency and portfolio intelligence. - Data ## Design Engineering Studios and engineering teams that ship product with us. 3 Development ### Kyano Digital Full-stack design, development, and security — custom solutions for businesses pursuing digital excellence. Development ### Buidly Blockchain and smart-contract engineering — audited, production-grade code for Web3 teams. - Smart Contracts Graphic Design ### Sherbert Lemon UK Brand identity, marketing assets, and visual systems for crypto and tech companies. - Branding ## Capital Advisory Investors and operators with deep crypto-finance expertise. 3 Advisor ### Crypto Executives Premier network for elite crypto executives — C-level connections, advisory, and fundraising support. - Networking - Funding Investor ### Fluidkey Capital Venture capital partner focused on early-stage crypto infrastructure and trading-tech investments. - Funding Investor ### Most Capital Investor and advisor backing early-stage Web3 platforms that improve investor coordination and transparency. ## Community Growth Marketing and education partners reaching crypto audiences. 2 Community ### Web3port Web3 community builder — proven marketing and community-management for projects scaling their audience. - Marketing Education ### Crypto Saving Experts Education platform helping investors save, grow, and protect assets through research-driven strategies. - Community ## Legal Compliance Regulated counsel for token issuance and corporate structuring. 1 Legal ### Morgaine Group Swiss legal and incorporation advisors for blockchain, token issuance, and fintech-regulated entities. - Incorporation ### Whitepaper Source: https://cryptool.io/documents/cryptool-cryptool-io-whitepaper ## Executive Summary The purpose of the Cryptool Whitepaper is to outline Cryptool's innovative approach to revolutionize the cryptocurrency management landscape through a comprehensive management platform, while providing a conservative estimate of its forecasted platform performance and returns for investors. Cryptool is on a mission to transform the cryptocurrency landscape by offering an all-inclusive platform that seamlessly integrates portfolio management, fundraising, OTC trading, investments, and user-centric features. Catering to both new and experienced traders, Cryptool sets itself apart through its innovative approach and robust suite of modules, aiming to provide accessible, secure, and efficient tools for all. Recognizing the common challenges faced by cryptocurrency investors — including countless tools and websites, time-consuming funding and portfolio management — Cryptool addresses these issues by presenting a unified platform that caters to the diverse needs of traders, investors, venture capitalists, and project owners, offering a solution to streamline operations. With a committed team boasting expertise in cryptocurrency, finance, business, and technology, Cryptool is strategically positioned to capture a significant market share. Market analysis underscores the increasing demand for comprehensive cryptocurrency management platforms, signaling significant growth potential. Competitor analysis highlights Cryptool's strengths, weaknesses, opportunities, and threats, positioning it as a leading contender in the market. Emphasizing security and risk assessment, the platform ensures the protection of user data and assets, while its business model revolves around subscription fees, transaction fees, and tokenomics to drive user expansion and revenue generation. A detailed marketing plan outlines strategies for user acquisition, engagement, and retention, complemented by a token system that offers benefits and ways for users to earn more value. Legal and compliance considerations are meticulously addressed to ensure transparency and adherence to regulatory frameworks. Cryptool envisions a future where cryptocurrency trading platforms prioritize innovation, security, and user-centric design, empowering traders and investors worldwide. The paper furnishes a conservative estimate of Cryptool's forecasted platform performance and returns for investors, showcasing its competitive advantages and revenue-sharing mechanisms — including buy-back, burn, and referral programs — and thoughtfully designed tokenomics to incentivize user participation and limit selling, presenting significant ROI opportunities for token holders and stakers. ## Introduction Cryptool, your gateway to an all-in-one cryptocurrency, asset, VC, group, and investment management platform, emerged at the tail end of the previous bull cycle. It was born out of a collective realization by both the venture capital and investor sectors of our team that significant changes and improvements were needed to save time and enhance profitability for the forthcoming bull run. In response, Cryptool has evolved into a cutting-edge Software-as-a-Service (SaaS) platform aimed at revolutionizing the cryptocurrency landscape. Cryptool stands as an all-encompassing solution, providing a suite of services across diverse blockchain networks. Our platform facilitates seamless access to decentralized finance (DeFi) and investment opportunities, marking a significant stride towards simplifying and enhancing the crypto experience. ### Key Features - Comprehensive Modules: Cryptool offers a wide range of modules, including Portfolio Management, Invest, Raise, and Market, ensuring users have access to a diverse set of tools for effective cryptocurrency management and investment. - Automated Collaboration: Seamlessly integrated modules enable efficient and automated collaboration, streamlining processes for an enhanced user experience and productivity. - Unique Offerings: Cryptool brings unparalleled solutions to the table, offering innovative approaches to presale and IDO allocation management. Additionally, we pioneer new methods for public OTC trading, providing users with unique and advanced strategies to navigate the crypto market. Our platform stands out for its user-centric approach, combining ease of use, advanced features, and a steadfast commitment to transparency. Cryptool is more than just a platform; it is a transformative experience in managing and investing in the dynamic world of cryptocurrencies. ### 2.1 Goals, Mission, Vision Cryptool aims to accomplish its strategic vision by focusing on three pillars — Mission, Vision and Values — that guide every product decision. #### Mission - Transforming asset management - Efficient automation - Accessible cryptocurrency Cryptool's Goals, Mission and Vision. #### Vision - Leading cryptocurrency - Accessible reliability - Value delivery - Success assurance #### Values - Continuous improvement - Adaptability - Security - Community engagement - Transparency #### Strategic Pillars Mission Cryptool is dedicated to digital asset management for individual investors and fund administrators (VCs). Our one-click solution and user-friendly platform empower users to efficiently manage, raise capital, and trade digital assets. We commit to setting a new standard for accessibility, innovation, and security in the cryptocurrency market. Vision Cryptool envisions becoming the premier platform for investment management in the cryptocurrency market. We strive to be the most accessible and reliable space for users to navigate and thrive in the dynamic digital asset ecosystem. Through a sustainable, transparent, and innovative business model, we are committed to delivering consistent value to users, investors, and strategic partners, ensuring success in both bull and bear markets. Cryptool Platform Develop and implement a complete, automated, and time-saving platform with one-click actions for easy cryptocurrency investment management by both Users and Admins. Community Cultivation Attract users generating revenue and fostering a collaborative community of investors and enthusiasts for mutual learning and profit. Token Holder Value Enhance Cryptool token utility, offer platform incentives, and support token value through an effective Buyback program to benefit token holders. Execution Excellence Leverage team expertise in blockchain, business management, sales, and marketing to achieve key milestones on time and within budget, maintaining vision, focus, and diligence. Strategic Partnerships Form solid and mutually beneficial partnerships with knowledgeable, motivated, reliable, and trustworthy entities vested in the success of Cryptool. Competitive Advantage Launch the platform while market conditions are poor and competition is limited (others have diverted focus). Utilize the Cryptool team's large investor network. ### 2.2 Strategy for Success We believe our team has the experience required to make the project a success. We acknowledge the importance of being proactive and agile in dealing with market dynamics and new innovations — threats to the Cryptool platform or opportunities to capture in new features and services. Significant time and effort have been invested in our business strategy, model, and planning to assess all currently known risks and opportunities, and to define methods to continuously review new ones. #### Vision, Focus, and Diligence - Utilize team expertise in blockchain, business management, sales and marketing, and project execution. - Keep focus on project milestones and cost control; additional scope to be reviewed separately. - Obtain knowledgeable, motivated, reliable, and trustworthy partners. - Secure ample funding to execute the roadmap and planning deliverables on time and under budget. #### Competitive Advantage - Provide unique tools to individual and group investors not currently available in the crypto space. - Maintain an agile and flexible mentality to quickly react to market opportunities and threats. - Execute the project now, while the market is poor and competition is limited. - Leverage the Cryptool team's large investor network for project funding and onboarding users. #### Cryptool Platform Strategy - Implement crypto investor solutions in a secure, reliable, and easy-to-use platform. - Cultivate a crypto community of investors and enthusiasts to collaborate, learn, and profit with one another. - Grow the Cryptool platform user base to increase revenue for sustainable business operations and growth. #### Tokenomics - Designed with low total supply, limited token emissions, and support through token buybacks. - Implement team and advisor performance-based token unlocks to incentivize elevated platform success. - Limit token selling with reduced investor token supply, token utility and incentives, and time-based unlocks. #### Value to Users and Token Holders - Bring value to Cryptool token holders through token efforts (staking rewards, buybacks, airdrops, etc.). - Incentivize users to grow platform usage by sharing referred business' transaction fees (Ambassador Program). - Support token holders by providing robust ROI through staking rewards and token appreciation. #### User Peace of Mind - Deploy a fully decentralized and non-custodial platform, with funds solely interacting with smart contracts. - Define and adhere to strict platform requirements and guidelines; remove bad actors immediately. - Ensure proper vetting for brokers using the Cryptool platform (e.g. licenses to facilitate trades). ### 2.3 How Cryptool is Different In the ever-evolving world of cryptocurrency, Cryptool emerges as a beacon of innovation and distinction, driven by a team of seasoned experts with a wealth of experience in finance and business management within billion-dollar enterprises. With a steadfast focus on profitability and sustainability, Cryptool's unparalleled inclusivity caters to investors, projects, brokers, venture capitalists, and communities alike, offering a comprehensive suite of services tailored to navigate the crypto landscape. The platform is unrivaled in the crypto space by offering an all-inclusive platform catering to investors, projects, brokers, VCs, and communities. It provides an extensive range of services required in the crypto space, for portfolio and investment managers. Cryptool is notably cheaper than its competitors, making it more accessible to a wider audience. It also addresses a significant gap in the market by providing a platform for presale and IDO investors to manage their allocations effectively through automated and one-click solutions. Cryptool ensures the value of its token increases over time through team buy-back and revenue-sharing mechanisms, which are lacking in many other crypto projects. This sustainable revenue model sets it apart, as other projects often lack revenue streams and sharing capabilities. Due to its high revenue potential, Cryptool's team doesn't need to sell tokens according to the business model, resulting in zero emissions from their side. This demonstrates a commitment to sustainability and long-term growth, distinguishing Cryptool in the crypto landscape. ### 2.4 Problem ### Challenges Faced by Investors and VCs Users — Investors - Missed deals token claims - Countless websites platforms - Extensive spreadsheets - Time-consuming manual tasks - Lack of automation - Project TGE vesting changes - No all-in-one event calendar Admins — Fund Managers - Administrative work - Lack of automation - No one-click solutions - Manual token distribution - Inefficient pool creation - No marketplace for brokers - No OTC trading platform - Numerous communication platforms Figure 2 — Challenges Faced by Investors and VCs Cryptool.io originated as a result of several problems, inefficiencies, and inadequate tools which investors (both beginners and experts) experience while managing their cryptocurrencies and/or blockchain-based funding groups. Investors are forced to use multiple tools to manage, invest, and trade decentralized investments — leading to lost time, missed opportunities, and less profits. Given the infancy of the market and growth potential, these issues will only worsen over time if solutions are not implemented. #### Users (Investors in Cryptocurrencies, IDOs, Presales) - Time-consuming manual tasks to manage assets across portfolios and wallets. - Missed IDO and presale deals due to lack of reminders and missed information. - Managing allocations across multiple platforms. - No all-in-one calendar for token vesting and claims. - Portfolio management complexities. - Inadequate locked allocation and vesting management. - Extensive allocation and staking spreadsheets. - Unclear wallet overview. #### Admins (Fund Managers, VC Groups, Launchpads, Startups) - Time-consuming manual allocation management. - Extensive spreadsheets requiring manual updating. - Unclear profit overview across multiple portfolios. - Difficulty selling allocations in private OTC trading. - Lack of automation. - Inefficient pool management. - Challenges in group and member management. - Excessive administration work. - Absence of public OTC and broker trading opportunities. ### 2.5 Solution The Cryptool.io platform is designed to address the challenges faced by investors in managing, investing, and trading assets. Designed as a modular system, each component serves a distinct purpose while seamlessly integrating with others, ensuring adaptability to evolving market dynamics. This flexibility enables future scalability, accommodating emerging innovations in the cryptocurrency space. #### Platform Main Modules - Cryptool Portfolio: A user-friendly dashboard providing real-time tracking of investors' tokens, IDO allocations, and other assets, ensuring transparency and clarity in portfolio management. - Cryptool Raise: A dedicated module for fundraising and contribution activities, catering to various use cases and facilitating seamless transactions between stakeholders. - Cryptool Market: An integrated platform connecting buyers, sellers, and brokers facilitating efficient on- and off-platform OTC asset trading activities within a secure environment. - Cryptool Invest: A collaborative space for investors to co-invest, share knowledge, insights, and strategies, fostering a community-driven approach to investment decision-making and maximizing returns. - Cryptool Calendar: A centralized solution providing insights into upcoming events, project vesting periods, available claims, and staking deadlines, synchronized with users' personal email accounts for enhanced convenience and organization. Cryptool provides additional sub-modules including wallet management, staking, vested and unvested token tracking, crypto asset management, allocation management, calendar, OTC trading, SAFE/SAFT trading, group management, member management, project fundraising, distribution, co-investing, hedge fund pools, live data tracking, data entry, and more. #### Core Values - Automation: Leveraging automated processes to simplify complex tasks and optimize efficiency, enabling users to focus on strategic decision-making rather than administrative burdens. - User-Centric Approach: Tailoring solutions to meet the unique needs of both individual investors and enterprise-level administrators, ensuring a seamless and intuitive user experience. - Agility and Flexibility: Maintaining an agile mindset to swiftly adapt to market opportunities and threats, enabling proactive responses to evolving trends and regulatory changes. ### 2.6 Core Team Cryptool's core team is six operators across three continents, combining over 20 years of blockchain experience with 26+ years of business leadership across global enterprises. They are supported by long-standing technical, legal, and design partners. The core team and engineering are based in the Netherlands; incorporation is anchored in Switzerland for regulatory clarity and European reach. #### Ron Zabel CEO / Founder Founder with 9+ years in blockchain and 12+ years managing multi-million-dollar projects. Previously led VC investments across 500+ blockchain ventures and managed billion-dollar projects in oil and energy. Owns Cryptool's strategy, innovation, and business development. #### Therese Helland COO All-round operator with 20+ years in business and account management. Drives organizational growth, client relationships, and operational delivery at Cryptool. #### Nick Bossert CFO 17 years of director-level leadership in the global chemicals sector, paired with hands-on crypto investing and launchpad advising. Owns the financial model and capital strategy. #### Jeffrey van Dijk CTO 20+ years in software architecture and cloud infrastructure. Designs and oversees the entire Cryptool tech stack — from smart contracts to backend services. #### Jeroen Gerritsen CMO 18+ years of commercial experience inside and outside blockchain. Owns marketing strategy, partner outreach, and the Cryptool community. #### Mutasim Billah Lead Technical Engineer Versatile lead engineer with full-stack proficiency across web, blockchain, and DevOps. Owns the implementation of every technical layer of the platform. External support spans tax advisory, legal counsel, and digital design. The Swiss legal partner is a leading law and consultancy firm specializing in blockchain, digital finance, and regulatory compliance. Smart-contract development is delivered by Buidly; platform development by Kyano Digital. Meet the full team Detailed bios, advisors, and external partners are documented separately on the team page. View Team → ## Market Analysis This section offers a detailed Market Analysis of Cryptool, exploring the cryptocurrency trading platform landscape and our strategic position within it. We cover market needs, key metrics like TAM, SAM, and SOM, conduct competitor and SWOT analyses to highlight our strengths and growth areas. ### Market Opportunity Users Rapid Crypto Investor Growth TAM 500 millionCrypto Users SAM 100 millionInvestors & Fund Managers 2030 2025 Admin Crypto Project Funding Boom TAM $40 billionRaised SAM $500 millionSuccessfully Raised Across Our Network Our Market? #### Non-Institutional Investors - Retail Investors40,000,000 - DeFi Investors18,000,000 - Launchpad Investors8,000,000 - Presale Investors1,000,000 - Angel Investors1,000,000 - DEX/CEX Traders350,000,000 #### Institutional Investors - Syndicates5,000 - Community VC (CVC)2,000 - Fundraising Communities5,000 - Crypto Start-Ups (annually)1,000 - Launchpads500 - Brokers500 - DAOs5,000 Figure — Market Opportunity. Cryptool's addressable market spans Users (500M crypto holders, 100M active investors) and Admins ($40B raised TAM, $500M served). ### 3.1 Market Needs First, investors require simple yet comprehensive tools to manage their holdings. While several tools exist in the market, none fully capture the complexity of today's investment holdings. The market has evolved from simple token investments to early-project funding allocations with increasingly complex vesting schedules — funding-round-based, time-based, KPI-based, early-unlock-fee-based — and even more creative vesting structures are expected. The lack of robust tools forces investors to find offline solutions, most commonly in privately held spreadsheets. Groups raising or providing capital (VCs, projects, launchpads, fundraisers) seek easier ways to reach investors, raise and manage funds, automate distributions, and support more complex fund management needs. Some web applications exist to raise funds, but usually with significant limitations — supporting only those aligned with the application's ecosystem. Aside from raising capital, investment groups must be able to distribute tokens based on increasingly complex vesting structures. Offline solutions are required, which are burdensome to manage and prone to error. Co-investing has become more common; a means for beginner investors to follow (and invest with) expert investors, while rewarding such experts with positive results. Existing tools are primarily available on centralized exchanges (CEX), missing a great opportunity for the ever-growing investor base moving to self-custody and DeFi-based solutions. Lastly, DeFi has enabled a lot more functionality and optimization potential for those with self-custody of their tokens and allocations. As more investors come, more funds are raised, and more projects are launched, the more it necessitates a better way to trade (and allow brokered trades of) tokens, allocations, and other assets. Investor base — projected growth from $0.7bn (2026) to $3bn (2030). A sustainable platform economy — reinvestment cycle drives compounding value. VC opportunity — capital sought rising from $50bn (2026) to $500bn (2030). ### 3.2 Market Metrics TAM, SAM, SOM The Cryptool.io platform targets specific users for each module: - Portfolio: Individual and group token holders (beginner, advanced, expert). - Raise: VCs, private investors, entrepreneurs, crowdfunders, project teams, launchpads, and fundraisers. - Invest: Individual investors (beginner, advanced, expert) and group portfolio fund managers. - Marketplace: Investors interested in transacting digital tokens, allocations, and other assets; and brokers interested in reaching more clients. For individual users, Cryptool caters to: DeFi Investors, Presale Investors, IDO/ICO Investors, Launchpad Users, Traders and Speculators, Advanced Traders, Institutional Investors, and Hedge-Fund Managers. For groups and fund administrators, Cryptool caters to: Fund Managers, Community Venture Capitals (CVC), Venture Capitals (VC), Crypto Start-Ups, Fundraising Communities, Launchpads, and Brokers. TAM / SAM / SOM — market-sizing funnel for both individual users and VC / admin segments. Users — TAM ~300 million cryptocurrency investors in 2022, projected to reach ~3 billion by 2030. Users — SAM ~7 million DeFi investors actively involved in decentralized finance, plus a large portion of the wider investor base struggling with portfolio management. Future expansion includes potential CEX partnerships. Users — SOM Investors and investment groups seeking solutions for managing fundraising and allocations. With a large CVC and Launchpad network, Cryptool has the potential to reach up to 600,000 users. Admin / VC — TAM Total value of capital sought by venture capital entities within the crypto space — including Community VCs and fundraisers — estimated at $40 billion in 2022 and expected to exceed $500 billion by 2030. Admin / VC — SAM Between 1% and 5% of venture capital entities within the crypto space, including CVCs and fundraisers. Admin / VC — SOM VC entities seeking efficient solutions for managing funding allocations. Cryptool aims to engage up to 50 Community VCs, plus Launchpads and their user networks for project buy-in, claiming, and TGE events. Users — Market Sizing LayerDefinitionSize TAMTotal cryptocurrency investors worldwide.~300M in 2022, projected ~3B by 2030 SAMDeFi-active investors plus the wider investor base struggling with portfolio management. Future expansion includes potential CEX partnerships.~7M DeFi investors SOMInvestors and investment groups seeking solutions for managing fundraising and allocations, reachable via Cryptool's CVC and Launchpad network.up to 600,000 users Admin / VC — Market Sizing LayerDefinitionSize TAMTotal capital sought by VC entities within crypto, including Community VCs and fundraisers.$40B in 2022, expected $500B by 2030 SAMVC entities within the crypto space, including CVCs and fundraisers.1% – 5% of crypto VC entities SOMVC entities seeking efficient solutions for managing funding allocations. Cryptool aims to engage Community VCs, Launchpads, and their user networks.up to 50 Community VCs ### 3.3 Competitor Analysis Cryptool.io distinguishes itself in the competitive landscape with its extensive suite of features covering portfolio asset management, allocation, staking, fundraising, fund/group/administration management, public OTC market trading, and co-investment opportunities. A thorough analysis of the current market reveals significant gaps in tool offerings for both individual and group investors, with limited transparency in platform management and high costs prevailing among existing solutions. Cryptool addresses these deficiencies by providing a holistic platform that covers the diverse needs of its target market, setting a new standard for usability and affordability. Cryptool sets itself apart with an all-inclusive and user-friendly platform catering to early investors and venture capital management, offering essential modules like Portfolio Management, Invest, Raise, and Market. While competitors like Presail.com, Poolo.io, Funded.app, and Hedge.io focus primarily on fundraising tools for B2B markets, Cryptool stands out by providing fundraising and asset management solutions tailored for both B2B and C2B markets. Its proficiency in Presale and IDO/ICO allocation management further solidifies its competitive edge. Cryptool's versatility extends beyond serving larger market players, providing a platform for both small and larger community VCs, in addition to start-up projects seeking funding. While competitors often focus solely on larger markets and clients, Cryptool stands out by providing inclusive opportunities for smaller community VCs and start-ups to access essential tools and funding avenues for extremely low fees. Particularly noteworthy are its offerings such as vested token management and co-investing through pool managers, which are currently lacking in the market, reinforcing its distinctive position. The absence of a truly comprehensive platform in the current market presents a significant opportunity for Cryptool to establish itself as a frontrunner upon its launch. Competitor analysis — Cryptool's positioning vs alternatives. #### Portfolio Module — Feature Comparison FeatureCryptoolFraxNansenBrickken Token Holding Tracking✓✓✓✓ Presale & IDO Allocation Management✓——— Project Information & Vesting Database✓——— Portfolio Events Notifications✓——— Staking Portfolio Tracker✓—✓— Event Calendar✓——— Community-Filled Database (GDS)✓——— Investment Overview✓✓✓✓ Allocation Manager (Vested Tokens)✓——— Multi-Wallet Account✓✓✓— P&L / ROI Overview✓✓✓— Staking Rewards Calculator✓——— Manual & Automated Project Data Entry✓——— Monthly subscriptionFrom $0$0$0$45.00 #### Raise Module — Feature Comparison FeatureCryptoolBitwincexPresailPoolo VC & Group Fundraising✓—✓✓ Presale, Private & Public Project Sales✓✓—— Crowdfunding✓——— Public Project, Group & VC Deals✓——— Group & Member Management✓—✓✓ Pools & Deals Management✓—✓✓ Pool Deposit, Distribution & Refunds✓—✓— Investor's Vesting Status Tracking✓——— Importing Pools & Member Data✓——— Automated Portfolio Management✓——— Fundraise fee (% of total raised)0.8%1.2%0.25%— Monthly subscriptionFrom $0$119.99$799.00$0 #### Invest Module — Feature Comparison FeatureCryptoolBusinessCoinSharesHedge Co-Investment Groups✓——— Investment Manager Pools✓✓✓✓ IDO Tier Pools for Higher Allocations✓——— Automated Portfolio Management✓——— User deposit / withdrawal fee0.4%0.5%0.5%— Manager profit fee0.0%0.0%0.0%— Monthly subscriptionFrom $39.99$0$0.03— #### Market Module — Feature Comparison FeatureCryptoolPremiumOTCMarketsPresail OTC Token & Locked Allocation Trading✓—✓— OTC Marketplace✓—✓— SAFT & SAFE Listings✓——— Partial & Anonymous Listings✓——— Asset Shares Trading (Real Estate, NFT, etc.)✓——— Automated Portfolio Management✓——— Broker Sales (off-platform listings)✓——— Trade fee (% of listing value)2.5%3.0%—0.5% Monthly subscriptionFrom $3.99$0$0— ### 3.4 SWOT Analysis Cryptool offers tailored solutions to meet the evolving needs of investors and administrators alike. Through a SWOT analysis, we can gain valuable insights into Cryptool's current standing and its potential future trajectory. Strengths Weaknesses Threats Opportunities Strategic SWOT analysis. #### Strengths - Innovative Platform: advanced features streamline investment management. - Extensive Network: diverse user and partner network across the cryptocurrency community. - User-Centric Approach: continuous feedback loops drive platform improvements. - Secure Business Model: multiple revenue streams ensure financial stability. - Talented Team: skilled team with expertise in finance, blockchain, and software development. #### Weaknesses - Limited Market Penetration: challenges expanding beyond the existing network. - Technological Dependencies: reliance on external technological infrastructures introduces disruption risk. - Regulatory Uncertainties: evolving regulations may introduce compliance challenges. - Competition: intense competition within the cryptocurrency space threatens market share. #### Opportunities - Market Growth: capitalize on the increasing popularity of cryptocurrencies to expand the user base. - Diversification of Services: new services unlock new revenue streams and enhance competitiveness. - Institutional Adoption: catering to institutional investors offers partnership and growth opportunities. #### Threats - Cybersecurity Risks: cyber threats can affect platform integrity and user trust. - Market Volatility: market fluctuations may affect user confidence and investment decisions. - Regulatory Constraints: compliance requirements may impose limitations on operations. - Competitive Landscape: intense competition from established players and startups. ## Platform ### Cryptool.io's Integrated Solutions In an ever-changing world of digital assets and venture investments — whether you're an experienced crypto trader or a forward-thinking venture capitalist — this all-in-one platform empowers you to effectively manage all your needs. Cryptool is a comprehensive, automated, and time-saving platform with one-click actions for Users and Admins to easily manage their cryptocurrency investment needs. The platform is comprised of Modules tailored to User and Admin needs, which seamlessly interact with one another to provide an efficient and effective portfolio management experience. Global Data System (GDS) - API automated platform - Non-custodial smart contracts - Automated project information update - Live database #### Portfolio Dashboard - Asset Management - Automated Tracking - Wallet Management #### Raise Module - Pool Fundraising - Fund Management - Group (VC) Management #### Market Module - Allocation Trading - Public Trading - Broker Sales #### Invest Module - Collaborative Investments - IDO Pools - Expert-Investor Interaction #### Calendar - Portfolio Events - Notifications - Calendar Sync Figure 3 — Cryptool.io's Integrated Solutions The Cryptool.io platform is designed to bring a set of solutions to the problems outlined above, and to continuously evolve as the market develops. The platform is constructed in modules, with each module designed for a specific use case and to seamlessly integrate with one another. This design enables future platform scaling with the addition of new modules to support market innovations. Cryptool's suite of modules revolutionizes cryptocurrency management, integrating portfolio, fundraising, OTC trading, and group investments into an all-encompassing solution. The Profile module acts as a centralized control center, offering an automated dashboard for asset tracking and security prioritization. The Portfolio module tracks events and actions associated with assets. The Market module facilitates efficient transactions across various assets, while the Groups module fosters collaborative learning and investment groups. The Raise module optimizes fundraising processes for various groups and projects. All modules operate on the Global Data System (GDS), ensuring seamless data flow and dynamic functionality across all chains. System architecture — users and admins flow through the application and API into smart contracts and the database that powers every module. ### 4.1 Platform Modules Cryptool launches with nine primary modules, each including a variety of submodules: Portfolio An automated, simple yet detailed dashboard capable of tracking investors' tokens, funding allocations, and other assets with complex vesting schedules. The centralized control center for all investments across various platforms and applications. Raise Optimizes fundraising for investment groups, Venture Capitalists, Crowdfunders, and projects (Presale & IDO). Empowers funding groups with transparent asset management. Invest Collaborative learning and investment groups, where beginners seamlessly engage with experts. Investors can consolidate funds in IDO tier pools for optimized launchpad allocations. Market Facilitates transactions between buyers, sellers, and brokers, catering to token exchanges, allocations, and asset ownership transfers. Empowers brokers to manage clients, offerings, and transactions. Calendar Keeps users informed and in control of every crucial event and action associated with their cryptocurrency portfolio, groups, platforms, wallets, or watchlist. Profile Centralized hub empowering investors to manage accounts, customize preferences, and engage with platform features securely and autonomously. Groups Automated management framework tailored for VC and community groups. Streamlines management of members, investments, performance, and portfolios with one-click solutions. GDS Cryptool modules operate on the Global Data System — an extensive database ensuring seamless data flow, smart contract engagement across networks, and dynamic functionality between all modules. My Cryptool The widget-based dashboard providing convenient access to all module views and features. #### 4.1.1 Features For investors, Cryptool offers a diverse array of services tailored to optimize digital asset management — including portfolio tracking, allocation management, and staking opportunities — all within a secure and user-friendly environment. For administrators such as groups, VCs, and projects, Cryptool provides robust tools for transparent asset management, efficient fundraising, and group collaboration. #### User Accounts Features FeatureFreePremiumPremium+General ServicesMultiple Wallet (Chains) per Account220UnlimitedKYC Registration Database Entry & Modification— Ambassador (Referral) Access Notifications & Chat (Inbox) Watchlist DAO & Voting Access— Calendar ModuleEvent Calendar & Reminders— Sync Calendar— Event Reminders & Notifications— Portfolio ModuleManual Portfolio Entries10100UnlimitedPortfolio Dashboard Investment Overview Allocation Manager Vesting & Unlock Manager Staking Portfolio Tracker Watchlist Wallet Synchronization— Raise ModuleView all Funding Deals/Pools View Project Details Join Funding Deals/Pools Market ModuleCreate Listing OTC Marketplace Broker Sales Off-Platform (External) Sales Pre-Filled Custom Templates—55Anonymous Listings— Invest ModuleCreate Investment Group— Create (Co)Invest Pools— Join IDO-Tier Pools Join Investment Pools #### Enterprise Accounts Features FeaturePremium+BusinessEnterpriseGeneral ServicesCreate Group (Max. Member Size)501,000UnlimitedPre-Filled Custom Templates5510Assign Group Wallets Database Entry & Modification Group Notifications & Chat (Inbox) VC / Group Management Member Management Member Funding Management Set Group Tiers (Fees) Set Group Roles & Permissions Group Portfolio P&L / ROI Group Preferences (Public/Private) Main Ambassador (Referral) Access Cryptool API Integration—— Inactive Mode ——Portfolio ModuleManage Group Investment Portfolio Raise ModuleCreate Pool(s)— Import Pool(s)— Deals & Pools Management— Crowdfunding (Real Estate, NFT)— Fundraising (Charity, Non-Profit)— Presale, Private & Public Project Sales— Custom Deal(s)— Distribution Linear & Scheduled Market ModuleOTC Marketplace Broker Registration Broker Sales (On/Off-Platform) SAFE/SAFT/Token Warrant Sales Private (Closed Group) Sales Public (Open Group) Sales Invest ModuleCreate Investment Manager Pool Create IDO-Tier (Co)Invest Pool Manage Pool Shares ### 4.2 Portfolio Module The Portfolio Management module offers an automated, user-friendly dashboard to track investors' tokens, funding allocations, and assets with intricate vesting schedules across different platforms. This centralized control center facilitates asset, allocation, and staking management, providing a comprehensive overview of individual or group investments. Through Profit & Loss (P&L) and Return on Investment (ROI) indicators, investors can analyze performance across timeframes, stay informed about unvested token allocations, track token vesting, and monitor staked tokens with precision. - Asset Management: Centralized control for managing investments across platforms, providing a clear view of tokens, unvested allocations, and custom assets. - Allocation Management: Monitor funding allocations and track unvested token allocations from presales or IDOs. - Staking Management: Track staked tokens with precision, with real-time updates on P L, ROI, staking duration, and milestone dates. - Performance Analysis: Analyze performance using P L and ROI indicators across timeframes. - Automated Tracking: The dashboard automatically tracks token vesting and sends alerts for project changes. - Portfolio Notifications: Proactive notifications inform investors of token vesting and project event changes. - Investments: Token and allocation holdings (buy/sell timestamps, quantities, pricing). Portfolio flow — from wallet sync and asset entry through automated tracking to claiming unlocked assets, integrated with Raise, Market, and Calendar. ### 4.3 Raise Module #### 4.3.1 User Raise The Raise Module empowers investors with detailed transparent insights for participating in various fundraising opportunities. - Pool Information: Access details on investment pools, including token rounds, pricing, and vesting schedules. - Project Details: Stay informed about project information, accessing specific details directly on the platform or through integrated social media links. - Join Pool: Easily participate in fundraising pools initiated by admins or project teams. - Presale IDO: Engage in early-stage project investing through dedicated Presale IDO pools. - Monitor Pools: Keep track of past, ongoing, and upcoming pools. - Pool Notifications: Stay updated on joined or watchlist pools. User Raise flow — from joining a pool and depositing into smart contracts through automated management to receiving distributed assets. #### 4.3.2 Admin Raise A dedicated tool designed to facilitate transparent fundraising, management, and fund distribution within group or community scenarios. - Pool Templates: Pre-designed templates ensure consistency in formatting and structure. - Pool Requirements: Easily set funding requirements, rules, and fees through a one-click selection menu or pre-filled templates. - Pre-Filled Data: Utilize database data to prefill required information, saving setup time. - Pool Raise: Create and manage funding pools with customizable parameters such as deposit, fees, distribution, and refund options. - Crowdfunding: Create pools for group investments in digital assets like NFT collections and real estate. - Presale IDO: Engage in early-stage project investing with admin control over access, fees, and pool details. - Fundraising: Raise digital assets for various events including charitable donations and life events. - Pool Notifications: Stay updated on joined or watchlist pools. Admin Raise flow — group admins create pools, set rules, and let smart contracts handle collection, management, and automated asset distribution. ### 4.4 Invest Module The Invest module provides a collaborative platform where seasoned investors and beginners can effortlessly participate in investment pools overseen by expert investment managers. This enables co-investment opportunities, eliminating unnecessary complexities by outsourcing the effort while maximizing potential profits. - Investment Manager: Facilitates group investments in various digital assets like high-value NFT collections, allocations, and real estate. Professionals can form groups for portfolio tracking; beginners can join and outsource investment decisions. - Co-invest Pools: Users contribute to co-invest pools, consolidating funds in IDO tier pools for optimized launchpad allocations. Professionals are rewarded with fixed or performance-based fees. - IDO Tier Pools: Investors contribute to IDO pools for improved launchpad tiers and allocations, outsourcing buying, selling, and overall IDO management. The system automatically calculates individual contributions and fractionalized shares. ### 4.5 Market Module A versatile platform that enables allocation and asset trading, connecting sellers, buyers, and brokers for decentralized market interactions. The Market module facilitates Over-The-Counter trading, including locked token allocations, NFTs, real estate, and unique assets on and off platform. - OTC Allocation Trading: Decentralized platform for buying, selling, or trading partial or whole project token allocations, NFTs, real estate, or unique assets. Transactions are automated via smart contracts. - Add Listing: Manage on- and off-platform listings, including SAFT, SAFE, and token warrants. Pre-filled or custom templates simplify listing creation. - Broker Listings: Established brokers can broaden their audience, manage offerings, clients, and transactions including off-platform settlements like SAFT trades. - Seller / Broker Reviews: Approved broker status and personal reviews add an extra layer of confidence and trust. Market flow — sellers and brokers list assets, smart contracts hold them, and automated distribution runs once payment clears. ### 4.6 Calendar Module The Calendar module is a dedicated tool to keep users informed and in control of critical events and actions associated with their cryptocurrency portfolio, groups, platforms, wallets, or watchlist. It offers real-time notifications and email synchronization for efficient asset management. - Portfolio Events: Track automated events related to portfolio, groups, watchlist, platforms, and more IDO TGEs, airdrops, and token vesting dates. - Manual Actions: Add manual actions for personal asset actions such as buying, selling, staking, and harvesting. - Notifications: Real-time updates and notifications related to portfolio, group, or watchlist activities. - Calendar Syncing: Seamlessly syncs with users' personal email/calendar clients and web-based applications. - Real-time Notifications: Always informed about vesting updates or project launches. - Actions / Events: Personal and project actions including Buy, Sell, TGE, Claim, Stake, Unlock, Distribution, Earn, Airdrop, and more. Calendar flow — automated event tracking, personal calendar sync, and module-aware notifications across Portfolio, Raise, Market, and Watchlist. ### 4.7 Profile Module (User) The Profile module is a centralized hub for users to manage their accounts, user information, wallets, KYC, referrals, platform subscription, staking, support tickets, and preferences. - Profile Management: Effortlessly manage personal information, connect social accounts, and check community review ratings. - Security Settings: Manage two-factor authentication, password strength requirements, and email/SMS notifications for account activity. - Wallet Management: Multi-chain wallet management. Link multiple wallets and chains to a single KYC account, with default chain deposit and distribution wallets. - KYC: Complete KYC requirements for compliance and access to KYC-restricted pools or trades. - Referral Program: Become a Cryptool Ambassador and earn commission on transaction revenue from referred users. - Staking: Stake tokens to earn rewards, platform benefits, and discounts. - Preferences: Customize platform preferences for a personalized user experience. - Broker Sign-up: Brokers register and sign up for accounts, gaining access to specialized features and tools. - Ticket System: Structured way for users to communicate with platform support staff and track ticket status. ### 4.8 Groups Module (Admin) The Group Admin Module provides an automated management framework tailored for VC and community groups, streamlining the management of members, investments, performance, and portfolios with one-click solutions. - Group Creation: Create groups, set preferences, enter group information and socials. - Group Management: Centralized platform for overseeing group activities, total members, and investment details. - Member Management: Organize and oversee users on the platform manage information, roles, and permissions. - Pool Creation: Create investment pools using standard or customizable templates with pre-filled data and options for chain, stable coins, KYC settings, and fee customization. - Pool Management: Optimizes administrative tasks member deposits, fees, distributions, OTC trades, and refunds. - Privacy: Determine privacy preferences through group settings. - ROI P L: Detailed analytics on group and VC investment performance. ### 4.9 GDS Module The Cryptool modules will be built upon our Global Data System (GDS) — a complex database ensuring flawless data flow. The GDS houses all platform project and user data, enables module functionality, interacts with blockchain smart contracts across various networks, and provides dynamic functionality between all modules. - Database: Users input project details general information, token vesting schedules, investors, partners, and KYC data. Users actively contribute and control the database. - Data Entering: Users input project details and token information, ensuring accurate and up-to-date data. - Live Data: A crypto price API providing real-time and historical prices for various cryptocurrencies. - Framework: Foundational framework for Cryptool, providing seamless data flow, smart contract engagement, and API coordination. - API Coordination: Coordinates platform activities, automation, data flow, and module management while storing transaction activity, notifications, and activity logs. #### 4.9.1 Infrastructure The Cryptool.io platform prioritizes user-friendly design and adaptability. It will initially accommodate widely used blockchains including Ethereum and Binance Smart Chain. Subsequently, additional blockchain integrations will follow to enhance the platform's functionality and accessibility. ### 4.10 My Cryptool Dashboard The My Cryptool module serves as a convenient gateway to access and explore Cryptool's entire suite of modules effortlessly. - Dashboard: Bird's-eye overview of all essential modules, allowing users to add widgets from Portfolio Management to VC Management and more. - Portfolio Management: Access portfolio, manage investments, track events, and stay informed with real-time information from a single dashboard. ### 4.11 Multichain Cryptool's multichain functionality enables users to manage portfolios, distribute project tokens, and perform deposit or trade functions across multiple blockchain networks. - Wallet Integration from All Chains: Users integrate wallets from different blockchain networks into the platform, initiating transactions directly using any of their integrated wallets. - Portfolio Management on All Chains: Users view, track, and manage assets across different chains from within the Cryptool platform. - Project Token Distribution on All Chains: Cryptool ensures compatibility across all blockchain networks for token launches and distributions, enabling fluent and almost completely automated token transfers. - Accommodation of Several Chains for Deposit Functions: Deposit functions support multiple blockchains. The refund mechanism allows pool owners to reimburse investors on a per-chain basis. ### 4.12 Governance At Cryptool, we've always believed that our community is our greatest asset. With Cryptool Governance, we're taking our commitment to community-driven decision-making to the next level. Cryptool Governance is more than just a set of rules and procedures — it's a reflection of our core values of transparency, inclusivity, and collaboration. - Your Voice Matters: Whether token holder, developer, or enthusiast, Cryptool Governance empowers active participation in shaping the future of the platform. - Transparent Decision-Making: Full visibility into decision-making processes, meeting agendas, and outcomes. - Built-In Voting Mechanism: Paid subscription members vote on platform decisions from new platform implementations to financial decisions. - Community Collaboration: Fostering a culture of collaboration and shared ownership. ### 4.13 Security and Risk Assessment At Cryptool.io, security is our top priority in platform implementation. #### Platform Security - Code Review: Senior developers thoroughly review smart contracts to ensure adherence to technical specifications. - Validation and Verification: Testing against functional requirements ensures correct smart contract behavior. - SSDLC: Secure Software Development Lifecycle emphasizes security from the outset. - SAST and DAST: Static and dynamic analysis tools identify and remediate vulnerabilities. - DLP: Data leak prevention through monitoring and access controls. - VCS: Version control with audit logs enhances transparency and facilitates issue resolution. - Secure Configurations: IAM controls restrict unauthorized access to resources. - Regular Updates: Continuous package and software updates address known vulnerabilities. - Linux Hardening: Disabled unused services, file system integrity checks, kernel security parameters, strong password policies and SSH configurations. - RBAC and Firewall: Role-based access control and firewall rules ensure appropriate access controls. - SSL/TLS Encryption: Network communications encryption safeguards data in transit. - Secrets Management: Centralized credential storage enhances security. - Monitoring and Backups: ELK configuration for log analysis and automated backups. #### Smart Contracts Testing - Comprehensive Testing: Automated and manual testing ensures functionality and security. - Auditing: Regular audits by experienced teams provide assurance of smart contract integrity. #### Account Security - 2FA Account Verification: Highly recommended for log-in and platform transactions. - Account Lock: Users can lock their accounts to prevent transactions from executing. #### Risk Management - Identifying Risk Factors: Transparent assessment of market-specific risks and legal challenges. - Risk Mitigation: Compliance with regulations and emergency response planning. - Insurance Coverage: Insurance policies mitigate financial losses from unforeseen events. - Due Diligence: Thorough partner and contractor assessment reduces outsourcing risks. - Continuous Monitoring and Improvement: Regular assessment ensures ongoing effectiveness. ## Platform Economics Cryptool's economic model is built on three resilient revenue streams — user subscriptions, platform transaction fees, and CEX/DEX/staking activity — supported by a freemium tier strategy that scales naturally with platform adoption. Our forecasts model an indexed user-base growth of +425% in the first year and ~10% YoY from 2027 onwards, with combined platform revenue inflecting around the 6th month after launch and reaching the multi-million-dollar run-rate range by Year 5. Profitability is targeted by August 2024 and a portion of platform revenue is converted directly into tokenholder value through the Buyback Program. The full economic model — subscription tiers, fee schedules, P&L curves, operational-efficiency framework, and bull/bear scenario sensitivities — is maintained as a separately versioned document so financial assumptions can evolve without re-issuing the whitepaper. Full financial model and projections Subscription tiers, fee schedule, revenue and P&L charts, operational-efficiency framework. View Litepaper → ## Marketing Growth Strategy Cryptool.io's marketing strategy is carefully crafted to engage the market and users directly, ensuring targeted access and heightened interest. By securing spots on multiple launchpads and offering exclusive benefits through pre-launch whitelist registration, Cryptool sets the stage for successful user acquisition and retention. - Pre-launch Whitelist Registration: Early engagement incentives for platform discounts and bonuses. - Referral Marketing Program: Focused advertising to drive engagement through referrals. - Social Media Growth: Expanding and increasing engagement on Telegram, Twitter, and LinkedIn. - External Marketing Programs: Active participation in various contracted marketing initiatives. - Pay-per-Click Ads and SEO Optimization: Targeted ads and website optimization to enhance visibility. - Online and Offline Events: Cryptool introductions at events across Europe to reach a broader audience. - External Marketing Companies: Reputable firms for effective advertising and promotion. ### 6.1 Marketing Campaign Programs Cryptool's strategy centers on engaging the market and users directly through secured spots on multiple launchpads. Launchpad and presale users are pivotal demographics for platform success. The pre-launch whitelist registration offers exclusive benefits to early adopters. Our referral marketing program drives engagement and taps users' networks. Intensifying social media growth efforts on Telegram, Twitter, and LinkedIn expands Cryptool's presence within the launchpad community. Active participation in market-making programs reinforces our commitment to the broader crypto landscape. Pay-per-click ads and SEO optimization target both crypto enthusiasts and launchpad users, while participation in online and offline events across Europe creates widespread buzz. In collaboration with external marketing companies, Cryptool leverages expertise to communicate its value proposition effectively. The initial marketing budget is determined by funding results, with a fixed percentage of revenue allocated for ongoing marketing purposes (excluding reserved marketing token allocations). ### 6.2 Whitelist Registration Cryptool launched a whitelist registration through an interactive landing page on our website, aiming to make pre-registration easy and accessible. We intend to incentivize early adoption by generating excitement and urgency, keeping registrants engaged through regular updates, polls, AMAs, demos, and surveys. - Gauging Interest: Pre-registration assesses interest levels for each module. - Target Audience Analysis: Demographic information helps us tailor marketing efforts and platform features. - Early Adopter Identification: Whitelist registrants provide valuable feedback that shapes the platform's roadmap. - Market Validation: Registration numbers validate market interest and inform strategy adjustments. - Content Strategy Refinement: Insights into client interests inform priority modules and promotional initiatives. ### 6.3 Referral Marketing (Ambassador) Program The Referral Marketing Program is designed to compensate users (Ambassadors) for attracting new users (Community Members, Team Members, Friends and Family) to the Cryptool platform. Ambassadors will receive a portion of platform transaction fees generated from their referred users. #### How does it work? - Sign Up: Create an account and become an instant Cryptool Ambassador (User Profile Referral Program). - Share Promote: Share your personal referral link or code with your network, social media, and other channels. - Onboard: You become the Ambassador of any new user who signs up with your referral link or code. - Earn Rewards: 10% or more of all platform transaction fees for users you referred distributed directly via smart contract. The more transactions completed by referrals, the higher your passive income. - Monitor Manage: Track and manage referrals and commissions through a user-friendly dashboard. #### Ambassador Perks - Rewarding Commissions: Earn generous commissions starting from 10% of platform transaction fees generated. - Performance Bonuses: Become an official Cryptool Ambassador and unlock performance-based bonuses. - Staking Bonuses: Increase commission earnings by staking Cryptool tokens. - Exclusive Access: Latest updates, features, and events. - Community Engagement: Join a vibrant community of fellow Ambassadors. - Personalized Support: Dedicated Ambassador support team. An Ambassador who refers 10,000 users averaging $5,000 per month in Raise deposits alone could earn over $208,000 per month in passive income. Main Ambassadors with substantial networks receive an elevated earning fee of up to 15% per successful referral plus an additional 10% share of subscription fees. Full Referral Program detailsAmbassador tiers, commission rates, payout schedule, and program terms.View ### 6.4 Buyback Program Buy-Back & Platform Revenue — allocation of buyback flows (staking rewards, treasury, marketing, burn, airdrops, liquidity) against platform revenue (team, token, ops, marketing, dev, spare). Buy-Back & Burn Cycle — how repurchased tokens flow into stake rewards, emission control, burning, and long-term token-value stability. Cryptool's token buyback program is designed to benefit token holders and stakers by supporting token price and increasing staking yields. All token buybacks will be sent to the Cryptool Reserve — a wallet to hold such tokens until the team decides how to use them (staking rewards, lock/burn for an extended period, add to liquidity, or send to other Cryptool wallets [Ecosystem and Marketing]). The Cryptool team will review token performance on a monthly basis to determine the following token buyback actions for the following 3 months: - Total target APY for the staking rewards program. - The portion of platform fees to use to purchase tokens. - The portion of Reserve tokens to distribute as staking rewards, burn, and send to other platform wallets. - The staking rewards vesting schedule. Token buyback actions are made transparent monthly after they are completed. The Buy-Back Program uses a portion of the platform's earnings to buy back and burn its native tokens — potentially increasing the value of holdings and fostering a sustainable, appreciative token ecosystem. ### 6.5 Revenue Sharing Staking Benefits — ecosystem rewards, airdrops, ambassador commission boost, fee reductions, account-tier upgrades, and governance voting rights. Cryptool.io has a unique revenue-sharing mechanism aimed at rewarding token stakers. The platform repurchases tokens from the market through regular buyback events. The bought-back tokens are sent to the treasury and distributed among team wallets, with the main source used to distribute staking rewards. Following each buyback event, the repurchased tokens are distributed among token stakers as part of their staking rewards. This distribution occurs monthly — transparent and automated, with tokens allocated to stakers' wallets based on their staking contributions. - Allocation of Revenue: A portion of platform revenue is allocated to programs that directly benefit token holders. - Increased Token Value: Regular buybacks and token burning create a deflationary token model. - Staking Rewards: Stakers receive additional tokens as a passive income stream. - Long-Term Value Appreciation: Consistent buybacks and distribution lay the foundation for long-term value appreciation. ### 6.6 Network Expansion Cryptool's strategic decision to begin with two main networks — Binance Smart Chain (BSC) and Ethereum (ETH) — and to expand within the first year of operation is geared toward enhancing platform functionality and increasing total transactions and revenue. - Enhanced User Engagement: Compatibility with both BSC and Ethereum attracts a broader user base. - Increased Transaction Volume: Multiple network support increases overall transaction volume. - Revenue Growth: More transactions drive revenue from transaction fees and associated streams. - Adaptability to Market Trends: Expansion based on user and market requirements positions Cryptool as dynamic and adaptable. - Scalability Benefits: Multiple network support handles increased transaction volumes efficiently. ## Token Strategy The native $CTO token is the value layer of the Cryptool ecosystem. It powers discounted subscriptions, unlocks tiered staking benefits, supports governance, and channels platform earnings back to holders through a structured Buyback Program. Total supply is capped at 750 million tokens (with up to 1 billion in long-term unlocks), distributed across investor rounds (19.5%) and platform allocations — Ecosystem, Marketing, Reserve, Liquidity, Strategic Partners and Team — with team and partner tokens unlocking on performance-based milestones. A conservative 60-month emissions schedule, paired with a deflationary burn mechanism and staking incentives, keeps circulating supply low and aligns with long-term tokenholder ROI. Cryptool launches on MultiversX for its sharded throughput and low-cost user experience, and follows a phased DEX CEX listing strategy to build organic liquidity before broadening market access. Full tokenomics breakdown Allocation schedule, vesting cliffs, burn mechanics, ROI scenarios, market-cap forecast, and listing strategy. View Tokenomics → ## Legal Compliance Cryptool.io prioritizes legal, regulatory, and tax compliance to ensure adherence to relevant laws and regulations. Our compliance framework encompasses Legal & Regulatory, Compliance, and Tax aspects. ### 8.1 Legal Regulatory - Operating Blockchain Protocols: Establishing a robust legal framework for the operation of our blockchain protocols and applications. - TGE/IDO: Comprehensive legal support for our TGE, IDO/ICO event, navigating the regulatory landscape to ensure compliance. - Financial Market Regulations: Staying current with financial market regulations, particularly digital asset trading and investment. - Governance Framework: Designing transparent, accountable governance frameworks that align with regulatory standards. - Corporate and Foundation: Tailored solutions for structuring our platform and token compliance matters. - Legal Frameworks for Payment, Custody, Lending, and Asset Management Applications: Frameworks for payment processing, brokerage, hedge fund platforms, and asset management to ensure compliance and consumer protection. - Digital Currencies: Adherence to legal and regulatory requirements related to electronic money issuance, digital currency operations, and payment card services. - IP/IT/DP Agreements: Agreements covering intellectual property, information technology, and data protection. - Civil Law and Property Law for DLT Assets: Honoring civil law and property law concerning Distributed Ledger Technology assets, including ownership rights and contractual obligations. - Labour Law and Immigration Compliance: Compliance concerning Cryptool.io's workforce, including employment contracts, work permits, and residency. ### 8.2 Compliance - Financial Regulation: Adherence to financial regulations, including SRO membership where appropriate. - Regulatory Compliance: Comply with applicable regulations including AML and KYC requirements. Robust AML policies tailored to our operations. - Contractual Compliance: Compliance with development, outsourcing, and licensing agreements. - AML Setups: Thorough AML compliance reviews to assess and enhance processes. - Outsourcing Compliance Officer: Functions outsourced when necessary to ensure regulatory oversight. - Regular Internal AML Audits: Evaluating measure effectiveness and identifying improvement areas. - Digital Asset Due Diligence: Assessing integrity and legitimacy of digital assets involved. - Investigations: Addressing potential compliance issues or regulatory concerns promptly. - Data Protection: Compliance with data protection regulations to safeguard user information. - Compliance Monitoring: Continuous monitoring of compliance efforts. ### 8.3 Tax - Tax Compliance: Following tax regulations including assessments and rulings to ensure proper reporting. - Tax Strategies and Planning: Formulating efficient tax structuring. - Corporate and Individual Tax Matters: Both domestically and internationally. - VAT and Customs Duties: Managing Value Added Tax and customs duties. - Compliance with Tax Regulations: Continuous adherence. - Employee Benefits Structuring: Aligning with tax regulations. - Risk Management and Accounting Support: Strategies to manage tax-related risks. ## Disclaimer While we make every effort to accurately represent all the products and services reviewed on this platform and their potential for income, it should be noted that earnings and income statements made by Cryptool and its advertisers/sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income, and you accept the risk that earnings and income statements may differ. As with any business, your results may vary, and will depend on different aspects, especially market situations. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are based on estimations, and are not intended to represent or guarantee these results. There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee our future results and/or success. There are some unknown risks in business and in the blockchain world that we cannot foresee which could reduce results you experience. We are not responsible for your actions and investments. The use of our information, products, and services should be based on your own due diligence, and you agree that Cryptool and the advertisers/sponsors of this platform are not liable for any success or failure of your investment that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on this website. ## Appendix ### A. Bibliography - Attlee, David. 2022. Q1 2022 venture capital activity in crypto set to outpace 2021. Cointelegraph. Read. - Baltrusaitis, Justinas. 2022. Venture Capitalists pump $29 billion into crypto firms in 2022 despite market crash. Finbold. Read. - Blockchain Technology Market Size Report, 2022-2030. Grand View Research. Read. - Blockchain Technology Market Size to Surpass USD 1.59 Trillion by 2030. 2022. GlobeNewswire. Read. - Hays, Demelza, and Dmitry Elkov. 2021. Blockchain Venture Capital Report. Mercury Redstone. Read. - Kumar, Rajeev. 2020. Blockchain investment growth rate forecast (2018-2030). ResearchGate. Read. - Njuguna, Brian. 2021. Crypto Users Stand at 300M, Representing Nearly 3.7% of the Global Population. Blockchain News. Read. - van Zwanenburg, Jorn. 2021. How fast is crypto growing? Medium. Read. ### B. Partners Investors Cryptool welcomes partnerships with a diverse range of entities, including community fundraising VCs, launchpads, OTC trading and broker institutions, and start-up projects seeking funding. We invite collaboration with like-minded organizations to foster innovation, drive growth, and create mutually beneficial opportunities within the blockchain ecosystem. For the full product and capital roadmap (Initiation Phase through Phase 5 — Expansion 3.0), see the dedicated Roadmap document. MultiversXNetwork BuildlySmart contracts Kyano DigitalDesign Green Access PartnersStrategic Crypto ExecutivesAdvisory RadomFunding Web3PortFunding Sherbert LemonListing Crypto Saving ExpertAdvisory Fluidkey CapitalFunding Tech HYStrategic Morgaine GroupStrategic Valley Date TechStrategic All partners and investors Each partner has its own profile page with logo, scope, and engagement details. View Partners → ### C. Contact - Website: www.cryptool.io - Telegram: t.me/cryptool_io - Twitter: x.com/cryptool_io - LinkedIn: linkedin.com/company/cryptool-io - Email: info@cryptool.io - Calendly: calendly.com/cryptool_io ### Cookie Policy Source: https://cryptool.io/documents/cookie-policy Please note that this privacy statement will be updated periodically. At Cryptool, we use cookies and similar tools on our website to make your experience better and to offer you personalized services. By visiting our site, you agree to let us place cookies on your device, including your phone or tablet, based on the settings you choose in our cookie setting center. Here's a clear explanation of how we use cookies and how they affect your browsing: ## What Are Cookies? Cookies are small text files that are stored on your device when you visit a website. They enable the website to recognize your device and store information about your visit, preferences, and interactions. Cookies are categorized into two types: first-party cookies, managed by Cryptool, and third-party cookies, from external parties. ## Why Do We Use Cookies? Cookies serve various purposes, including: Enhancing website functionality and navigation efficiency. Remembering user preferences and settings. Improving the relevance of advertisements displayed. Analyzing user behavior to optimize site performance. ## Marketing and Analytics We may utilize information collected from cookies for marketing and analytics purposes, such as tailoring content and offers based on user profiles. This data may also be used to associate cookie information with identifiable individuals. ## Third-Party Cookies Some cookies used on our site are from third-party companies, providing us with web analytics and intelligence to enhance our services and target ads effectively. ## Cookie Preferences You have the option to customize your cookie preferences through our cookie setting center. Additionally, you can manage existing cookies and block future ones via your browser settings. However, please note that deleting or blocking cookies may impact your browsing experience on our site. ## Types of Cookies Used We categorize the cookies used on Cryptool sites as follows: - Strictly Necessary Cookies: Essential for website functionality, these cookies cannot be disabled and do not store personally identifiable information. - Performance Cookies: Enable us to measure and improve site performance by tracking visits and traffic sources. All data collected is aggregated and anonymous. - Functionality Cookies: Enhance website functionality and personalization. Disabling these cookies may affect certain services. - Targeting Cookies: Used by advertising partners to build user profiles based on browsing information. Disabling these cookies may result in generic advertising. For further inquiries or assistance, please contact our support team via the provided Webform or email during your visit. We appreciate your understanding and cooperation regarding our cookie usage policy. ### Privacy Policy Source: https://cryptool.io/documents/privacy-policy Please note that this privacy statement will be updated periodically. Cryptool ("Cryptool", "we", or "us") is committed to protecting the privacy of our customers, and we take our data protection responsibilities with the utmost seriousness. This Privacy Policy describes how Cryptool collects and processes your personal data through the Cryptool websites and applications that are referenced in this Privacy Policy. Cryptool refers to an ecosystem comprising Cryptool websites (whose domain names include but are not limited to www.cryptool.io, mobile applications, clients, applets and other applications that are developed to offer Cryptool Services, and includes independently-operated platforms, websites and clients within the ecosystem. This Privacy Policy applies to all Personal data processing activities carried out by us, across platforms, websites, and departments of Cryptool. To the extent that you are a customer or user of our services, this Privacy Policy applies together with any terms of business and other contractual documents, including but not limited to any agreements we may have with you. To the extent that you are not a relevant stakeholder, customer, or user of our services, but are using our website, this Privacy Policy also applies to you together with our Cookie Policy. This Policy should therefore be read together with our Cookie Policy, which provides further details on our use of cookies on the website. ## What Personal Data does Cryptool collect and process? Personal data is data that identifies an individual or relates to an identifiable individual. This includes information you provide to us, information which is collected about you automatically, and information we obtain from third parties. Information you provide to us. To open an account and access our services, we'll ask you to provide us with some information about yourself. This information is either required by law (e.g., to verify your identity and comply with KYC "Know Your Customer" obligations), necessary to provide the requested services (e.g., you will need to provide your email address in order to open your account), or is relevant for certain specified purposes, described in greater detail below. In some cases, if we add services and features you may be asked to provide us with additional information. Failure in providing the data required implies that Cryptool will not be able to offer you our services. We may collect the following types of information from you: Category of Personal Data Types of Personal Data Personal Identification Data. Full name, e-mail address, gender, home address, phone number, date of birth, nationality, signature, utility bills, photographs, and a video or voice recording of you Sensitive and Biometric Personal Data Cryptool may also collect sensitive personal data when permitted by local law or with your consent, such as biometric information, for example to verify your identity by comparing the facial scan data extracted from your selfie or video with the photo in your government issued identity document Government Identifiers Government issued identity documents such as passport, national identification number, national identity card details, drivers license numbers Online Identifiers Social media domains/ profiles (such as Telegram, X, etc.) Institutional Information Proof of legal formation, personal identification data for all material beneficial owners, personal data about the board of directors senior persons responsible for the operations of the body corporate Financial Information Bank account information, payment card information, source of funding, source of wealth, Cryptool account information, Cryptool user ID and pay ID Wallet Information Wallet address, wallet ID, and other information related to integrations that you select Transaction Information Information about the transaction you make on our services, such as the name of the recipient, your name and email Information from Cookies See our Cookie Policy for more information. Employment Information Job title, salary wage rate, and company Communications Surveys responses, information contained in the Survey. Communications with us including call recordings with our customer services team. Contact Information E-mail address, country, region, Information we collect from you automatically. To the extent permitted under the applicable law, we may collect certain types of information automatically, for example whenever you interact with us or use the services. This information helps us address customer support issues, improve the performance of our sites and services, maintain and or improve your user experience, and protect your account from fraud by detecting unauthorized access. Information collected automatically includes: Category of Personal Data Types of Personal Data Browsing Information Device ID, browsing information such as name and version, Internet Protocol ("IP") address , internet connectivity data, operator and carrier data, login data, browser type and version, device type category and model, time zone setting and location data, language data, application version. browser plug-in types and versions, operating system and platform, other information stored on or available regarding the devices you allow us access to when you visit our Platforms Usage Data Authentication data, security questions, click-stream data, public social networking posts, and other data collected via cookies or similar technologies. Information about how our Services are performing when you use them, e.g., error messages you receive, performance of the site information, other diagnosis data. Marketing and Research Information Identifiers – the IP address, or other online identifiers of a person, e-mail address if used for direct marketing, and name and address Demographic data - (e.g., income, family status, age bracket, gender, interests, etc) Browser/web history data and preferences expressed through selection/viewing/purchase of goods, services and content, information about your mobile device including (where available) type of device, device identification number, mobile operating system. Analytics and profiles of the individuals based on the data collected on them. For more information about this please see our Cookie Policy. Interests or inferred interests and marketing preferences. Information we collect from our affiliates and third parties. From time to time, we may obtain information about you from our affiliates or third parties sources as required or permitted by applicable law. Category of Personal Data Type of Personal Data Affiliates In accordance with applicable law, we may obtain information about you from the group of companies related to us by common control or ownership ("Affiliates") as a normal part of conducting business, so that we may offer our Affiliates' Services to you. We may obtain information about you such as Personal Identification Data, Transactional Information, Institutional Information, Usage Information. For example, if you want to convert cryptocurrency into fiat and make withdrawals into your bank account, we might need to exchange information with Cryptool Connect. For more information about how Cryptool Connect processes this information you can check its Privacy Policy here. Blockchain Data We may analyze public blockchain data, such as transaction ID's, transaction amounts, wallet address, timestamps or transactions or events. Retail Merchant Information When conducting a transaction with a third-party merchant, the merchant may provide us with personal data about you such as name, contact information, transaction information. 2. Why does Cryptool process my personal data? Which legal bases are we relying on for our collection and processing of your personal data? Our primary purpose in collecting personal data is to provide our services in a secure, efficient, and smooth way. We generally use your personal data to deliver, provide, operate, our services, and for content and advertising, and for loss prevention and anti-fraud purposes. Below you'll find an explanation on how we use Automated individual decision-making, including profiling. Cryptool does not rely solely on automated tools to help determine whether a transaction or a customer account presents a fraud or legal risk. Why does Cryptool process my Personal Data? Legal Basis for our use of personal data (EEA and Switzerland EU GDPR) Managing our contractual relationship with you. To create and maintain your account. This includes when we use your personal data to take and handle orders and process payments. The Category of Personal Data processed is Personal Identification Data, Institutional Information, Contact Information, Financial Information. The consequences of not processing your personal data for such purposes is the inability to open an account with us or the termination of your account where one is already open. Processing is necessary for the performance of a contract of which you are a party. To maintain legal and regulatory compliance Most of our core services such as the exchange services are subject to strict and specific laws and regulations requiring us to collect, use and store certain personal data and process Personal Identification identity information and in some cases Sensitive Personal Data[(including biometrics) (as detailed in section I) For example to comply with our Know Your Customer ("KYC") obligations under applicable laws and regulations, and in particular to comply with Anti-Money Laundering laws and regulations. The Category of Personal Data is Personal Identification Data , Institutional Information, Sensitive and Biometric information, Government Identifiers, Contact Information, Financial Information. If you do not provide personal information required by law, you may be unable to open an account, or we may have to close your account where it is already opened. Processing is necessary to comply with our legal obligations under applicable laws and regulations, and Anti-Money Laundering laws and regulations. Processing is necessary for reasons of substantial public interest based on EU or EU Member State law. We are subject to EU Anti-Money Laundering Directives and the relevant EU Member States' law implementing them which require us to process for instance information from your ID documents including a photographic picture of you and a visual image of your face (the so called "liveness check"). Communicate with you on service and transaction- related matters. We use your personal data to communicate with you in relation to Cryptool Services on administrative or account-related information. We will communicate with you to keep you updated about our Services for example, to inform you of relevant security issues, updates, or provide other transaction-related information. Without such communications, you may not be aware of important developments relating to your account that may affect how you can use our services. You may not opt-out of receiving critical service communications, such as emails or mobile notifications sent for legal or security purposes. Processing is necessary for the performance of a contract of which you are a party. To provide customer services: We process your personal data when you contact us in order to provide support with respect to questions, disputes, complaints, troubleshoot problems, etc. The Category of Personal Data processed is Personal Identification Data, Institutional Information, Transactional Information, Communications, Contact Information, Financial Information, Browsing Information, Usage Data. Without processing your personal data for this purpose, we can't respond to your requests. Processing is necessary for the performance of a contract of which you are a party. Processing is necessary for the purpose of the legitimate interest pursued by us to improve our services and enhance our user experience. To promote safety, security, and integrity of our platform. We process your personal data in order to enhance security, monitor and verify identity or service access, combat malware or security risks and to comply with applicable security laws and regulations. We process your personal data to verify accounts and related activity, find and address violations of our Terms and Conditions, investigate suspicious activity, detect, prevent and combat unlawful behavior, detect fraud, and maintain the integrity of our Services. The Category of Personal Data processed is Personal Identification Information, Institutional Information, Transactional Information, Contact Information, Financial Information, Browsing Information, Usage Data. Without processing your personal information, we may not be able to ensure the security of our Services. We use your personal data to provide functionality, analyze performance, fix errors, and improve the usability and effectiveness of Cryptool Services. Processing is necessary for the performance of a contract of which you are a party. To promote safety, security, and integrity of our Services. Fraud prevention and detection and credit risks. The Category of Personal Data processed is Personal Identification Data, Institutional Information, Transactional Information, Contact Information, Financial Information, Browsing Information, Usage Data. We process Personal Identification Data to prevent and detect, prevent and mitigate fraud and abuse of our services and in order to protect you against account compromise or funds loss and in order to ensure the security of our users, Cryptool services and others. We may also use scoring methods to assess and manage credit risks. Please note that we may engage in automated decision-making for purposes of risk and fraud detection. When we do, we implement suitable measures to safeguard your rights and freedoms and legitimate interests, including the right to obtain human intervention, to express your point of view and to contest the decision.Please refer below to Section 9 for more information. Processing is necessary for the purpose of the legitimate interests pursued by us and the interests of our users when, for example, we detect and prevent fraud and abuse in order to protect the security of our users, ourselves, or others; To provide Cryptool services. We process your personal data to provide the services to you , process your orders, facilitate transactions and to complete the transactions the Users require. For example, when you want to use the exchange service on our platform, we ask for certain information such as your identification, contact information, and payment information. The Category of Personal Data processed is Personal Identification Data, Institutional Information, Transactional Information, Contact Information, Financial Information, Browsing Information, Usage Data. We cannot provide you with services without such information. Processing is necessary for the performance of a contract of which you are a party. Processing is necessary for the purpose of our legitimate interest and your interest in providing better documentation for your transactions. To use the services of social media platforms or advertising platforms for purposes including marketing The category of personal data processed is Usage Data, Browsing Information. We rely on your consent to process your personal data to use the services of advertising platforms. When you consent to processing your personal information for a specified purpose, you may withdraw your consent at any time and we will stop processing your personal information for that purpose. The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal. To improve our services. We process personal data to improve our services and for you to have a better user experience; The Category of Personal Data processed is Personal Identification Data, Institutional Information, Transactional Information, Browsing Information, Usage Data. Processing is necessary for the purpose of the legitimate interest pursued by us to improve our services and enhance our user experience. To provide you with promotions We use your information to provide you with promotions, including offers, rewards, and other incentives for using our Services. This would also enable you to partake in a prize draw, competition or complete a survey. The Category of Personal Data processed is Personal Identification Data, Institutional Information, Transactional Information, Browsing Information, Usage Data and Online Identifiers. For non-users, processing is necessary for the purpose of our legitimate interest and your interest to reward your customer loyalty. For users, we rely on your consent to process your personal data to provide you with promotions. When you consent to processing your personal information for a specified purpose, you may withdraw your consent at any time and we will stop processing your personal information for that purpose. The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal. To do research and innovate. We carry out surveys to learn more about your experience using our Services. We also use your information to support research and development and drive innovations of our Services and products. This information will also be used for Marketing purposes. Processing is necessary for the purpose of our legitimate interest to improve and run our Services through information obtained from these surveys. For internal business purposes and record keeping. The Category of Personal Data processed is Personal Identification Data, Financial Information, Transaction Information and Browsing Information. Processing is necessary for the purpose of the legitimate interest pursued by us to keep records to ensure that you comply with your contractual obligations pursuant to the agreement ("Terms and Conditions") governing our relationship with you. Processing is necessary to comply with our legal obligations to keep certain records for internal business and research purposes as well as for record keeping purposes. Recommendations and personalisation. We use your personal information to recommend features and services that might be of interest to you, identify your preferences, and personalize your experience with Cryptool services; Processing is necessary for the purpose of our legitimate interest to provide a personalized service to our customers. Processing is necessary for the performance of a contract of which you are a party. To provide marketing communications to you. We use your information based on your consent to send you targeted marketing communications through email, mobile, in-app, and push notifications. We also use your information to carry out profiling for marketing purposes. The Category of Personal Data processed is Personal Identification Information, Institutional Information, Transactional Information, Browsing Information, Usage Data, Marketing and Research Information, Communications. Where required by applicable law, we rely on your consent to process your personal information for marketing purposes. When you consent to processing your personal information for a specified purpose, you may withdraw your consent at any time and we will stop processing your personal information for that purpose. The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal. Where we carry out profiling for marketing purposes, for example to establish what Services or promotions you may be interested in, this processing is based on legitimate interest. Transactional account messages and communications regarding our business relationship will not be affected even if you opt-out from marketing communications. Cookies: where we use cookies and similar technologies as part of our Service. The Category of Personal Data processed is Information from Cookies. Where required by applicable law, we rely on your consent to place cookies and similar technologies. When you consent to processing your personal information for a specified purpose, you may withdraw your consent at any time and we will stop processing your personal information for that purpose. The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal To comply with other legal and regulatory obligations. We may access, read, preserve, and disclose information when we believe it is reasonably necessary to comply with law, legal obligations, regulations, law enforcement, government, and other legal requests, court orders, or disclosure to tax authorities in line with the detailed information set forth under Section 5. The Category of Personal Data processed is Personal Identification Information, Institutional Information, Financial Information, Transactional Information, Browsing Information, Usage Data, Blockchain Data. Processing is necessary to comply with our legal obligations under applicable laws and regulations We may also rely on legitimate interests in responding to legal requests where we are not compelled by applicable law but have a good faith belief it is required by law in the relevant jurisdiction. ## Can Children Use Cryptool Services? Cryptool services are exclusively for individuals aged 18 and above. We do not knowingly request or collect information from individuals under the age of 18. If you are under 18, please refrain from providing any personal information to Cryptool. If we suspect that a user is under 18, we will require them to close their account and promptly delete their information. ## What About Cookies and Other Identifiers? We utilize cookies and similar tools to improve user experience, enhance our services, and refine our marketing efforts. Depending on your location, your browser's cookie banner will guide you on accepting or refusing cookies. For detailed information, refer to our cookie policy. ## How and Why We Share Your Personal Data? We may share your personal data with third parties under various circumstances, including compliance with contractual agreements, applicable laws, or legal processes. This may involve sharing data with other Cryptool entities or third-party service providers to facilitate functions such as data analysis, marketing, payment processing, and risk management. We also may disclose information to legal authorities or in business transfers, with your consent, or as described in Policies provided to you. ## International Transfers of Personal Information To support our global operations, we may transfer your personal information outside of the European Economic Area (EEA), UK, and Switzerland. These transfers, also known as "third country transfers," may involve sending data to our affiliates, third-party partners, or service providers worldwide. We implement suitable technical, organizational, and contractual safeguards, including Standard Contractual Clauses, to ensure compliance with applicable data protection regulations. Additionally, we rely on adequacy decisions from the European Commission regarding certain countries or territories outside the EEA that provide an adequate level of protection for personal information. ## How Secure is My Information? At Cryptool, we prioritize the security and privacy of your information. Our systems are designed with robust security measures to prevent unauthorized access, alteration, or disclosure of your data. We employ encryption protocols and software to safeguard your personal data during transmission and storage. Additionally, we maintain physical, electronic, and procedural safeguards to ensure the confidentiality of your information. Access to your data is restricted to authorized personnel only, including employees, agents, contractors, and relevant third parties. To further enhance security, we may request identity verification when accessing your account. We advise using a unique password for your Cryptool account and logging out on shared devices to mitigate potential risks. ## What About Advertising? In order to enhance your user experience, we may share your personal data with our marketing partners for targeted advertising and analytics purposes. However, you have the right to object to the processing of your personal data for direct marketing purposes. ## What Rights Do I Have? You have various rights concerning your privacy and personal data protection. These include the right to access, correct, delete, or request data portability of your personal data. You may also object to our data processing activities or request restrictions under certain circumstances. Furthermore, you have the right to withdraw consent for processing and lodge complaints with relevant data protection authorities. To exercise these rights, please contact us using the provided webform. ## Cryptool Permissions By creating a group, you acknowledge and agree to these terms, granting super admins full access to the group, including its settings and data, for administrative, security, and compliance purposes. Super admins have the authority to access group content and user update/change data as part of their responsibilities, such as platform settings, maintenance, legal compliance, and security oversight. This access is strictly limited to legitimate business purposes and is conducted in accordance with applicable privacy laws and regulations. ## How Long Does Cryptool Keep My Personal Data? We retain your personal data for as long as necessary to provide Cryptool services and fulfill legal obligations. Retention periods may vary depending on jurisdiction and specific purposes. For instance, data collected for compliance with financial laws may be retained for a longer duration. We keep contact information for marketing purposes until unsubscribed or account deletion. Content posted on our platform and voice call recordings may be retained for audit and dispute resolution purposes. Information collected via cookies and analytics tools is typically kept for up to one year from collection. ## Policies and Revisions Privacy practices at Cryptool may change over time, reflecting our evolving business and legal requirements. Any updates to our Privacy Policy will be communicated through our platform or via email. Your continued use of Cryptool implies acceptance of these changes. For inquiries or concerns about privacy, please contact us or your local Data Protection Authority. ## Languages While this Privacy Policy may be available in multiple languages, the English version prevails in case of any discrepancies. ## Contact Information For questions or issues regarding the collection and processing of your personal data, please reach out to our Data Protection Officer using the provided webform or email. For account management and product-related inquiries, contact our Customer Support team through the webform. ### Risk Warning Source: https://cryptool.io/documents/risk-warning Please note that this privacy statement will be updated periodically. ## Interpretation of Risk Disclosure All capitalized terms mentioned in this Risk Disclosure that are defined in the Cryptool Terms of Use have the same meaning as in the Terms of Use. ## Cryptool Services In adherence to our commitment to compliance and user safety, this Risk Disclosure furnishes you with vital information regarding the significant risks associated with Cryptool Services. Each Cryptool Service carries its own distinct set of risks. This disclosure offers a general overview of potential risks that may arise when engaging with Cryptool Services. This Risk Disclosure does not comprehensively cover all risks or their implications specific to your individual circumstances. It is imperative that you fully comprehend the risks prior to engaging with Cryptool Services, and you should also familiarize yourself with the relevant terms applicable to each specific Cryptool Service. By utilizing Cryptool Services and participating in any transactions, you acknowledge and accept all associated risks. ## Absence of Personal Advice We do not provide personalized advice regarding Cryptool Services. While we may offer factual information, transaction procedures, and insights into potential risks, the decision to utilize Cryptool Services rests solely with you. Any communication or information provided by Cryptool should not be construed as investment advice, financial guidance, trading recommendations, or any other form of advice. It is your responsibility to assess the suitability of any investment, investment strategy, or related transaction based on your personal investment objectives, financial situation, and risk tolerance. ## Lack of Monitoring Cryptool does not act as your broker, intermediary, agent, or advisor, nor does it hold any fiduciary relationship or obligation to you concerning your use of Cryptool Services. We do not oversee whether your utilization of Cryptool Services aligns with your financial objectives and goals. It is incumbent upon you to evaluate whether any activities conducted through Cryptool Services are appropriate given your financial circumstances and risk appetite. ## Absence of Tax, Regulatory, or Legal Advice You bear sole responsibility for determining your tax liabilities, their applicability, and ensuring compliance with tax obligations when transacting via Cryptool Services. You must report and settle any taxes arising from transactions conducted through Cryptool Services, understanding that Cryptool does not provide legal or tax advice in relation to such transactions. In cases of uncertainty regarding your tax status or obligations, seek independent professional advice. Cryptool may be required by Applicable Law to report transactional information to tax or other public authorities, withhold taxes related to transactions, or request additional tax-related information from users. Failure to comply with these requirements may result in taxes withheld by Cryptool, as mandated by Applicable Law. Seek expert tax advice before engaging in any transactions. ## Market Risks Investing in Digital Assets carries substantial risk. The value of investments and potential returns can fluctuate, and you may incur partial or total loss of invested capital. If you are new to Digital Assets, consider investing only a modest amount and invest only what you can afford to lose. Conduct thorough research to understand the risks associated with Digital Asset investments. Refer to our educational partners to learn more about Digital Assets. Digital Asset trading is speculative, characterized by price volatility and unpredictable market movements. Supply and demand dynamics can change rapidly due to various factors, including regulation, economic trends, and developments within the Digital Asset ecosystem. All Digital Asset investments carry inherent risk. Past performance does not guarantee future results. Cryptool does not guarantee or provide assurance regarding the performance or market price of Digital Assets or products available through Cryptool Services. The Digital Asset industry is susceptible to systemic and systematic risks, including but not limited to technological advancements and negative perceptions, which may impact Digital Asset values. ## Liquidity Risk Digital Asset prices on secondary markets are subject to supply and demand dynamics and may exhibit high volatility. Limited liquidity in certain Digital Assets may impede your ability to execute trades promptly, particularly during periods of rapid price fluctuations. ## Fees Charges Our fee structure is outlined on the website. Cryptool reserves the right to update fees and charges at its discretion. Familiarize yourself with all applicable fees and charges, as they will affect your returns from utilizing Cryptool Services. ## Availability Risk While we strive to provide seamless user experiences, we cannot guarantee uninterrupted availability of Cryptool Services or immunity from unplanned service interruptions or network congestion. At times, you may encounter difficulty buying, selling or transferring Digital Assets via Cryptool Services. Legal requirements in various jurisdictions may impose restrictions on Cryptool s offerings. Certain products, services, or functionalities within the platform may be unavailable or restricted in specific regions or to certain users. Users are responsible for adhering to jurisdictional restrictions and requirements when accessing Cryptool Services. ## Third Party Risk Third-party entities, such as payment providers and custodians, may play a role in delivering Cryptool Services. Users may be subject to terms and conditions imposed by these third parties. Cryptool bears no responsibility for any losses incurred by users arising from services provided by such third parties. ## Security Risk The nature of Digital Assets exposes them to increased cybersecurity risks. While Cryptool employs reasonable security measures to safeguard Digital Assets and the platform from cyber threats, complete elimination of security risks is unattainable. Cryptool cannot guarantee the efficacy of cybersecurity measures at all times. Users are accountable for maintaining the security of their Cryptool Accounts. You are responsible for all transactions conducted under your account, whether authorized or not. Digital Asset transactions may be irreversible, and losses resulting from fraudulent or unauthorized transactions may not be recoverable. ## Risks Related to Digital Assets Digital Assets and their underlying technologies entail various intrinsic risks, including but not limited to protocol failures, transaction irreversibility, technological obsolescence, network delays, cyber attacks, and regulatory uncertainties. Additionally, negative perceptions about Digital Assets may contribute to price volatility and depreciation. ## Monitoring Risks Digital Asset markets operate 24/7, and significant price fluctuations can occur at any time, including outside regular business hours. ## Communication Risks Electronic communications with Cryptool may be subject to failure, delays, or security vulnerabilities, posing risks to communication integrity and confidentiality. ## Currency Risk Currency exchange fluctuations may impact investment gains and losses. ## Legal and Regulatory Risks Digital Assets operate without central authority and may be subject to changes in laws and regulations, impacting their value and legality in various jurisdictions. Legislative changes may adversely affect Digital Assets use, transfer, exchange, and value, as well as the provision of Cryptool Services in certain regions. Rapid legislative changes without prior notice pose unpredictable risks to the Digital Asset market. ## Simple Earn Risk Assets deposited via third party services exposing them to counterparty risks. While precautions are taken to mitigate counterparty risks, users may experience delays or losses in asset returns due to borrower defaults or inadequate collateral. ### Terms of Use Source: https://cryptool.io/documents/terms-of-use Please note that this privacy statement will be updated periodically Welcome to Cryptool! By accessing or using our web application, you agree to be bound by these Terms of Service ( Terms ). These Terms constitute a legally binding agreement between you ("you" or "your") and Cryptool ("Cryptool", "we", "our" or "us"), governing your use of the Cryptool Services made available to you on or through the Platform. The services may be provided either by Cryptool or by any Cryptool Affiliate, as specified in these Terms, any Product Terms, or any additional terms. To access our web application, you must register for an account, ensuring that all provided information is accurate, complete, and current. You are responsible for maintaining the confidentiality of your account details and all activities conducted under it. By registering for a Cryptool Account, accessing the Platform, or utilizing the Cryptool Services, you affirm that you have comprehended and accepted these Terms, alongside any additional documents or terms referenced herein. You acknowledge your obligation to adhere to these Terms, subject to periodic updates and amendments. If you do not understand and accept these Terms in their entirety, you should not register for a Cryptool Account or access or use the Platform or any Cryptool Service. We are not your broker, intermediary, agent or advisor and we have no fiduciary relationship or obligation to you in connection with any Transactions or other activities you undertake when using the Cryptool Services. We do not provide investment or consulting advice of any kind and no communication or information that we provide to you is intended as, or should be construed as, advice of any kind. It is your responsibility to determine whether any investment, investment strategy or related transaction is appropriate for you according to your personal investment objectives, financial circumstances and risk tolerance and you are responsible for any associated loss or liability. We do not recommend that any Digital Asset should be bought, earned, sold or held by you. Before making the decision to buy, sell or hold any Digital Asset, you should conduct your own due diligence and consult your financial advisor. We are not responsible for the decisions you make to buy, earn, sell or hold Digital Assets based on the information provided by us, including any losses you incur arising from those decisions. INFORMATION ABOUT OUR AGREEMENT WITH YOU ## Introduction 1.1. About us. The Cryptool operates as an ecosystem facilitating early-stage investments, providing a platform for investors and venture capitals to engage in Digital Asset trading. We offer users a platform to participate in early-stage investments, alongside features such as Digital Asset trading, and other related services. 1.2. These Terms. By registering to open a Cryptool Account you are entering into a legally binding agreement with us. These Terms will govern your use of the Cryptool Services and tell you who we are, how we will provide the Cryptool Services to you, how these Terms may be changed or terminated, what to do if there is a problem, along with other important information. You must read these Terms, together with the documents referenced in the Terms, carefully and let us know if you do not understand anything. Where any Local Terms apply to your use of the Cryptool Services, such Local Terms shall govern your use of the Cryptool Services. 1.3. Additional documents. These Terms refer to a number of additional documents which also apply to your use of the Cryptool Services. This includes: - Our Privacy Policy, which sets out the terms on which we process any personal data we collect about you, or that you provide to us. By using the Cryptool Services, you understand and agree to such processing and you promise that all data provided by you is accurate and up to date. - Our Risk Warning, which sets out important information on the risks that can arise when buying, selling, holding or investing in Digital Assets. - The Fee Structure page on our Website - Product Terms, which set out additional terms and conditions that will apply to your use of specific Cryptool Services. You acknowledge that you will be bound by, and agree that you will comply with, any relevant additional terms and conditions that apply to your use of the Cryptool Services. ## Eligibility Criteria In order to create a Cryptool Account and access our services, you must meet the following criteria: - You must be an individual, corporation, legal entity, or any other organization with the full authority to access and utilize our services, as well as to adhere to the terms outlined in this agreement. - If you are an individual, you must be at least 18 years old. - If you are representing a legal entity, acting as an employee or agent, you must be duly authorized to enter into this agreement on behalf of the entity. - You must not have been previously suspended or banned from using Cryptool services. - You must not be classified as a Restricted Person. - You must not currently possess an active Cryptool Account. - You must not be located, incorporated, established, or conducting business in any jurisdiction where accessing or using Cryptool services would be illegal under applicable laws, or where it would cause a violation of any laws, regulations, or restrictions. ## Alterations to Admission Criteria We reserve the right to modify our eligibility criteria at any time at our sole discretion. Whenever possible, we will provide advance notice of such changes. However, there may be instances where changes need to be implemented without prior notification due to: - Legal or regulatory requirements. - Changes made for the benefit of our users. - Other valid reasons that necessitate immediate action without prior notice. In cases where advance notice is not feasible, we will inform you of the changes as soon as possible after they are implemented. ## Contact Methods 3.1. How you can contact us. For more information on Cryptool, you may refer to the information found on our Website. If you have questions, feedback or complaints you can contact us via our Support team through our webform. These Terms may specify contact details for particular notices. This address is not monitored for those notices. 3.2. How we will contact you. We will contact you using the details you provide to us. This may include contacting you by email. It is important that you ensure that your contact details are correct and up to date. If your contact details change, you must let us know immediately. If you do not, we will not be responsible if you do not receive information, notices or other important information from us. ## Cryptool Services 4.1. Specific product terms. Once you have opened a Cryptool Account, you will be able to use the Cryptool Services in accordance with these Terms and the Product Terms that govern your use of each specific Cryptool Service. 4.2. You acknowledge and agree that some of the Cryptool Services may be provided by Cryptool Affiliates and Third Parties. ## Message Service 5.1. Availability of Message Service. We may make our interactive online message service available to you ("Message Service") at any time in connection with your use of any of the Cryptool Services. By using the Message Service, you may interact with an automated message, or other non-human. We will disclose the use of a bot, or other non-human, to the extent required by Applicable Law. When engaging with us through use of the Message Service, you authorize us to monitor and save your messages. 5.2. Important information. The Message Service is provided as a convenience, often to facilitate your understanding of the Cryptool Services. Our Message Service will make reasonable efforts to provide you with accurate and current information based on your question or need. Nothing we communicate in the Message Service will be considered a legal agreement, representation or warranty as to the Cryptool Services, processes, decisions, or response times. Any personal data shared with us when using the Message Service will be subject to the applicable privacy-related policies and notices described in our Privacy Policy. 5.3. User Messages. In addition, we may make available to you messages that allow you to interact directly with other users of the Platform ("User Message "). 5.4. Prohibited actions. You must not use the Message Service or any User Message to send any abusive, defamatory, dishonest, or obscene message or any messages intended to manipulate a market or to spread false or misleading information or messages that are otherwise in contravention of Applicable Laws, and doing so may result in termination of the Message Service session and may lead to restrictions on the availability of Cryptool Services to you. ## Fees and Calculations 6.1. Payment of fees. You agree to pay all applicable fees in connection with your use of the Cryptool Services as set out on the Fee Structure page on our Website, or otherwise communicated to you in any relevant Product Terms. You authorize us to deduct all applicable fees, commissions, interest, charges and other sums that you owe from your transactions under these Terms or any Product Terms in accordance with the method of calculation set out on our Fee Structure page. 6.2. Amending our fees. We may adjust our fees from time to time in accordance with clause 17.3 of these Terms. 6.3. Calculations: Any calculations performed by Cryptool in relation to its services are deemed final and binding on you unless a clear error is evident. These calculations will adhere to the specified methodology for the respective Cryptool service, determined in good faith at our discretion. This revision clarifies the process of calculations and emphasizes their finality, while also specifying the conditions under which they may be reviewed. INFORMATION ABOUT YOUR CRYPTOOL ACCOUNT ## Creating a Cryptool Account 7.1. Account opening. You must create and maintain a Cryptool Account in order to access the Cryptool Services and the Platform. This may be a Cryptool Account for an individual user, or a Corporate Cryptool Account where the user is a corporation, entity or other organization. All Cryptool Accounts are provided at our absolute discretion. We reserve the right to refuse any application for a Cryptool Account without reason or to limit the number of Cryptool Accounts that you may hold. 7.2. Sole benefit. By opening a Cryptool Account you agree that: - Where you are an individual user, you will use your Cryptool Account only for yourself, and not on behalf of any third party, unless you have obtained our prior written consent to do so; and - Where you are a corporate user, your Permitted Users will use the Corporate Cryptool Account only for your benefit, and not on behalf of any third party, unless our prior written consent has been obtained. Additionally, you will not offer direct market access to the Platform to any other party, including through the use of a sub-account, unless and until such other party has completed identity verification deemed appropriate by Cryptool and has separately on boarded onto the Platform. Any other party so verified shall be considered a "Permitted User" as that term is described herein. For avoidance of doubt, any entity or individual using a Cryptool Sub-Account must be separately verified to be considered a "Permitted User" and to be permitted to use the Cryptool Services. You are fully responsible for all activity that occurs under your Cryptool Account. 7.3. Identity verification. You may need to comply with our identity verification procedures before you are permitted to receive access and use some of the Cryptool Services, whether independently or through a third-party service, by providing us with certain information about yourself and, where relevant, all of your Permitted Users. All information that you provide must be complete, accurate and truthful. You must update this information whenever it changes. You authorize us to make inquiries, whether directly or through third parties, that we consider necessary to verify your identity, and that of any Permitted Users, or protect you and/or us against fraud, money laundering, terrorist financing or other financial crime, and to take any action we deem necessary based on the results of such inquiries. When we carry out inquiries, you acknowledge and understand that your personal data, and that of any Permitted Users, may be disclosed to identity verification, compliance data recordation, credit reference, fraud prevention, or financial crime agencies and that these agencies may respond to our inquiries in full. You can review our Privacy Policy to have more information about how we process your personal data. 7.4. Enhanced due diligence. We may also require you to comply with our enhanced due diligence procedures by submitting additional information about yourself, your business or your Permitted Users, providing additional records or documentation, or having face to face meetings with representatives of Cryptool. 7.5. Records. We keep your personal data to enable your continued use of Cryptool Services, for as long as it is required in order to fulfill the relevant purposes described in this Privacy Policy, and as may be required by law such as for tax and accounting purposes, compliance with anti-money laundering laws, or as otherwise communicated to you. Please review our Privacy Policy for more information on how we collect and use your personal data relating to the use and performance of our Sites and the Cryptool Services. ## Information Requests 8.1. When we may request information. We may require information from you at any time for the purposes of complying with any Applicable Law, identity verification requirements, or in connection with the detection of money laundering, terrorist financing, fraud, or any other financial crime, or for any other valid reason. You agree to provide us with any such information we request and permit us to keep a record of the information for the lifetime of your Cryptool Account as long as it is required to fulfill their intended purposes, or such other period as prescribed by Applicable Law. 8.2. What happens when you provide information? Your access to your Cryptool Account and the Transaction limits that apply to your use of the Cryptool Services may be altered as a result of information collected about you on an ongoing basis. If there is a reasonable suspicion that any information provided by you is wrong, untruthful, outdated, or incomplete, we may send you a notice to request corrections, remove relevant information, or do such other things that we consider necessary to ensure that the information provided by you is true and correct. 8.3. If you fail to provide any requested information. You must comply with any information request we send to you. If you decline to provide the requested information, or otherwise do not comply in a timely manner, we reserve the right to suspend or terminate your access to your Cryptool Account, or to all or part of the Cryptool Services immediately, without notice. ## Accessing your Cryptool Account 9.1. Access. To access your Cryptool Account you or, where relevant, your Permitted Users, must have the necessary equipment (such as a computer or smartphone) and access to the internet. Your Cryptool Account can be accessed directly using the Platform or by such other means of access (including APIs) as we may prescribe. You are only permitted to access your Cryptool Account by using the UserIDs we provide to you or your Permitted Users for such purposes. You may require multi-factor authentication to keep your Cryptool Account safe and secure. 9.2. Restricting access to third parties. You must ensure that any Cryptool Account(s) registered under your name will not be used by any person other than yourself or, with respect to Corporate Cryptool Accounts, your Permitted Users, other than in accordance with these Terms. ## Account Information and Transaction Records 10.1. Your Account Activity. You will be able to access your Account Activity on the Platform. You must review your Account Activity carefully and let us know if you see any entries or Transactions that you do not recognise or you think are incorrect within fourteen (14) calendar days of the date that your Account Activity is provided or made available to you. 10.2. Errors. We may rectify any error in your Account Activity at any time, and reserve the right to void, cancel or reverse any Transaction involving or deriving from a Manifest Error or to amend the details of such Transaction to reflect what we reasonably consider to be the correct or fair details of such a Transaction. You acknowledge and agree that where you execute any Transaction with Improper Intent and/or in the case of Manifest Error, Cryptool is authorized by you (without any payment or penalty or liability due by Cryptool and provided that such action is in compliance with Applicable Law) to either: - Cancel/void such Transaction and treat such Transaction as if they had never been entered into; or - Amend the price(s) of such Transaction (upon notice from Cryptool to you of the amended price(s)) to reflect the prevailing actual price(s) as at the relevant time, as determined by Cryptool by reference to an available source for fair market pricing; If Cryptool cancels a Transaction pursuant to the rights referred herein, Cryptool will reverse any transfers of Digital Assets that have been made to and/or from your Cryptool Account in connection with such Transaction as if that Transaction had never taken place. If Cryptool amends a Transaction pursuant to the rights referred herein, Cryptool will confirm the details of the amended terms of the Transaction to you through an agreed communication channel and will affect such transfers of Digital Assets to and/or from your Cryptool Account as are required to reflect the terms of the amended Transaction. You acknowledge and agree that you shall be solely responsible for your own transactions with any third parties that may have been entered into in connection with or reliance on any Transaction(s) that may be subject to any cancellation/amendment pursuant to Cryptool's rights herein. 10.3. Information sharing. We may be required under these Terms or Applicable Law to share information about your Cryptool Account and Account Activity with third parties and Cryptool Affiliates. You acknowledge and agree that we are entitled to disclose such information. For more information about how we process your personal data you can review our Privacy Policy. USING YOUR ACCOUNT ## Transactions 11.1. Accuracy of Transactions. You must ensure that any Transaction submitted is complete and accurate. We are not required to verify the accuracy, authenticity, or validity of any Transaction and will not monitor or reject Transactions on the basis that they appear to be duplicates or incorrect. However, if we have doubts about a Transaction s accuracy, authenticity, or validity, we may refuse or defer acting upon it or seek further information. Transactions are irrevocable; once submitted, neither you nor Cryptool can undo the event. A Transaction is not considered received by us until it has reached our server. Our record of all Transactions is conclusive and binding. 11.2. Authorization of Transactions. By submitting a Transaction, you or your Permitted Users authorize us to initiate it on your Cryptool Account. We are authorized to withdraw (or provide settlement information to third parties for withdrawing) your Digital Assets from your Account in accordance with your Transaction. 11.3. Security of Transactions. You acknowledge that Transactions and information transmitted on the Platform or by email are generally sent via the internet and may pass through public, transnational installations that are not specifically protected. We cannot guarantee complete protection against unauthorized access and you accept the associated risks. 11.4. Withdrawals. Subject to these Terms and any applicable Product Terms, and provided that you have sufficient balance on your personal Wallet Account in connection with any Cryptool Service, you may request Cryptool to transfer Digital Assets to an external wallet by submitting a deposit request on the Platform. Upon receipt, Cryptool will: (i) deduct your balance; and (ii) initiate an on-chain transfer to the external wallet designated. Cryptool may not process a request if we reasonably believe that Applicable Law prevents its execution. We may also suspend deposits and transactions to resolve any incidents on the Platform, resuming them once resolved. ## Transactions with Third Parties 12.1. Entering into Transactions. You may enter into Transactions directly with us or with other users, facilitated by us. We do not guarantee that any Transaction will be completed successfully or within a specific time frame. 12.2. Unauthorized Transactions. You are responsible for the control and use of your Cryptool Account. We assume that any Instruction from your Account is authorized by you or a Permitted User unless notified otherwise. Monitor your Account Activity to identify and report any unauthorized or suspicious activity promptly. We are not responsible for any claim or loss resulting from a Transaction executed due to an unauthorized Instruction unless you notify us in accordance with this clause and our investigation confirms the Instruction was not authorized by you or a Permitted User, and was due solely to a technical issue attributable to Cryptool. 12.3. Retention of Transaction Information. To comply with global data retention standards, you agree to allow us to keep a record of all Transaction information for the lifetime of your Cryptool Account or as required by Applicable Law. Please review our Privacy Policy for more information on data collection and use. ## Material Interests and Conflicts 13.1. Cryptool group. You understand that Cryptool is a company which is involved in activities connected with Digital Assets. 13.2. Nature of our duties. You agree that your relationship with us, any service we provide, or any other related matter does not create any special legal or fiduciary duties for us or any Cryptool affiliate, unless explicitly stated in these terms. We and our affiliates may act in multiple roles and receive fees or commissions from various users (including you), and you agree that this is acceptable. 13.3. Material Interests: You understand that we and our affiliates are not obligated to: - Consider any material interest information we know. - Disclose such information to you. - Use such information for your benefit. Additionally, you acknowledge that we may receive general market information while providing services to you, which we may use in our business. 13.4. Conflicts of Interest: We have measures in place to identify and manage conflicts of interest between us, our users, and third parties to protect your interests. If these measures are insufficient, we will inform you about the conflicts and the steps taken to mitigate them, allowing you to decide whether to continue working with us. We reserve the right to update you at any time about these matters. ## Supported Digital Assets and Chains 14.1. Supported Digital Assets. The Cryptool Services are only available in connection with Supported Digital Assets, which may change from time to time. A list of the Supported Digital Assets is published on our Website. We may remove or suspend one or more Digital Assets from the list of Supported Digital Assets and we will use reasonable commercial efforts to notify you in advance, meaning that you will no longer be able to transfer such Digital Assets as part of the Cryptool Services. We assume no liability in connection with any attempt to use your Cryptool Account for Digital Assets that we do not support, as described in this clause. 14.2. Token and Chain Support. We may temporarily suspend any Cryptool Services in relation to a particular Digital Asset or Chain. We are under no obligation to support Digital Asset that you hold in your personal Wallet, regardless of whether the Digital Asset is a Dominant Digital Asset or not. If we elect to support a Chain of a Digital Asset, we will make a public announcement through our Website or by such other means as we may deem appropriate. We can provide no assurances about the security, functionality or supply of any Digital Asset or Chain, including both the new Dominant Digital Asset. You may not be able to trade the Digital Assets on the Platform and you may lose any value associated with the relevant Digital Assets. 14.3. Airdrops. Cryptool makes no promises, guarantees or warranties on the outcome of or support for potential Airdrops. Cryptool may determine in its sole discretion whether to claim, list or distribute any Airdrop or any other Digital Asset, as well as the terms and conditions (including eligibility criteria) that will apply to any claim, listing or distribution of any Airdrop of Digital Asset. ## Account Security 15.1. Your responsibility. You are responsible for taking appropriate action to protect your hardware and data from viruses and malicious software, and any inappropriate material. Except as provided by Applicable Law, you are responsible for backing up and maintaining duplicate copies of any information you store or transfer through the Cryptool Services. We are not responsible for any claim or losses resulting from your failure to comply with this clause. 15.2. Security measures. At all times, you and any Permitted Users shall maintain adequate security and control of your Account. You are responsible for taking the necessary security measures (or ensuring that your Permitted Users take such measures) to protect your Cryptool Account and to keep your Access secure, including by: - Strictly abiding by all of our mechanisms or procedures; - Creating a strong password and maintaining security and control of your Account; - Keeping the Email Account provided to us up to date in order to receive any notices or alerts that we may send you; - Never allowing remote access or sharing your computer and/or computer screen with someone else when you are logged on to your Cryptool Account; - Remembering that under no circumstances will we ask you to share your passwords or 2-factor authentication codes; and - Logging out from the Sites or the Platform at the end of each visit. You must keep the Email Account and Account secure against any attacks and unauthorized access. You must notify us immediately if you have knowledge or have reason for suspecting that the security of your Email Account, or that of a Permitted User, has been compromised or if there has been any unauthorized use of your or any Permitted User's Email Account. 15.3. Monitoring your Account Activity. It is important that you monitor your Account Activity to ensure any unauthorized or suspicious activity on your Cryptool Account is identified and notified to us as soon as possible. You acknowledge that any Security Breach may result in unauthorized access to your Cryptool Account by third parties and the loss or theft of any Digital Assets and/or funds held in your Cryptool Account and any associated accounts, including your linked wallet accounts.. 16.4. If you suspect a Security Breach. If you suspect a Security Breach, you must ensure that: - We are notified immediately using the details set out in clause 3.1 and continue to be provided with accurate and up to date information throughout the duration of the Security Breach; - Your Cryptool Account is immediately locked via the 'Lock Account' function on the Platform or via any other method as may be prescribed by us from time to time; and - You take any other steps that we may reasonably require to reduce, manage or report any Security Breach. We reserve the right to request, and you agree to promptly provide, any and all information and documents we deem relevant or necessary in connection with an actual or suspected Security Breach. You further acknowledge and agree that we may provide such information to any third party that we deem necessary in order to investigate or resolve any Security Breach. OTHER IMPORTANT INFORMATION ## Privacy 16.1. The Privacy Policy. Our collection and use of personal data in connection with these Terms, the Cryptool Services, the Platform and any Site is as provided in our Privacy Policy (as updated from time to time). You acknowledge that we may process personal data in relation to you, that you have provided to us, or we have collected from you in connection with these Terms and in accordance with Privacy Policy. Your personal data will be processed in accordance with the Privacy Policy, which shall form part of these Terms. You represent and warrant that: - You acknowledge that you have read and understood our Privacy Policy. - Our business changes regularly and our Privacy Policy will change also. Therefore, if from time to time we provide you with a replacement version of the Privacy Policy, you will promptly read the Privacy Policy. ## Changes to Terms and Conditions 17.1. How and when we can make changes. We can make changes to these Terms and any terms and conditions incorporated by reference (including any Product Terms) at any time and your continued use of the Cryptool Services constitutes your consent to such changes. Changes to these Terms will be published on our website and may also be notified to users separately by email or message through the app or by such other means as Cryptool determines in its discretion. Generally, Cryptool will try to notify users prior to changes to these Terms taking effect. However, we may occasionally need to make changes that are effective immediately, in which case users will be notified as soon as possible after the changes take effect. The circumstances in which changes to these Terms may take effect immediately may include, for example and without limitation, where: - The change is to address legal and/or regulatory requirements; - The changes are to make these Terms clearer; and/or 17.2. When changes come into effect. Save where changes come into effect immediately, any update to the Terms will come into effect after the changes have been notified to users. If you do not wish to accept the changes, you are free to close your Cryptool Account in accordance with clause 18.1 of these Terms. Your continued access to or use of any Cryptool Services will be deemed acceptance of the updated Terms. 17.3. Changes to fees. We may also make changes to the fees set out in the Fee Structure page on our Website, which includes introducing new fees and/or charges. If you do not wish to accept the changes, you are free to close your Cryptool Account in accordance with clause 19.1 of these Terms. Your continued access to or use of the Cryptool Services will be deemed acceptance of the updated Terms. ## Closing your Cryptool Account 18.1. Your right to close your Cryptool Account. You may terminate your Cryptool Account at any time by following the account termination procedures as prescribed by us from time to time. You will not be charged for terminating your Cryptool Account. In certain cases, you may not be able to close your Cryptool Account, including where: - You are trying to evade an investigation by relevant authorities; - You have a pending Transaction or an open Claim; - Your Cryptool Account is subject to a freeze, hold, limitation or reserve. 18.2. What happens when your Cryptool Account is closed. If your Cryptool Account is closed, you will be required to withdraw all Digital Assets held in your Cryptool Account. In the event that you fail to withdraw your Digital Assets, or if you have not accessed your Cryptool Account for a continuous period of 90 days, will send you notice of our intention to treat your account as inactive. 18.3. What happens when your account becomes inactive. If you do not respond to the notice in clause 18.2 within 30 days, we may: - Mark your Cryptool Account as a inactive account; - Convert the Digital Assets to a different type of Digital Asset. In doing so, we will not be liable for any loss of profit, tax obligations or any other loss, damage or expense incurred by you resulting from such conversion; - Adjust your inactive account such that you will receive a contractual claim on the quantity and type of Digital Assets, which were held on your Cryptool Account before being converted into a inactive account; - Charge a inactive account fee which may be to cover the cost of maintaining the Digital Assets with any Cryptool Affiliate or any third party, with such fee to be withdrawn directly from the inactive account on a monthly basis; and - Close an inactive account at any time. You acknowledge that we will be under no obligation to pay any reward, incentive or interest which we might otherwise have agreed to pay, under the applicable Product Terms, to your inactive account in relation to the Digital Assets credited to it. ## Termination, Suspension, Holds and Restrictions 19.1. Our right. We may at any time modify or discontinue, temporarily or permanently, any portion or feature of the Cryptool Services. In particular, we may: - Refuse to complete, block, cancel any Transaction you ve authorized, where permitted by law. - Terminate, suspend, or restrict your access to any or all Cryptool Services. - Terminate, suspend, close, hold, or restrict access to your Cryptool Account. - Refuse to transmit information or Instructions to third parties, including third-party wallet operators. - Take any other necessary actions, with immediate effect and for any reason, including but not limited to: You no longer meet the eligibility criteria to use one or more Cryptool Services. - We reasonably suspect that:The person logged into your Cryptool Account is not you, or we suspect illegal, fraudulent, or unauthorized use of the account. - The person logged into your Corporate Cryptool Account is not a Permitted User, or we suspect illegal, fraudulent, or unauthorized use of the account. - More than one person is accessing or transacting with the same Cryptool Account, or we suspect illegal, fraudulent, or unauthorized use. - Information you provided is incorrect, false, outdated, or incomplete. 22. We have reasonable concerns about your creditworthiness or financial status, including: - If you are an individual, you become bankrupt, mentally unsound, or have bankruptcy proceedings initiated against you. - If you represent a partnership, any partner dies, becomes bankrupt, or mentally unsound, or if there are actions to dissolve or alter the partnership. - If you represent a corporation, the corporation is insolvent or undergoing insolvency, judicial management, receivership, or similar proceedings. - You convene a meeting of your creditors or propose any compromise or arrangement with your creditors. - Pending submission of information and documents as per clause 8. - Pending enhanced due diligence as per clause 7.4. - Compliance with Applicable Law, court orders, or authorities in any jurisdiction. - We determine or suspect:You have breached these Terms or any Product Terms. - You have breached any warranties or representations in these Terms. - Any Transaction is unauthorized, erroneous, fraudulent, or unlawful, or your Cryptool Account or the Cryptool Services are used in a fraudulent, unauthorized, or unlawful manner. - Money laundering, terrorist financing, fraud, or any other crime is associated with your Cryptool Account or your use of Cryptool Services. - Your Cryptool Account is subject to pending, ongoing, or threatened litigation, investigation, or legal, governmental, or regulatory proceedings, or we perceive a heightened risk of non-compliance. - You owe amounts to Cryptool that remain unpaid due to a chargeback or other reasons. - Emails to your registered email address are returned as undeliverable. - Issues have arisen with the verification of your identity. - You have taken actions to circumvent our controls, such as opening multiple Cryptool Accounts without consent or abusing promotions. We will take reasonable efforts to provide you with appropriate notice. However, there might be times when we are required not to do so by Applicable Law. 19.2. Your acknowledgement. You acknowledge and agree that: - The examples set out in clause 19.1 above of when we might take action to terminate, suspend, close or restrict your access to your Cryptool Account and/or the Cryptool Services is a non-exhaustive list; and - Our decision to take certain actions, including, without limitations, to terminate, suspend, or restrict your access to your Cryptool Account or the Cryptool Services, may be based on confidential criteria that are essential to our risk management and security protocols. You agree that we are under no obligation to disclose the details of our risk management and security procedures to you. 19.3. What happens when we exercise our rights? Where we terminate, suspend, hold or restrict your access to one or more Cryptool Services: - If you have distributions, trades, positions or other action that are open, they may be closed by you, or by us, depending on the circumstances of the termination, suspension, hold, restriction or other action we take; - Any chargeback resulting from the use of your Cryptool Account or Cryptool Services may result in an immediate suspension and/or restriction of your Cryptool Account and Cryptool Services; - To reactivate suspended and/or restricted Cryptool Account or Cryptool Services, you may be required to reimburse us for the full value of the chargeback, including any amounts that are owing to us including any applicable fees; and - You are liable for any credited amounts in case of a chargeback, and you authorize and grant us the right to deduct costs and fees directly from any assets in your Cryptool Account without notice. 19.4. Unlawful possession. If we are informed and reasonably believe that any Digital Assets or Fiat Currencies held in your Cryptool Account are stolen or otherwise are not lawfully possessed by you (whether by error or otherwise), we may, but have no obligation to, place a hold on the affected funds and your Cryptool Account. Where we place a hold on any Digital Assets held in your Cryptool Account, we may continue such hold until such time as evidence, acceptable to us, proves that you are entitled to possession of the Digital Assets held in your Cryptool Account. We will not get involved in any dispute, or the resolution of the dispute, relating to any Digital Assets held in your Cryptool Account. 19.5. Access to Cryptool Services in other jurisdictions. Residents of some countries may only be able to access some, but not all, Cryptool Services. We may change the Cryptool Services that are available to you from time to time. If you travel to a location included on our List of Prohibited Countries, Cryptool Services may not be available and your access to the Cryptool Services may be blocked. You acknowledge that this may impact your ability to trade on the Platform and/or monitor any existing orders or open positions or otherwise use the Cryptool Services. You must not attempt in any way to circumvent any such restriction, including by use of any virtual private network to modify your internet protocol address. INTELLECTUAL PROPERTY ## General 20.1 Responsibility. You agree and acknowledge that: - We are not responsible for any User Material (whether provided by you or by third parties) which may be made available on the Platform or the Sites; and - Use of any such User Material is at your own risk and that we do not provide any warranties in relation to the same. 20.2 Our rights (Super Admin). - As platform owners, Cryptool super admins have full access to all user accounts, groups, and content for monitoring, security, legal, and operational purposes. This access allows us to detect suspicious activity, ensure platform security, and comply with legal obligations in line with our Privacy Policy. - Cryptool reserves the right, at its sole discretion, to remove, modify, or reject any content submitted, posted, or displayed on the platform. We may take actions including issuing warnings, removing content, recovering damages, suspending or terminating accounts, or restricting future access to Cryptool services as deemed appropriate. 20.3 Recording. You agree that we may record any communications, electronic or otherwise, that we have with you in relation to these Terms, and that any recordings that we keep will constitute evidence of the communications between you and us. You agree that telephone conversations and video calls may be recorded so that we can respond to inquiries, ensure compliance with applicable laws, improve our services and provide customer support. YOUR OBLIGATIONS AND LIABILITY ## Prohibited Use By opening a Cryptool Account or carrying out any Transaction, and without prejudice to any other restriction or limitation set out in these terms, you agree that you and any Permitted User will not: - Breach these Terms or any agreement entered into pursuant to, or in connection with, these Terms, including, but not limited to, any Product Terms; - Use Cryptool Services in a manner that violates our Prohibited Use Policy; - Use Cryptool Services for resale or commercial purposes, including transactions on behalf of other persons or entities, unless expressly agreed by us in writing; - Use the Cryptool Services for anything which, in Cryptool's sole opinion, is conduct designed to control or artificially affect the price of any Digital Asset (market manipulation) including, without limitation, pump and dump schemes, wash trading, self-trading, front running, quote stuffing, and spoofing or layering) regardless of whether prohibited by Applicable Law; - Engage in fraudulent activities, or cause us to suspect that you or any Permitted User have engaged in fraudulent activities and/or Transactions; - Use Cryptool Services to conduct or participate in lotteries; gambling activities; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; or games of chance;Receive, or attempt to receive, funds from both us and another user for the same Transaction during the course of a Claim; - Conduct your business or use the Cryptool Services in a manner that results in, or may result in, complaints, disputes, claims, reversals, chargebacks, fees, fines, penalties, or other liability to us, other users, third parties, or yourself; and - Allow your Cryptool Account to have a negative value or quantity of Digital Assets;Provide false, inaccurate or misleading information in connection with your use of the Cryptool Services, in communications with us, or otherwise connected with these Terms;Use any deep linking, web crawlers, bots, spiders or other automatic devices, programs, scripts, algorithms or methods, or any similar or equivalent manual processes to access, obtain, copy or monitor any part of the Platform, or replicate or bypass the navigational structure or presentation of Cryptool Services in any way, in order to obtain or attempt to obtain any materials, documents or information in any manner not purposely provided through Cryptool Services; - Attempt to access any part or function of the Platform without authorisation, or connect to Cryptool Services or any of our servers or any other systems or networks of any Cryptool Services provided through the Platform by hacking, password mining or any other unlawful or prohibited means; - Probe, scan or test the vulnerabilities of Cryptool Services or any network connected to the Platform, or violate any security or authentication measures on Cryptool Services or any network connected to Cryptool Services; - Reverse look-up, track or seek to track any information of any other users or visitors of Cryptool Services; - Take any actions that impose an unreasonable or disproportionately large load on the infrastructure of systems or networks of Cryptool Services or Cryptool, or the infrastructure of any systems or networks connected to Cryptool Services; - Use any devices, software or routine programs to interfere with the normal operation of Cryptool Services or any transactions on Cryptool Services, or any other person's use of Cryptool Services; or - Forge headers, impersonate, or otherwise manipulate identification, to disguise your identity or the origin of any messages or transmissions you send to us;Modify or adapt the whole or any part of the Platform or combine or incorporate the Platform into another programme or application; - Disassemble, decompile, reverse-engineer or otherwise attempt to derive the source code, object code underlying concepts, ideas and algorithms of the Platform or any components thereof; - Modify, replicate, duplicate, copy, download, store, further transmit, disseminate, transfer, disassemble, broadcast, publish, remove or alter any copyright statement or label, or license, sub-licence, sell, mirror, design, rent, lease, private label, grant security interests in such Cryptool IP or any part of the intellectual properties, or create derivative works or otherwise take advantage of any part of the Cryptool IP; - Facilitate any viruses, Trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data or information in connection with the Cryptool Services;Use an anonymizing proxy; - Use any temporary, disposable, self-destructive, or similar email address when opening a Cryptool Account and/or using the Cryptool Services; - Use any device, software, or routine to bypass our robot exclusion headers, or interfere or attempt to interfere with our Sites or the Cryptool Services; and - Take any action that may cause us to lose any of the services from our internet service providers, or other suppliers;Create, or purport to create, any security over your Fiat Currency or Digital Assets held in any of your Cryptool Account without our prior written consent; - Violate, or attempt to violate, Any Applicable Law; or - Ours or any third party's copyright, patent, trademark, trade secret, or other intellectual property rights, or rights of publicity or privacy; and/or ## Representations and Warranties You hereby represent and warrant to us, at all times, the following: - All documents and information you provide to us are true, accurate, complete, and up to date in all respects, and may be relied upon by us in determining whether or not you are eligible to access the Platform or to use the Cryptool Services; - All decisions made in connection with these Terms were solely and exclusively based on your own judgment and after your own independent appraisal of your financial resources, ability and willingness to take relevant risks and financial objectives; - You have full power, authority, and capacity toAccess and use the Platform and/or the Cryptool Services; and - Enter into and deliver, and perform your obligations under these Terms and any agreement entered into pursuant to, or in connection with, these Terms, including, but not limited to, any Product Terms; ## If you are a corporation, partner in a partnership, or trustee of a trust - The corporation, partnership or trust has and will be operated in a way that is compliant with Applicable Law, and any partnership or trust deeds (or other like documents); - You will notify us immediately if there is any change, by way of resignation, removal, appointment or death, of any of the directors, partners, trustees, settlor(s) or ultimate beneficial owners or any person authorized to operate your Cryptool Account; and - You will inform us immediately if the corporation, partnership, or trust is dissolved either on a voluntary or involuntary basis;All consents, permissions, authorisations, approvals and agreements of third parties and all authorisations, approvals, permissions, consents, registrations, declarations, filings with any Regulatory Authority, governmental department, commission, agency or other organization having jurisdiction over you which are necessary or desirable for you to obtain in order toAccess and use the Platform and/or the Cryptool Services; and - Enter into and deliver, and perform the Transactions contemplated under these Terms and any agreement entered into pursuant to, or in connection with, these Terms, have been unconditionally obtained in writing, disclosed to us in writing, and have not been withdrawn or amended;These Terms and any agreement entered into pursuant to, or in connection with, these Terms constitute valid and legally binding obligations, enforceable against you in accordance with their respective terms; - That you are not a Restricted Person; - If you are a legal entity, you are duly incorporated, duly organized, and validly existing under the laws of your jurisdiction and have full power to conduct your business. If you are an individual, you are not less than 18 years old; and - Your access and use of the Platform and/or the Cryptool Services, your execution and delivery of, and the performance of your obligations under these Terms and any agreement entered into pursuant to, or in connection with, these Terms, will not: - If you are a legal entity, partner in a partnership or trustee of a trust result in a breach of or conflict with any provision of your constitution, articles of association, partnership agreement, trust deed or equivalent constitutive documents; - Result in a breach of, or constitute a default under, any instrument, agreement, document or undertaking to which you are a party or by which you or any of your property is bound or subject; and - Result in you, or cause us or any third party to, breach any Applicable Law, decree or judgment of any court, or any award of any arbitrator or those of any governmental or Regulatory Authority in any jurisdiction. ## Technology Disclaimers 23.1. No representation or warranty. Cryptool Services and any information provided on the Sites and the Platform, including Messages Services, are provided on an "as is" and "as available" basis without any representation or warranty, whether express or implied, to the maximum extent permitted by Applicable Law. Specifically, we disclaim any implied warranties of title, merchantability, fitness for a particular purpose and/or non-infringement. We do not make any representations or warranties that access to the Sites, the Platform, any of your Cryptool Account(s), Cryptool Services, or any of the materials contained therein, will be continuous, uninterrupted, timely or error-free. This could result in the inability to trade on the Platform for a period of time and may also lead to time delays. 23.2. Suspension of access. We may, from time to time, suspend access to your Cryptool Account and/or the Cryptool Services, for both scheduled and emergency maintenance. We will make reasonable efforts to ensure that Transactions on the Platform are processed in a timely manner, but we make no representations or warranties regarding the amount of time needed to complete processing, which is dependent upon many factors outside of our control. 23.3. Content. Although we make reasonable efforts to update the information on the Sites and the Platform, we make no representations, warranties or guarantees, whether express or implied, that the content on the Sites and the Platform, including information in relation to the Cryptool Services, is accurate, complete or up to date. 23.4. Third-party websites. Links to third-party websites (including, without limitation, content, materials, and/or information in the third-party websites) may be provided as a convenience but they are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the content, materials, information or services contained in any third-party websites accessible or linked from the Platform or the Sites. 23.5. Network Access and Compatibility: You are responsible for obtaining the data network access necessary to use the Cryptool Services. You are responsible for acquiring and updating compatible hardware or devices necessary to access and use the Cryptool Services and Sites and any updates thereto. Cryptool does not guarantee that the Cryptool Services, or any portion thereof, will function on any particular hardware or devices. The Cryptool Services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications. ## Indemnity 24.1. Third-party claims. You hereby undertake and agree to indemnify us and hold us harmless upon demand from and against any claims, suits, actions, demands, disputes, allegations, or investigations brought by any third-party, governmental authority, or industry body, and all claims, liabilities, damages (actual and consequential), losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation), costs, and expenses, including without limitation all interest, penalties and legal and other reasonable attorneys' fees and other professional costs and expenses ("Losses"), arising out of or in any way connected with: - Your access to or use of your Cryptool Account and/or the Cryptool Services; - Your breach or alleged breach of these Terms or your contravention of any other clause or sub-clause of these Terms, including any Product Terms and any other terms and conditions incorporated by reference; - Your contravention of any Applicable Law; and - Your violation of the rights of any third party. 24.2. Release. You hereby irrevocably and unconditionally agree to release us from any and all claims and demands (and waive any rights you may have against us now or in future in relation to any Losses you may suffer or incur), arising directly or indirectly out of or in connection with any dispute that you have with any other user or other third party in connection with the Cryptool Services (including any Digital Asset Transactions) or the subject matter of these Terms. ## Limitation of Liability 25.1 Our Liability. Cryptool and its affiliates shall not be held responsible or liable for any losses incurred by you or any third party, except in cases where such losses are directly and solely caused by our gross negligence, willful misconduct, actual fraud, or a material and continuous breach of obligations under these Terms by Cryptool. Furthermore, notwithstanding any other provision in these Terms, Cryptool s and its affiliates total liability shall not exceed the total amount of fees paid by you to Cryptool within the preceding 12-month period prior to the event giving rise to the loss. Upon such determination of liability, Cryptool will settle and satisfy the claim by paying you the aforementioned sum in full and final settlement. You acknowledge and agree that Cryptool and its affiliates are not aware of any special circumstances pertaining to you, and that damages constitute an adequate remedy. Therefore, you shall not be entitled to any other claims or remedies, whether at law or in equity, including but not limited to claims for injunction or specific performance. 25.2 Limitations on liability. Notwithstanding any other clause in these Terms, you hereby acknowledge and agree that in no event will we or any Cryptool Affiliate be responsible or liable to you or any other person or entity for: - Any direct or indirect losses (including loss of profits, business or opportunities), damages, or costs, whether arising out of or in connection with the Cryptool Services or otherwise, including but not limited to:Any risk identified in the Risk Warning, as updated from time to time; - The operation of the protocols underlying any Digital Asset, their functionality, security, or availability; - Whether Supported Digital Assets hold their value as against any asset, or if the issuer of the Supported Digital Asset holds sufficient reserves in relation to any Supported Digital Asset; - Any action or inaction in accordance with these Terms; - Any inaccuracy, defect or omission of Digital Assets price data, any error or delay in the transmission of such data, and interruption in any such data; - Regular or unscheduled maintenance we carry out including any service interruption and change resulting from such maintenance; - The theft of a device enabled to access and use Cryptool Services; - Other users' actions, omissions or breaches of these Terms, and any damage caused by actions of any other third parties;For any damage or interruptions caused by any computer viruses, spyware, or other malware that may affect your computer or other equipment, or any phishing, spoofing, or other attack; - In the event that your hardware fails, is damaged or destroyed or any records or data stored on your hardware are corrupted or lost for any reason; or - For your use of the internet to connect to the Cryptool Services or any technical problems, system failures, malfunctions, communication line failures, high internet traffic or demand, related issues, security breaches or any similar technical problems or defects experienced;Our decision to reject your application to open a Cryptool Account(s); - Any termination, suspension, hold or restriction of access to any Cryptool Account or Cryptool Services, including your inability to withdraw Digital Assets, issue Instructions or enter into Transactions during the period of any suspension, hold or restriction, in accordance with these Terms or any Product Terms; - Any Transaction limits applied to your Cryptool Account; - Any election by us to support or not support Digital Assets or Chains; - Us being unable to contact you using the contact information you provided; - Us closing a inactive account; - The failure of a Transaction or the length of time needed to complete any Transaction; - Our refusal or delay in acting upon any Instruction; - Any breach of security of your Email Account or a Security Breach; - Losses suffered by you as a result of third party action, including third party fraud or scams that involve Cryptool only as the recipient of your Fiat Currency or Digital Assets, and/or the conversion of Fiat Currency to Digital Assets; - Losses suffered by you as a result of the transfer of Digital Assets away from our platform at your request; - Any losses arising or in connection with new offerings of Digital Assets, initial coin offerings (ICOs) or initial DEX offerings (IDO's); - The correctness, quality, accuracy, security, completeness, reliability, performance, timeliness, pricing or continued availability of the Cryptool Services or for delays or omissions of the Cryptool Services, or for the failure of any connection or communication service to provide or maintain your access to the Cryptool Services, or for any interruption in or disruption of your access or any erroneous communications between us, regardless of cause; and - Any Transactions, Instructions, or operations effected by you or purported to be effected by you through your Email Account or Cryptool Account; - Any loss of business, profits, anticipated savings or opportunities, or any special, punitive, aggravated, incidental, indirect or consequential losses or damages, whether arising out of or in connection with our Sites, the Platform, your Cryptool Account, the Cryptool Services, these Terms, the Product Terms, the Privacy Policy and/or any agreement entered into pursuant to, or in connection with, these Terms or otherwise; - Any losses or damages you may incur due to Manifest Error and/or in the event of extreme market volatility and/or as a result of any cancellation/amendment of any Transactions, howsoever arising, whether direct or indirect, special or consequential, including, but not limited to, loss of profit and loss of opportunity even if Cryptool was aware of the possibility of such loss or damage arising or if such loss or damage was reasonably foreseeable; and/or - Any losses forming part of a Claim that has not been commenced by way of formal legal action WITHIN ONE CALENDAR YEAR of the commencement of matters giving rise to the Claim. YOU AGREE AND ACKNOWLEDGE THAT THIS CLAUSE VARIES ANY LIMITATION PERIOD OTHERWISE APPLICABLE BY LAW, AND THAT IF APPLICABLE LAW PROHIBITS THIS, THIS CLAUSE WILL BE READ AS A LIMITATION PERIOD OF THE MINIMUM ENFORCEABLE LENGTH. WITHOUT PREJUDICE TO THE GENERALITY OF THE FOREGOING, YOUR ATTENTION IS ALSO DRAWN TO CLAUSE 32 AGREEING THAT CLAIMS SHALL BE RESOLVED EXCLUSIVELY BY WAY OF BINDING ARBITRATION. 25.3 Damage or interruption. We are not liable for any damage or interruptions caused by any computer viruses, spyware, scareware, Trojan horses, worms, or other malware that may affect your computer or other equipment, or any phishing, spoofing, or other attack. We advise the regular use of a reputable and readily available virus screening and prevention software. You should also be aware that email services are vulnerable to spoofing and phishing attacks and should use care in reviewing messages purporting to originate from us. You and, where relevant, your Permitted Users are responsible for all login credentials, including usernames and passwords and must keep security details safe at all times. RESOLVING DISPUTES: FORUM, ARBITRATION, CLASS ACTION WAIVER For the avoidance of doubt, nothing in this section will deprive you of any mandatory legal right from which you benefit under Applicable Law. ## Notice of Claim and Dispute Resolution Period 26.1. Please contact Cryptool first if you have any concerns with the Services. Cryptool wants to address your concerns without resorting to formal legal proceedings, if possible. A ticket number will be assigned to you if your concerns cannot be addressed to your satisfaction at first instance. The issuance of the ticket number commences the internal dispute resolution procedure. Cryptool will attempt to resolve the dispute internally as soon as possible. The parties agree to negotiate in good faith to resolve the dispute (which discussions shall remain confidential and be subject to applicable rules protecting settlement discussions from use as evidence in any legal proceeding). 26.2. In the event the dispute cannot be resolved satisfactorily, and you wish to assert a Claim against Cryptool, then you agree to set forth the basis of such Claim in writing in a "Notice of Claim," as a form of prior notice to Cryptool. The Notice of Claim must: - Describe the nature and basis of the claim or dispute; - Set forth the specific relief sought; - Provide the original ticket number; and - Include your custody account email. The Notice of Claim should be submitted to the Support Ticket form on the platform. After you have provided the Notice of Claim to Cryptool, the dispute referenced in the Notice of Claim may be submitted by either Cryptool or you to arbitration in accordance with the below clause (Agreement to Arbitrate). 26.3. For the avoidance of doubt, the submission of a dispute to Cryptool for resolution internally and the delivery of a Notice of Claim to Cryptool are prerequisites to commencement of an arbitration proceeding (or any other legal proceeding). 26.4. During the arbitration, the amount of any settlement offer made by you or Cryptool shall not be disclosed to the arbitrator. ## Agreement to Arbitrate 27.1. Aside from where Applicable Law requires otherwise or provides you with a choice, you and Cryptool agree that any Claim shall be resolved by mandatory final and binding individual (not class) arbitration. The arbitration will be administered by a designated arbitration center in accordance with its rules, which are deemed incorporated by reference in this clause. The language of the arbitration shall be in English. 27.3. You and Cryptool further agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including without limitation any objections with respect to the existence, scope or validity of the Agreement to Arbitrate, or to the arbitrability of any Claim. The arbitration provisions set forth in this clause will survive termination of these Terms. 27.5. Limitation period for filing: Any arbitration against Cryptool must be commenced by filing and serving a Notice of Arbitration in accordance with the applicable Rules within one (1) year after the date that the user asserting the Claim first found out or reasonably should have found out the alleged act, omission or default giving rise to the Claim ("Limitation Period"). For the avoidance of doubt, the Limitation Period shall include the Dispute Resolution Period set out at clause 26.1. There shall be no right to any remedy or relief for any Claim by the user if the Notice of Arbitration in respect of that Claim is not filed and served on Cryptool within that Limitation Period. If the Limitation Period is contrary to applicable law, the user shall be required to bring any Claim against Cryptool within the shortest time period permitted by the applicable law. A Notice of Arbitration may be served on Cryptool in accordance with the Applicable Laws and rules of service. 27.6. Notice: if Cryptool commences arbitration against you, Cryptool will give you notice at the email address or mailing address you have provided. You agree that any notice sent to this email or mailing address shall be deemed effective for all purposes, including without limitation to determinations of the adequacy of service. It is your obligation to ensure that the email address and/or mailing address on file with Cryptool is up-to-date and accurate. ## Confidentiality 28.1. The parties agree that the arbitration shall be kept confidential. The existence of the arbitration, the existence or content of the Claim, all documents and information provided or exchanged in connection with the arbitration, and any submissions, orders or awards made in the arbitration shall be kept confidential and no party shall disclose any of the foregoing to any third party except the tribunal, the parties, their counsels, experts, witnesses, accountants and auditors, insurers and reinsurers, and any other persons necessary to the conduct of the arbitration. Notwithstanding the foregoing, a party may disclose such confidential information: - If the written consent of the other party is obtained; - To the extent required by applicable law or by the regulations of any regulatory or supervisory authority of competent jurisdiction to which the party is or may become subject to or pursuant to any order of court or other competent authority or tribunal of competent jurisdiction; - In connection with the commencement, pursuit or defense by a party of any bona fide legal proceedings to enforce or challenge any award rendered in the arbitration; and - To the extent that the relevant confidential information is in the public domain otherwise than by breach of this agreement. - This term of confidentiality in this clause shall survive termination of these Terms and conclusion or stay of any arbitration brought pursuant to these Terms. ## Governing Law Except where Applicable Law requires otherwise or provides you with a choice, these Terms (including this arbitration agreement) shall be governed by and construed in accordance with the laws of the jurisdiction in which Cryptool is incorporated. ## Class Action Waiver You and Cryptool agree that any Claims shall be brought against Cryptool in an arbitration on an individual basis only and not as a plaintiff or class member in a purported class or representative action. You further agree to waive any right for such Claims to be brought, heard, or arbitrated as a class, collective, representative, or private attorney general action, to the extent permissible by applicable law. Combining or consolidating individual arbitrations into a single arbitration is not permitted without the consent of Cryptool. GENERAL ## General Terms 31.1. Applicable Law. You and any Permitted User must comply with all Applicable Law, licensing requirements and third party rights (including data privacy laws and anti-money laundering and countering the financing of terrorism laws) in your use of the Cryptool Services, your Cryptool Account and the Platform. 31.2. Notices. We may give notice by email to your Email Account. It is your responsibility to ensure that the Email Account is up to date and accurate. Notices may be given, and are deemed to be received, if sent to your Email Account, whether or not a notice of delivery failure is received. You may give us notices only as we direct, which may change from time to time. Any notices, consent or other communication given under these Terms must be in writing, in English, and signed or otherwise authorized by the party giving it. 31.3. Announcements. All official announcements, news, promotions, competitions and Airdrops will be listed on the Website. You are responsible for monitoring the Website and reading and considering these announcements. 31.4. Entire agreement. The Terms, together with any applicable Product Terms, constitute the whole agreement between you and us with respect to the Cryptool Services. Each party acknowledges that it has not relied on, and shall have no right or remedy in respect of, any statement, representation, assurance or warranty (whether made negligently or innocently) other than as expressly set out in the Terms or any Product Terms. 31.5. Assignment. You may not assign or transfer any of your rights or obligations under the Terms without our prior written consent, which may, in some cases, require additional information to be provided or enhanced due diligence to be performed. However, we may assign or transfer any of our rights or obligations under the Terms at any time to anyone else, including, without limitation, in connection with any merger, acquisition, or other corporate reorganization involving Cryptool. 31.6. Invalidity. If, at any time, any clause or sub-clause of the Terms is or becomes illegal, invalid, or unenforceable in any respect, neither the legality, validity or enforceability of the remaining clauses or sub-clauses will in any way be affected or impaired. 31.7. Records. You agree that we may record any email and message conversations with you, as well as any other forms of communications, including communication used to give Instructions or effect Transactions, between you and us, and that the recordings may be used as evidence in any proceedings relating to any agreement with you. These records will be our sole property. 31.8. Language. These Terms may be translated into a language other than the English language. Any such translation is provided solely for your convenience. In the event of inconsistency or ambiguity, the English text will prevail. 31.9. Third-party rights: Apart from Cryptool Affiliates, these Terms don t give anyone else any legal or fair rights or claims. They re only for the benefit of the people who agreed to them and their future partners or people they allow to take over. 31.10. Survival. All clauses and sub-clauses of these Terms, which by their nature extend beyond the expiration or termination of these Terms, will continue to be binding and operate after the termination or expiration of these Terms. 31.11. Relationship of the parties. Cryptool is not an agent of you in the performance of these Terms. These Terms shall not be interpreted as facts or evidence of an association, joint venture, partnership, or franchise between the parties. 31.12. Digital Assets: In your Cryptool Account, we keep track of the amount and type of any digital assets you have. These assets aren t physically stored in wallets on the blockchain; rather, they are administratively recorded and considered virtual assets. Users deposit or transfer assets from their wallets to their group wallets or other platform user wallets. Each user has their own account within Cryptool s system, where their digital asset balances are recorded. Cryptool keeps track of these transaction records administratively. When you transfer assets, you will receive an allocation of assets equal to that amount minus the fees in your personal wallet directly or when assets are distributed. 31.13. Force Majeure. We will not be liable for any delay or failure to perform as required by these Terms to the extent the delay or failure is caused by a Force Majeure Event. 31.14. No waiver. No delay or omission by us in exercising any right or remedy under the Terms will operate as a waiver of the future exercise of that right or remedy or of any other rights or remedies under the Terms. The rights and remedies provided in the Terms are cumulative and not exclusive of any rights or remedies provided by Applicable Law. 31.15. Set-off. In addition to any legal or other remedy available under the Terms or by law, we may set-off any amounts you owe to us under the Terms or otherwise. You must pay all sums that you owe to us free and clear without any set-off, counterclaim, deduction or withholding of any kind, save as may be required by Applicable Law. 31.16. Privacy of others. If you receive information about another user through the Platform or from utilizing the Cryptool Services, you must keep the information confidential and only use it in connection with the Cryptool Services and always in accordance with Applicable Law. You must not disclose or distribute any user information to a third party or use the information in any manner except as reasonably necessary to effect a Transaction. 31.17. Publication of breaches. Where you have breached these Terms, Cryptool may publish, or otherwise provide its users with details of the breach, including any information that you have provided Cryptool. Cryptool may only do so where it determines that doing so is necessary for the protection of other users, and consistent with Applicable Law. 31.18. Death of Cryptool Account holder. In the event of your death or incapacity, the representative(s) or legal beneficiary/beneficiaries of your estate may give us written notice. If we have reason to believe you have died, we may suspend your Cryptool Account. Your Cryptool Account will be suspended until: - Representative of your estate or authorized beneficiary completes a successful inheritance application to receive the assets in your Cryptool Account in accordance with our requirements which may be amended from time to time without notice; or - You provide satisfactory proof that you are not deceased. Our ability to provide your representative(s) with the assets in your Cryptool Account is subject to the restrictions imposed by Applicable Law and these Terms. We do not commit to any particular timeline for the transfer of assets held to the credit of your Cryptool Account. 31.19. Tax. It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report, and remit the correct tax to the appropriate tax authority. You agree that we are not responsible for determining whether any taxes apply to your use of the Cryptool Services, or for collecting, reporting or remitting any taxes arising from any Transaction or use of the Cryptool Services. You acknowledge that we may make certain reports to tax authorities regarding Transactions made on the Platform, and that we may, in our sole discretion or as required by Applicable Law, provide you with additional documentation or records needed by you to calculate any tax obligations. We may also withhold and deduct at source any taxes due under Applicable Law in our sole discretion. ## Definitions and Interpretation In these Terms: - Clause headings and numbering are for convenience only and do not affect the meaning, priority or interpretation of any clause or sub-clause of these Terms; - The words "include" or "including" shall mean including without limitation and include without limitation respectively; - Any undertaking to do or not do a thing shall be deemed to include an undertaking not to permit or suffer the doing of that act or thing; - Words importing the singular include the plural and vice versa and words importing a gender include any gender; - Any reference to a document is to that document as amended, varied or novated from time to time otherwise than in breach of these Terms or that document; and - In the event of inconsistency between these Terms (including any documents referred to in these Terms) the inconsistency shall be solved by giving such provisions and documents the following order of precedence:The Product Terms; - The Privacy Policy; and - These Terms. 39. Except where the context requires others, the following terms shall have the following meanings: UserIDs means your Cryptool Account details, username, passwords, personal identification numbers, API keys, API secret keys, or any other codes or forms of authentication that you use to access your Cryptool Account or the Cryptool Services or to send Instructions. Account Activity means the written record (including electronic records) of your Transactions and your Cryptool Account. Airdrop means the attempted distribution or distribution by a Digital Asset network of any Digital Asset to Digital Asset addresses of a supported network. API means application program interface. Applicable Law refers to all the rules, regulations, and legal requirements that relate to using Cryptool Services or any products connected to them. These include laws, regulations, and guidelines set by governments, regulatory bodies, or organizations that Cryptool is a part of. Cryptool, we, our or us means Nest Services Limited (a company incorporated under the laws of the Republic of Seychelles with registration number 238045 and address at House of Francis, Room 303, Ile Du Port, Mahe, Seychelles). Cryptool Account means any accounts (including Corporate Cryptool Accounts) or sub-accounts (including any Cryptool Sub-Account), which are opened by Cryptool for you to record your use of Cryptool Services. Cryptool Affiliates means with respect to Nest Services Limited: any other person which, directly or indirectly, Controls, is Controlled by, or is under common Control with, Nest Services Limited. Cryptool API means an API made available by a Cryptool Affiliate to you as a service, or third-party applications relying on such an API. Cryptool IP means the Created IP and all other Intellectual Property Rights owned by or licensed, on a sub-licenseable basis, to us as at the date of the Terms and any other Intellectual Property Rights owned or acquired by or licensed, on a sub-licenseable basis, to us after the date of these Terms, and which are provided by us to you in the course of providing you with the Cryptool Services. Cryptool Services means the services offered by us to you through the Platform. Cryptool Sub-Account means a sub-account that is set up under a primary Cryptool Account. Message Service has the meaning given to it in clause 5. Claim means any dispute, claim, difference or controversy between you and Cryptool (and/or any Cryptool Affiliates) arising out of, in connection with, or relating in any way to: - These Terms or any Product Terms, including their existence, validity, subject matter, interpretation, performance, breach, negotiation, termination, enforceability or the consequences of their nullity; - Your relationship with Cryptool (and/or any Cryptool Affiliates) as a user (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms); or - Any non-contractual obligations arising out of or relating to these Terms, or any Product Terms, or your relationship with Cryptool (and/or any Cryptool Affiliates). Control means the power of a person to secure that the affairs of another are conducted in accordance with the wishes of the first person whether by means of: - In the case of a company, being the beneficial owner of more than fifty percent (50%) of the issued share capital of or of the voting rights in that company, or having the right to appoint and remove a majority of the directors or otherwise control the votes at board meetings of that company by virtue of any powers conferred by the organizational documents, shareholders' agreement, a majority of the board of directors or any other document regulating the affairs of that company or by any other means; or - In the case of a partnership, being the beneficial owner of more than fifty percent (50%) of the capital of that partnership, or having the right to control the composition of or the votes to the majority of the management of that partnership by virtue of any powers conferred by the partnership agreement or any other document regulating the affairs of that partnership or by any other means. Corporate Cryptool Account means a Cryptool Account maintained for a corporation, entity, or other organization for the provision of Cryptool Services. Created IP means any Intellectual Property Rights created by you pursuant to these Terms, including the User Materials, but excluding any other User IP. Digital Assets means a digital representation of value or rights which may be transferred and stored electronically, using distributed ledger technology or similar technology, including, but not limited to, cryptocurrencies, stablecoins, non-fungible tokens and tokenized derivatives of any other digital asset. Dominant Digital Asset means a Forked Digital Asset that has dominance over one or more other versions of a Digital Asset that was subject to the relevant Fork, as determined by us in our sole discretion. Email Account means the email account(s) associated with your Cryptool Account(s), as agreed with Cryptool from time to time, in accordance with any processes identified by Cryptool when using the Platform. Fiat Currency means any government or central bank issued national, or supra-national, currency, or other monetary obligation denominated in such currency and which is not a Digital Asset. Force Majeure Events means: - Any fire, strike, riot, civil unrest, terrorist act, war or industrial action; - Any natural disaster such as floods, tornadoes, earthquakes and hurricanes; - Any epidemic, pandemic or public health emergency of national or international concern; - Any act or regulation made by a government, supra national body or authority that we believe stops us from providing Cryptool Services on the Platform; - The suspension or closure of any Cryptool Affiliate; - The nationalization of any Cryptool Affiliate; - The imposition of limits or unusual terms by a government on any Digital Assets traded on our Platform; - Technical failures in transmission, communication or computer facilities including power failures and electronic or equipment failures; - The failure of any supplier, intermediate broker, agent, principal custodian, sub-custodian, dealer, exchange, staking platform, liquidity pool, bridge provider, issuer of a Supported Digital Asset, market maker, clearing house or regulatory organization to perform its obligations to us; - Any labor or trade disputes, strikes, industrial actions or lockouts (other than in each case by Cryptool or the Cryptool Affiliates); and/or - An event which significantly disrupts the market for Digital Assets, which could include excessive movements in the price, supply or demand of a Digital Asset, whether regulated or unregulated. Improper Intent means Cryptool reasonably determines that there may be actual or suspected market manipulation and market abuse on your part, including (without limitation), capitalizing on opportunities where the executable price of a Transaction does not reflect prevailing market rates, or taking unfair advantage of the way in which Cryptool offers prices. Instruction means any instruction, request, or order given to Cryptool by you or a Permitted User in relation to the operation of your Cryptool Account or to execute any Transaction, through such medium and in such form and manner as Cryptool may require and "Instruct" shall be construed accordingly. Intellectual Property Rights means: - Copyright, patents, database rights and rights in trade marks, designs, know-how and confidential information (whether registered or unregistered); - Applications for registration, and rights to apply for registration, of any of the foregoing rights; and - All other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world. Local Terms means the terms governing your use of the Cryptool Services provided in any particular jurisdiction. Manifest Error means any error, omission or misquote (whether an error of Cryptool or any third party) which is manifest or palpable, including a misquote by any representative of Cryptool taking into account the current market and currently advertised quotes, or any error of any information, source, official, official result or pronunciation. Mobile App means any mobile application developed or provided by us or any of the Cryptool Affiliates that enables you to use or otherwise access Cryptool Services. Network Event means in relation to a Digital Asset, any event (other than an Airdrop or Fork) in respect of the blockchain or the smart contract that underlies a Digital Asset, which is beyond Cryptool's control, and results in either (a) a loss of control or ownership by Cryptool or a third party of any amount of such Digital Asset; or (b) transaction records on the blockchain being altered, reversed or otherwise invalidated, whether by way of a fraudulent act or consensus, which shall include without limitation any double spending attack, 51-percent attack, or blockchain reorganization, in each case as determined by Cryptool in good faith and in its sole discretion. Permitted User means any person identified by you and communicated to us, in accordance with these Terms, that is authorized to act on a user's behalf with respect to any Corporate Cryptool Account, or with our prior written consent, on behalf of a third party with respect to a Cryptool Sub-Account associated with a Corporate Cryptool Account. Platform means the digital platform that we or any of the Cryptool Affiliates may make accessible to you via Sites, the Mobile App, a Cryptool API or by such other means as Cryptool Affiliates may prescribe from time to time for the use of Cryptool Services. Instruction Policy means the Privacy Policy. Product Terms means the product-specific terms and conditions that apply to the use of a Cryptool Service, in addition to these Terms. Regulatory Authority means any foreign, domestic, state, federal, cantonal, municipal or local governmental, executive, legislative, judicial, administrative, supervisory or regulatory authority, agency, quasi-governmental authority, court, commission, government organization, self-regulatory organization having regulatory authority, tribunal, arbitration tribunal or panel or supra-national organization, or any division or instrumentality thereof, including any tax authority. Restricted Person means a person or legal entity who (a) is included in any trade embargoes or economic sanctions, terrorist or corrupt foreign officials list (such as the United Nations Security Council Sanctions List, issued by a government agency including the list of specially designated nationals maintained by the office of foreign assets control of the U.S. Department of the Treasury (OFAC), or the denied persons or entity list of the U.S. Department of Commerce), or by the United Kingdom, European Union, Canada) tor (b) resides, or is established, or has operations in, in any country listed in the List of Prohibited Countries. Risk Warning means the general risk warning published on the Website. Security Breach means - Your Cryptool Account(s) or any of your UserIDs have been compromised; - The loss, theft, or unauthorized use of any of your UserIDs or any unauthorized access to and use of your Cryptool Account or the Cryptool Services on your behalf; or - Any other security incident (including a cyber-security attack) affecting you and/or Cryptool. Sites means our Website and any other websites, pages, features, or content we own or operate. Supported Digital Assets means those Digital Assets that are available in connection with your use of the Cryptool Services. Terms means these terms of use, together with any other documents expressly incorporated by reference, including the Product Terms, in each case as amended or supplemented from time to time. Trade Marks means the Intellectual Property Rights in the trade marks, service marks and logos used and displayed on or through the Platform, the Sites and/or the Cryptool Services. Transaction means selling, purchasing, or entering into any other type of transactions, or agreeing to sell, purchase or enter into any other type of transactions involving Digital Asset(s), their derivatives, other asset(s), product(s) or Fiat Currency as Cryptool may from time to time permit to be carried out on the Platform including but not limited to depositing or withdrawing Digital Assets into or out of your Cryptool Account. User IP means the Intellectual Property Rights owned by or licensed to you as at the date of these Terms and any other Intellectual Property Rights owned or acquired by or licensed to you after the date of these Terms, excluding Cryptool IP. User Materials means the Intellectual Property Rights in any reviews, posts, information, data, and comments you or other users provide to us on the Sites (through our "Contact Us" pages or otherwise), the Platform, through use of Cryptool Services, or otherwise. Website means the website located at www.Cryptool.com. Contact Us If you have any questions about these Terms, please contact us at info@cryptool.io. ### Raise Terms Source: https://cryptool.io/documents/raise-terms Please note that this privacy statement will be updated periodically. Welcome to the Cryptool Terms of Service, where we outline the guidelines governing your use of our platform. Specifically, our Raise Module terms detail the rules and conditions applicable to utilizing this specialized services: ## Acceptance of these Terms By accessing or using the Raise Module Services (defined below), you acknowledge and agree that and agree to abide by these terms ("Raise Module Terms"), which may be updated from time to time. You confirm that you have read, understood these Raise Module Terms, including any additional documents or terms referenced to or incorporated into these Raise Module Terms. If you do not fully understand and accept these Raise Module Terms in their entirety, please refrain from using the Raise Service. ## Scope of these Terms and Changes - These terms govern your access to and use of the Cryptool service known as Raise on the platform, including any related services provided by Cryptool under these Raise Module Terms ( Raise Service ). - These Raise Module Terms supplement and should be read alongside the Cryptool Terms of Use and specific terms and conditions outlined on the Raise page for relevant Raise offers. In case of any conflict or inconsistency between these Raise Module Terms and the Terms of Use, the Raise Module Terms take precedence. All terms and clauses from the Terms of Use (except those expressly modified in these Raise Module Terms) are incorporated by reference and have the same legal effect within these Raise Module Terms. These terms constitute Product Terms. References in the Terms of Use to Cryptool Services include the Raise Service. - Cryptool reserves the right to modify these Raise Module Terms (or any referenced terms or information) at any time, in accordance with the Terms of Use. ## Consent By accepting these Raise Module Terms, you hereby unconditionally and irrevocably - Confirm that you understand and accept any and all associated risks with your participation in the Raise Service and; - Explicitly consent to Cryptool Group Entities using your Digital Assets as described in these Raise Module Terms and the Risk Warning. ## How to Participate in Raise You can participate in a Raise Offer on Cryptool to acquire Project allocations by converting your Assets into Future Tokens or Equity. When participating, Cryptool will utilize Smart Contracts solely for the purpose of calculating your allocation of Project Tokens or Equity and transfer your Assets to designated Wallets, such as Group Wallets, Group Fee Wallets, Platform Fee Wallets, and possibly Ambassador Wallets. Cryptool does not take ownership or control of your investments. Neither your Assets nor your Project Tokens are controlled by Cryptool. Before participating in a Raise Offer, you must confirm your participation and specify the Network, Asset Type, the amount of Assets you intend to use, and the designated Wallets for the transaction. Cryptool reserves the right, at its discretion, to establish minimum or maximum Asset requirements for participation in a Raise Offer The types of supported Assets may vary depending on the specific Raise Offer, and Cryptool reserves the right to adjust the supported Asset types at its sole discretion and as needed. ## Project Allocation The amount of Project Allocation available for each Raise Offer may vary. The amount of Project Allocation that you will receive for participating in a Raise Offer will also vary and generally will be calculated including Platform, Group and Pool Fees in collaboration with the Future Token or Equity round price. By participating in a Raise Offer and contributing your Assets, you will receive Project Tokens or Equity in accordance with the terms outlined in the Raise Offer and these Raise Module Terms. Your total allocation of Project Tokens or Equity will be updated at least hourly. You may claim your accrued Project Tokens or Equity once they become vested, or they will be distributed by your Group, Platform, or Project Admin. Project Tokens or Equity will then be transferred to your designated Wallet. Assets locked in each Raise Offer and may be refunded by Group, Platform, or Project Admin at any stage in the Fundraising process. Project Tokens allocated to you in connection with a Raise Offer will be automatically added to your Portfolio and transferred to your Wallet (if applicable) at each vesting unlock event or by Group, Platform, or Project Admin own planning or insight. Assets locked in each Raise Offer may be refunded at any stage in the fundraising process by the Group, Platform, or Project Admin. Project Tokens or Equity allocated to you in connection with a Raise Offer will be automatically added to your Portfolio after each Deposit. Project Tokens or Equity allocation will be transferred to your Wallet (if applicable) during or after each vesting/unlock event or based on the planning or discretion of the Group, Platform, or Project Admin. Participation in the Raise may be contingent upon eligibility determined by your country or region of residence, according to Cryptool s KYC (Know Your Customer) and compliance procedures, which is determined by each Group, Platform, or Project Admin. Project Tokens and Equity are rounded down to a number of decimal places determined by Cryptool in its sole discretion, which may vary for different Project Tokens or Equity. You will generally be able to deposit your Assets at any time with no delay. However there may be a delay in transferring Assets in some circumstances, including but not limited to events of extreme market volatility, network delays, validator or protocol failure, a significant number of simultaneous instructions to Deposit Assets from other Cryptool users, or other unanticipated events. ## Definitions Unless otherwise defined, capitalized words used in these Raise Module Terms shall have the same meaning given to them in the Terms of Use. The rules of interpretation set out in the Terms of Use shall apply to these Raise Module Terms, except that references to clauses are to clauses in these Raise Module Terms, unless otherwise stated. Cryptool Group Entities means Cryptool and each Cryptool Affiliate. Raise Offer means an offer by Cryptool to provide you with Project Tokens or Equity in accordance with these Raise Module Terms and the Raise Offer Terms. Raise Offer Terms has the meaning given to it in clause 3. Raise Module Page means the Raise page within the dApp or App. Raise Period means the time period during which users can participate in a Raise Offer by depositing Assets, as stated on the Raise Page in respect of the relevant Raise Offer. Raise Service has the meaning given to it in clause 2. Raise Module Terms has the meaning given to it in clause 1. Assets means the Digital Assets which you Deposit to participate in a Raise Offer. Project Tokens or Equity means Digital Assets that are available for allocation to users that participate in a Raise Offer by depositing Assets during the relevant Raise Period. Terms of Use has the meaning given to it in clause 3. Total Pool Assets means the total amount of Assets that are deposited by users participating in a specific Raise Offer. ### Create Account Source: https://cryptool.io/documents/create-account Please note that this document will be updated periodically. ## Step 1: Start Account Creation ### How to start registration You can start the registration process from any of the three entry points below. - Option 1 — head to cryptool.io and click Launch dApp on the top right, then click Sign Up on the top right. - Option 2 — head to app.cryptool.io and click Sign Up on the top right. - Option 3 — click on a referral link you've been given and proceed with the sign-up flow. ### Signing up Choose between Google or Email registration. ### Required core fields The following fields are required when registering at app.cryptool.io. - Email Address — primary identifier for the user (Google email is used automatically when signing up with Google). - Password — must follow our security standards: Minimum length of 6 characters. - Less than 30 characters. - Must include at least one special character (e.g. !@#$%). - Confirm Password — re-enter the same password to verify. - Username — a unique identifier for your account. - User Type — select one or more options from the list of user types that best describe you (this can be edited later). #### Optional fields - Ambassador Program — optional referral field. The referral code is filled automatically if you used a referral link. - Newsletter Subscription — opt in or out of receiving Cryptool updates. #### Legal fields - Terms Conditions / Privacy Policy — you must tick the checkbox to agree before proceeding. ## Step 2: Validation ### Form validation - Email — must be in the correct format (e.g. example@domain.com) and must be unique. It cannot already be used by another account. - Password — validated for length, complexity, and that the confirmation matches. - Username — checked in real time and must be unique. It cannot already be used by another account. ### Email validation After signing up, a verification email is sent to your inbox. - If you don't see the email, check your Junk / Spam folder. - If it still hasn't arrived, click Resend Verification Email on the login page. ## Step 3: User Security ### Two-Factor Authentication (2FA) After registration, you can enhance your account security from the User Profile in the top right of the platform. - Choose between Email or Google Authenticator as the 2FA method. - Once enabled, an additional code sent to your phone or email is required at every login. ### Setup Account Source: https://cryptool.io/documents/setup-account Please note that this document will be updated periodically. ## Step 1: Edit User Profile Account ### How to access your User Profile Account Click on the person icon on the top right, and select View Profile from the dropdown. This will take you directly to the User Profile Account tab under User Profile. ### How to edit your User Profile Account Click on the Account tab under User Profile, then click on Edit in the top right above the tabs. #### Relevant Fields Mandatory fields are marked with an asterisk (*). Personal Information - Username * - Birthday - Name - Email * Address Information - Address - Country - State / Province - City - Zip / Postal code Social (each can be set to Private or Public) - Facebook URL - Discord ID - Telegram Handle - Twitter Handle - LinkedIn URL - YouTube URL User Type — click the pencil icon in the top right corner of the Account tab to select or deselect user types: - Ambassador - DAO - Individual Investor - Broker - Project Owner - Syndicate - Venture Capital (Community) - Other Click Save on the top right above the tabs to save the edited account information, or click Cancel to leave without saving. ### Create Groups Source: https://cryptool.io/documents/create-group Please note that this document will be updated periodically. This feature is only available to Premium+, Business, or Enterprise users. To upgrade your account, please go to User Subscription. ## Start Group Creation ### How to start group creation Click on Groups in the main menu, and then click Create Group on the top right. ## Create the Group ### How to create a group Read the instructions in the pop-up and click Acknowledge to follow them and create your group. Fill in the required fields. Fields marked with an asterisk (*) are required and must be completed to proceed. #### Required Fields - Change Banner Image * — upload a banner image for your group to represent it visually. This image is used both in tile view (group previews) and as the group banner. For details on how to set the banner properly, see banner instructions. - Group Name * — the group name. - Group Type * - Group URL Suffix * — this is appended to app.cryptool.io/view-group/ and becomes the group's URL on the platform. - Short Description * — 150 characters max; used in multiple sections of the platform. #### Optional Fields - Email — group email address. - Group Icon — a smaller image that represents your group across the platform. - Group Description — 1,000 characters max; allows for a more thorough description of the group. - Address Information — address, country, state / province, city, zip / postal code. - Partner — add any relevant partners. - Socials — add a link to any relevant socials. ### Tips before submitting - Provide accurate information — ensure the group name, description, and category accurately reflect the group's purpose. This helps potential members find and understand your group. - Customise your group — use the optional fields, like the group icon and group rules, to personalise your group and set the right tone from the start. - Review before submitting — double-check all the information before clicking Create Group to make sure everything is correct. - Edit later — don't worry if you're unsure about some details right now; you can always change the group's preferences, content, and settings once it's created. - Need help? — if you're unsure about any section or need further guidance, contact Cryptool via the Contact Us page. Click Create Group on the bottom right to save the group information. ### User Security Source: https://cryptool.io/documents/user-security Please note that this document will be updated periodically. ## Step 1: Edit User Profile Security ### How to access User Profile Security Click on the person icon on the top right, select View Profile from the dropdown, and click on the Security tab. ### How to edit User Profile Security Click on the Security tab under User Profile, then click on Edit in the top right above the tabs. #### Relevant Fields Mandatory fields are marked with an asterisk (*). Personal Information - Username * - Birthday - Name - Email * Address Information - Address - Country - State / Province - City - Zip code Social (each can be set to Private or Public) - Facebook URL - Discord ID - Telegram Handle - Twitter Handle - LinkedIn URL - YouTube URL User Type — click the pencil icon in the top right corner of the Account tab to select or deselect user types: - Ambassador - Individual Investor - Project Owner - Venture Capital - Other Click Save on the top right above the tabs to save the edited security information, or click Cancel to leave without saving. ### User Wallets Source: https://cryptool.io/documents/user-wallets Please note that this document will be updated periodically. ## Step 1: Edit User Wallets ### How to access User Wallets Click on the person icon on the top right, select View Profile from the dropdown, and click on the Wallets tab. Your registered wallets are shown in the Personal Wallets table. #### Wallet details columns - Name - Provider - Address - Hard Wallet #### Default platform details columns - Network - Deposit - Distribution - Referral - Action ## Step 2: Add a User Wallet In the following example we will add a MultiversX wallet. You can add any wallet from any network provider provided you sign it with the corresponding signing method. ### Navigate to User Profile - Click on the Wallets tab under your User Profile. - Click on Add Wallet in the top right corner. ### Enter wallet details - Wallet Name — choose your desired wallet name. - Network — select your desired network (e.g. MultiversX). ### Choose wallet provider Under Wallet Provider, select MultiversX Web Wallet. A new tab will open prompting you to connect your wallet. For MultiversX, you have several options for connecting: - Connect Ledger (hardware wallet) - xPortal App - Keystore File - Web Portal Wallet (browser wallet) ### Connect wallet - If using a Keystore File, click the keystore icon to verify your wallet provider and fetch the wallet address. - Upload Keystore File — drag and drop or upload your keystore file. - Enter Password — type in your wallet password. - Click Access Wallet. ### Select wallet A list of wallets connected to your keystore will appear. Choose the first wallet and click Access Wallet. ### Save wallet You will be redirected back to Cryptool.io and the wallet address will auto-fill. Click Save to complete the process. A new tab will open confirming your wallet addition. ### Verify wallet Re-enter your wallet password and click Access Wallet again to verify your wallet. ### Sign your wallet A new tab will open asking for your wallet password once again. Type your password and click Access Wallet. ### Sign and submit transaction In this final step, you will be asked to sign and submit a transaction to add the wallet to your profile. Click on Sign & Submit. ### Wait for confirmation Wait for the transaction to process. Once complete, you will receive a toaster message confirming the wallet addition. ## Step 3: Set a Default Wallet ### How to set a default wallet The newly added wallet will appear in your Personal Wallets table. Click the checkbox next to the wallet you want to set as the default. ### Set default for Deposit, Distribution, and Referral Once the wallet is selected, click on Set your default deposit, distribution, referral wallet. A confirmation prompt will appear — click Yes to confirm and set this wallet as the default for all related functions. Important: the first wallet of each network will automatically have Deposit, Distribution, and Referral wallets set as default. ### Troubleshooting If you receive a "Wallet window is not instantiated" or "Provider not instantiated" error, please ensure you allow pop-ups from Cryptool.io or your wallet provider in your browser. ## Step 4: Edit the Name of a User Wallet ### How to edit the name of a wallet - Go to the Personal Wallets table. - In the Action column, click the three dots next to the wallet you want to edit. - Select Edit Name from the dropdown. - A pop-up will appear asking for a new wallet name — enter your desired wallet name. - Click Save to confirm the change. ## Step 5: Lock a User Wallet ### How to lock Distribution to a wallet - Go to the Personal Wallets table in your User Profile. - In the Action column, click the three dots next to the wallet you want to lock. - From the dropdown menu, select Lock Distribution. This will prevent any pools from distributing tokens to this wallet. - A pop-up will appear asking you to confirm the locking process. Click Lock Wallet to finalize. This will prevent all future token distributions from any pools associated with this wallet. ## Step 6: Delete a User Wallet ### How to delete a wallet - Go to the Personal Wallets table. - In the Action column, click the three dots next to the wallet you want to delete. - Select Delete from the dropdown. - A pop-up will appear asking you to confirm the deletion. Click Delete Wallet to remove it from your profile. ### User Referral Program Source: https://cryptool.io/documents/user-referral-program Please note that this document will be updated periodically. ## Step 1: Manage User Profile Referral (Ambassador) Program ### How to access the Referral (Ambassador) Program Click on the person icon on the top right, select View Profile from the dropdown, and click on the Referral Program tab. By default the Referral Program Overview is shown (indicated by the buttons on the top right of the tab). ### How to refer another user to Cryptool.io #### Option 1 — Share your referral link or code - Click the Copy icon next to Your Referral Link or Referral Code. - Share it with friends and family for them to use during sign-up. Important: the Referral Link automatically fills in your referral code during registration. The Referral Code must be entered manually if signing up without the link. #### Option 2 — Invite via email - Enter the person's email in the Invite a Friend field. - Click Send Invite to send them an invitation directly. #### Option 3 — Share via social media Click on any of the social media icons to forward an invitation message to your contact(s). Click the Edit button to update your introduction message before sending invites. Important: ensure your wallets for all blockchains are added to receive referral rewards per chain. See the User Wallets guide to set up your wallets. ## Step 2: Referral Statistics and Commissions ### How to see your referral statistics Scroll down to the second part of the Referral Program tab to see your referral statistics and earnings. #### Status view - # of Referrals — total users referred. - Current Commission Percentage — starts at 10% and can be increased through bonuses (see below). - # of Transactions — completed by referrals. - USD Earned — total earnings from referrals. #### Commission bonuses - Main Ambassador Status — adds +5% to the base commission (10% → 15%). Available for KOLs, influencers, large community owners, and partners with agreements. Please contact the team if interested. - Ambassador Tier Bonus — +5% to +50% multiplier, based on performance. See the Ambassador Tiers page for details. - Staked Token Bonus — +2.5% to +25% multiplier, based on tokens staked. #### Commission calculation example Assume your base commission is 10% and you qualify for the following bonuses: - Main Ambassador Bonus: +5% (applied instantly). - Ambassador Tier Bonus: +50%. - Staked Token Bonus: +25%. Step 1 — add the Main Ambassador Bonus: 10% + 5% = 15%. Step 2 — apply the tier and staked bonuses (multiplication): total multiplier = 100% + 50% + 25% = 175% = 1.75. New commission = (10% + 5%) x 1.75 = 26.25%. ### Summary table view The summary table includes the following columns: - Username (referral) - Date referral joined - Total transactions per referral - Earnings per 30 days - Earnings per 90 days - Earnings per 365 days - All-time earnings per user ## Step 3: Ambassador Tiers ### How to view Ambassador Tiers Click on Ambassador Tiers at the top of the Referral Statistics section to explore the different tiers and their corresponding benefits. To return to the Referral Program tab, click Go Back at the bottom of the Ambassador Tiers page. ## Step 4: Earning Transaction Details ### How to see earning transaction details While in the Referral Program tab, click on Transactions on the top right of the tab. #### Transaction detail table columns - Username (Referral) — the username of the referred user. - Date of Transaction — the date the transaction took place. - Transaction Type — either Deposit (when a user deposits into a funding pool) or Transaction (general transactions on the platform). - Transaction Module — one of: Raise - User — when a user deposits funds into a funding pool. - Raise - VC — when a group raises funds via a funding pool. - Marketplace — when a seller sells allocation on the Marketplace. - Value of Initial Transaction ($) — the monetary value of the initial transaction. - Fees Paid by Referral ($) — the fees paid by the referred user during the transaction. - Your (Ambassador) Commission (%) — the commission percentage at the time of the transaction. - Your (Ambassador) Earnings ($) — the earnings you received from the transaction. ### User Subscription Source: https://cryptool.io/documents/user-subscription Please note that this document will be updated periodically. ## Step 1: Edit User Profile Subscription ### How to access User Profile Subscription Click on the person icon on the top right, select View Profile from the dropdown, and click on the Subscription tab. Your current subscription plan will be shown under Platform Tier. ### How to edit User Profile Subscription You can change your subscription in two ways — either directly via the Change Plan button, or by browsing all plans via View Subscription Plans. #### Option 1 — Via the Change Plan button Click on Change Plan, then click Change next to the current plan. Click on the plan you want to change to, then select one of the available billing intervals: - Monthly - Quarterly - Annual Select the desired payment method, click Pay, and follow the instructions on the third-party payment site to complete the payment. #### Option 2 — Via the View Subscription Plans button Click on the Subscription tab under User Profile. Locate Platform Tier, where your current plan is displayed, and click View Subscription Plans to the right of it. In the top right corner, below User Profile, choose either Users or Enterprises to view subscription details tailored to individuals or businesses. The page will display your current active plan alongside alternative plans with their features and pricing. Available plans for Users - Free - Premium - Premium+ Available plans for Enterprises - Premium+ (Inactive Mode) - Business - Enterprise Billing intervals - Monthly - Quarterly - Annually To switch plans, click the Go Premium, Go Business, or Go Enterprise button at the bottom of the desired subscription. To exit without changing, click Go Back at the bottom of the page. ### Confirm and select billing details After selecting a new plan, you will return to the Subscription tab, where your new choice will be pre-selected. ### Complete payment Select your payment method, click Pay, and follow the instructions on the third-party payment site to finalize the transaction. ## Step 2: Payment History ### How to view and download Payment History The Payment History is listed in a table under the Platform Tier section of the Subscription tab and shows the following columns: - Payment Invoice - Amount - Date - Status To download an invoice, tick the checkbox to the left of the relevant invoice and click Download above the table or to the far right of the invoice. Filtering and searching for invoices is also available above the table. ### User Preferences Source: https://cryptool.io/documents/user-preferences Please note that this document will be updated periodically. ## Step 1: Edit User Profile Preferences ### How to access User Profile Preferences Click on the person icon on the top right, select View Profile from the dropdown, and click on the Preferences tab. ### How to edit User Profile Preferences Click on the Preferences tab under User Profile, then click on Edit in the top right above the tabs. ## Step 2: Relevant Preferences ### Time and Language - Time Zone: UTC +/- - Time Format: HH:mm - Long Date: MMMM D, YYYY - Short Date: YYYY-MM-DD - Language: English ### Privacy and Anonymity - Show location to public: On / Off - Market anonymity: On / Off ### Notification Settings - Receive Cryptool Newsletter: On / Off - Status Notifications: New platform notifications: Email - New activities related to your portfolio: Notifications - New activities related to your pools: Email - New activities related to your market: Both - New activities related to your groups: None - New activities related to your watchlist: Notifications ### Message Notifications - Notifications when receiving message: Email - Frequency of email notifications: Weekly ### Calendar Notifications - Action notifications: None - Event notifications: None - Notes notifications: None ### Portfolios Notifications - JohnDoe Main: On / Off - JohnDoe IDO's: On / Off - JohnDoe Presales: On / Off ### KYC Verification - Status: Verified / Not verified - Start Verification ### Calendar Sync - Add Calendar - Manage Calendars — configure per-calendar notifications (Email / Notification / Both / None). Click Save on the top right above the tabs to save the edited user profile preferences, or click Cancel to leave without saving. ### User Support Source: https://cryptool.io/documents/support Please note that this document will be updated periodically. ## Manage User Support The Support tab is where you create, view, update, and close support tickets, plus review the historical Data Log of resolved tickets. ## Support Tickets ### How to access User Support Click on the person icon on the top right, select View Profile from the dropdown, and click on the Support tab. Manage Tickets — shows your active tickets with the following columns: - # (Ticket Number) - Message - Description - Created Date - Module - Category - Status - Priority - Days Open - Action Data Log — shows your closed / historical tickets with the following columns: - # (Ticket Number) - Logging ID - Date - Module - Category - Description - Action ### How to create a new ticket Click on Create Ticket and fill in the requested info in the pop-up: - Your email address - Telegram - Error Code ID - Description - Cryptool Module or Service - Ticket Category - Public Wallet or Transaction Hash - Wallet Provider - Device - Attachments Click Save and your newly created ticket will show up in the Manage Tickets table. ### How to view a ticket In either table, click the icon in the Desc column for the ticket you want to view. The ticket details pop-up shows: - Submitter Name - Submitter Email - Submitter Telegram - Ticket ID - Error Code ID - Ticket Category - Module - Wallet Address / Transaction Hash - Wallet Provider - Device - Assigned To - Description - Attachments ### How to update a ticket In the Manage Tickets table, click the three dots in the rightmost Action column for the ticket you want to update and select Update Ticket. Update the info in the pop-up and click Save. ### How to close a ticket In the Manage Tickets table, click the three dots in the rightmost Action column for the ticket and select Close Ticket. ## Logging Events ### How to view a logging event In the Data Log table, click the three dots in the rightmost Action column for the ticket and select View Logging Event. A pop-up will show all the information on the corresponding ticket. ### How to clear Data Log history Click the Clear History button on the top right of the Data Log table, then click Confirm in the "Remove data log history" pop-up. ### How to delete a specific log event In the Data Log table, click the three dots in the rightmost Action column for the ticket and select Delete Log Event. ### Manage Groups Source: https://cryptool.io/documents/manage-groups Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Manage a Group ### How to access group management Click on Groups in the main menu and click on the group you want to manage. This takes you directly to the Group Info tab of the group, where a set of tabs lets you manage every aspect of the group. ### Group management tabs Each tab below has its own dedicated guide covering the relevant fields, required / optional data, and available actions. - Info — edit banner, description, address, partners, and socials. See Group Info. - Members — invite, accept, manage, and remove members. See Group Members, Group Members Roles, and Group Members Tiers. - News Announcements — post and manage group news. See Group News. - Pools Portfolio — import pools, create raise pools, and manage the group's portfolio. See Group Pools Portfolio. - Performance — review group performance metrics. See Group Performance. - Preferences — notifications, privacy, KYC requirements. See Group Preferences. - Account — subscription, wallets, KYC / KYB, and group ownership. See Group Account. ### Editing and saving Inside any tab, click Edit in the top right corner to modify the tab's fields. Click Save to keep your changes, or Cancel to discard them. #### Important If you attempt to exit the edit screen without saving, a pop-up will appear asking if you want to save your changes. ### Group Info Source: https://cryptool.io/documents/group-info Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Edit Group Info ### How to access Group Info Click on Groups in the main menu and click on the group you want to edit group info for. This takes you directly to the Group Info tab of the group. ### How to edit Group Info - Click Edit in the top right corner. - Edit the text or change the values you want to change in the group info. A recap of the required and optional fields is included below. #### Required Fields - Change Banner Image — upload a banner image for your group. Maximum file size: 5 MB. - Supported formats: JPEG, PNG. - Ensure the banner image is relevant, high quality, and visually appealing to enhance your group's identity. - Short Description — 150 characters max; this description is used in multiple sections of the platform. #### Optional Fields - Email — group email address. - Group Description — 1,000 characters max; allows for a more thorough description of the group. - Address Information — address, country, state / province, city, zip code. - Partner — add any relevant partners. - Socials — add a link to any relevant socials such as Telegram, X (Twitter), and many more. Click Save on the top right to save the edited group information, or click Cancel to leave without saving. #### Important If you attempt to exit the edit screen without saving, a pop-up will appear asking if you want to save your changes. ### Group News Source: https://cryptool.io/documents/group-news Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Edit Group News Announcements ### How to access Group News Announcements Click on Groups in the main menu, click on the group you want to edit News & Announcements for, and click on the News & Announcements tab. ### How to add a new Group News Announcement - Click + Add News / Announcement on the top right. - Fill in the required text fields. #### Required Fields - Heading — News Announcement title (max 24 characters). - Content — News Announcement message (max 2,000 characters). Click Add News & Announcement on the top right to save, or click X in the top right corner of the pop-up to leave without saving. The newly created News & Announcement will show up in the list. ### How to set a Group Notification as latest news Click the three dots on the bottom right of the notification you want to edit and select Mark as Latest News. The notification will be moved to the top of the notifications list and marked with a yellow star in the top right corner. ### How to edit a Group Notification - Click the three dots on the bottom right of the notification you want to edit and select Edit Notification. - Edit the text fields of the group notification as desired. #### Required Fields - Heading — notification title (max 24 characters). - Content — notification message (max 2,000 characters). Click Update Notification on the bottom to save, or click X in the top right corner of the pop-up to leave without saving. ### How to delete a Group Notification Click the bin icon on the bottom right of the notification you want to delete. The notification will be removed from the list. ### Group Pools Portfolio Source: https://cryptool.io/documents/group-pools-and-portfolio Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Edit Group Pools Portfolio ### How to access Group Pools Portfolio Click on Groups in the main menu, click on the group you want to edit pools & portfolio for, and click on the Pools & Portfolio tab. ### How to import pools - Click + Import Pool(s) on the top right of the Group Pools table. - Select the project you want to create a new pool for from the dropdown. - Select the round from the dropdown. - Select the import file source from the dropdown to indicate what type of file you are importing (Presail, Poolo, or Spreadsheet Template). - Drag and drop a file into the given area, or click to locate the file on your computer (.csv or .xls). #### Import Table Columns The table underneath will show the content of the import file with the following info: - Email - Deposit Initial - Deposit Address - Distribution Address - Total Fee $ - Net Deposit $ Click Save on the bottom right to save the import pool information, or click Publish Pool to publish the imported pool(s). The resulting published pools will show in the Group Pools table, and the resulting draft (unpublished) pools will show in the Group Pool Drafts table back on the main Pools & Portfolio page. ### How to create a Raise Pool - Click + Create Raise Pool on the top right of the Group Pool Drafts table. - Select the project you want to create a new pool for from the dropdown. - Select the round from the dropdown. - Select the template standard from the dropdown. - Fill in the required fields below. #### Required Fields - Pool Type — VC Raise. - Soft Cap — $ (must be 10 or greater). - Hard Cap — $ (must be greater than Soft Cap and a valid number). - Payment Network / Currency / Wallet — you can add up to 3 different ones: Network - Currency - Default Wallet - Access — Anyone or Exclusive (Group). If Exclusive (Group), choose custom tiers. - Minimum Deposit — $ (must be 10 or greater). - Maximum Deposit (Default) — $ (must be greater than Min Deposit and a valid number). - Custom Tier Maximum Deposits — yes or no. If yes, then set max deposit per role ($). - Deposit Increments — no or yes. If yes, set the value. - Pool Start — start date. - Pool End — end date. - Refund — enable or disable. If enabled: Pool Refund Ending Date. - Refund Policy (required, 0 / 100 characters). - KYC — no or yes. - Fees — waive group fee? - Extra Pool Fee — %. Click Save on the bottom right to save the raise pool information, or click Publish Pool to publish the raise pool. The resulting published pools will show in the Group Pools table, and the resulting draft (unpublished) pools will show in the Group Pool Drafts table back on the main Pools & Portfolio page. ### Group Members Source: https://cryptool.io/documents/group-members Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Invite New Group Members ### How to invite a new group member Click on Invite Member on the top right of the Members Application section. Enter the email address of the new member you want to add and click Send Invite to send them the invite. You can also copy the invite link and send it to the new member via chat. ### How to generate an invite link Click Create Invite Link, then: - Copy this link and share it via chat or other platforms. - Use the link to track how many users join through it. ## Manage Member Applications ### How to review and accept member applications On the Application View page, you can review and manage applications submitted by users. Click on Groups in the main menu, click on the group you want to manage, click on the Members tab under the group banner image, and scroll down to the Members Application section. #### What you can do - View Applicant Username — see the username of the applicant for quick identification. - Send Message — directly message the applicant for additional details or follow-up. - See Application Data — review all the details submitted by the applicant in their application. - Check Current Platform KYC Status — verify if the applicant has completed their KYC (Know Your Customer) process. - See Referral Ambassador — identify the ambassador who referred the applicant. - View Allocation Form Questions — access any custom questions you included in the allocation form and the applicant's responses. - Perform Action — perform a specific member action (if you have the rights and permissions). #### Available actions - View User — access and review the user's profile or details. - Message User — send an on-platform message to the user. - Email User — send an email directly to the user's registered email address. - Accept Applicant — approve the user's application or request to join. - Deny Applicant — reject the user's application or request to join. ### How to manage the member application form - Click Manage Application Form on the top right of the Members Application section. - Check the standard questions you want to show up in the member application form. You can also add up to 3 custom questions. - Click Save Changes. When a member submits an application through the form, they will show up in the Member Applications list. ## Manage Existing Members ### What you can do on the Group Member page On the Group Member page, you can manage your group's members efficiently. - View Members — see a complete list of all group members. - See Members' Total Invested Projects — review the total projects a member has invested in within the group. - See Members' Total Group Investment — view the total amount a member has invested within your group. - See Members' Revenue Generation — analyse the revenue a member has generated for the group. - See Members' Current Platform Subscription Tier — check their subscription level on the platform. - See Members' Current Group Role / Tier — identify their assigned role or tier within the group. - Perform Action — perform a specific member action (if you have the rights and permissions). ### Available member actions - View Member — view the user's profile details. - Message User — send a message to the user directly within the platform. - Email User — send an email to the user's registered email address. - Edit Member — update: Role — see Assign Group Role. - Tier — see Assign Group Tier. - KYC Status — modify or update the user's Know Your Customer (KYC) verification status. - Remove Member — remove the user from the group without banning them. - Ban — permanently ban the user and remove them from the platform. ### Group Members Roles Source: https://cryptool.io/documents/group-members-roles Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Edit Group Roles ### How to access Group Member Roles Click on Groups in the main menu, click on View Group for the group you want to edit roles for, click on the Members tab under the group banner image, and then click View Roles on the top right. Default roles are Admin and Member. ### What you can do as a group creator As a group creator, you have the power to structure your team by creating distinct roles and assigning specific rights to each role. This feature allows you to: - Define roles — create roles that reflect the various responsibilities and hierarchies within your group. - Assign permissions — customise the access levels and capabilities of each role to ensure efficient and secure management of group activities. - Streamline operations — by clearly delineating roles and permissions, you can streamline workflows, enhance collaboration, and maintain control over sensitive information. ### How to add a new Group Member Role - Click Create / Edit Role on the top left. - Click + Add New Role on the new pop-up. - Type the name of the new role in the text field and click + Add this role. #### Important A group can have a maximum of 5 roles. ### How to edit or delete existing roles Click the Action icon next to the role to get the available actions: - Edit — modify the name of an existing role in the text field and click Save. - Delete — remove an existing role permanently. #### Important All users assigned to a deleted role will automatically be set to the default Member role. ### How to define or edit permissions for a Group Member Role In the Roles (Permissions) view, tick all the permissions you want the role to have and click Save. ## Assign a Group Role to a Member ### How to assign a Group Role to a member - Navigate to the Group Member page — go to the Members section in the designated group. - Find the member — view the list of group members. Use the search or filter options to quickly locate the member you want to assign a role to. - Edit Member Role — click the Action button next to the member's name on the right of the column. A dropdown will appear with the Edit Member function. - Select the role — choose the appropriate Group Role from the list. Available roles may include Admin, Member, or custom roles depending on your group settings. - Save changes — after selecting the desired role, click Save to assign the role to the member. ### Confirmation The member's role will now be updated, and they will have the corresponding permissions based on the new role. #### Important - Only users with appropriate permissions (Admin, Group Owner) can assign or change roles. - Ensure the role you assign aligns with the responsibilities and permissions the member should have in the group. ### Group Members Tiers Source: https://cryptool.io/documents/group-members-tiers Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## Edit Group Member Tiers ### How to access Group Member Tiers Click on Groups in the main menu, click on the group you want to edit member tiers for, click on the Members tab under the group banner image, and then click on View Tiers. ### How to add a new Group Member Tier Type the name and the percentage fee for the new member tier in the text fields and click + Add this tier. #### Important - A group can include up to 5 tiers. - The minimum group fee percentage for the Raise Module is 2%. ### How to edit or delete an existing Group Member Tier Click the Action icon next to the tier to get the available actions: - Edit — enter the new name and/or fee percentage in the text fields, then click Save to confirm the changes. - Delete — select Delete, then choose the tier to transfer all current members to, and confirm the deletion. #### Important - The Non-Member tier cannot be deleted — it is reserved for default use in public group events or pools. - All users assigned to a deleted tier will automatically be set to the default Member tier if no other tier is selected. ## Assign a Group Tier to a Member ### How to assign a Group Tier to a member - Navigate to the Group Member page — go to the Members section in the designated group. - Find the member — view the list of group members. Use the search or filter options to quickly locate the member you want to assign a tier to. - Edit Member Tier — click the Action button next to the member's name on the right of the column. A dropdown will appear with the Edit Member function. - Select the tier — choose the appropriate Group Tier from the list. Available tiers may include Admin, Member, or custom tiers depending on your group settings. - Save changes — after selecting the desired tier, click Save to assign the tier to the member. ### Confirmation The member's tier will now be updated, and they will have the corresponding permissions based on the new tier. #### Important - Only users with appropriate permissions (Admin, Group Owner) can assign or change tiers. - Ensure the tier you assign aligns with the responsibilities and permissions the member should have in the group. ### Group Account Source: https://cryptool.io/documents/group-account Please note that this document will be updated periodically. This feature is only available to Premium+, Business, or Enterprise users. To upgrade your account, please go to User Subscription. ## Edit Group Account ### How to access Group Account Click on Groups in the main menu, click on the group you want to edit, and click on the Account tab. ### How to edit Group Account #### Group Subscription - Group Plan — click Change, select the plan you want to change to, and click Save. - Group Owner — click Change, select the person you want as group owner from the dropdown (you can also search for the person), and click Save. #### Group Wallets Manage the wallets connected to the group. #### Group KYC Click Start Verification to begin the Group KYC process. #### Group KYB Click Start Verification to begin the Group KYB (Know Your Business) process. #### View Group Activity Review the activity log for the group. Click Save on the top right to save the edited group information, or click Cancel to leave without saving. ### Group Preferences Source: https://cryptool.io/documents/group-preferences Please note that this document will be updated periodically. This feature is only available through admin or owner status within a group. ## Edit Group Preferences ### How to access Group Preferences Click on Groups in the main menu, click on the group you want to edit preferences for, and click on the Preferences tab. ### How to edit Group Preferences - Click Edit in the top right corner. - Edit the text or change the values you want to update in the group preferences. The values and options are listed below. #### Application Notifications - Notifications when receiving new member applications — choose between Email, Notification, or Both. #### Message Notifications - Notifications when receiving messages — choose between Email, Notification, or Both. #### Privacy Settings - Group Contact Information — choose between Anyone, Members Only, or Private. - Group Address Information — choose between Open, Apply Only, or Application Form. - Application Mode — choose between Anyone, Members Only, or Private. - Group Access — choose between Anyone, Members Only, or Private. - Show Raise Pools — choose between Anyone or Exclusive (Public or Private). This setting is used as the default throughout the modules. - Anonymous Modes — enable or disable anonymity. - OTC Trades — on or off. #### Country Flag Show flag on profile image — on or off. #### Group View Preferences - Allow non-members to see pools portfolio — on or off. - Allow non-members to see member page — on or off. #### Market Preferences Allow OTC trades outside group — on or off. #### KYC Preferences - KYC required in raises — on or off. - KYC required in OTC trades — on or off. Click Save on the top right to save the edited group preferences, or click Cancel to leave without saving. ### Group Performance Source: https://cryptool.io/documents/group-performance Please note that this document will be updated periodically. This feature is only available to Premium+, Business, or Enterprise users. ## Edit Group Performance ### How to access Group Performance Click on Groups in the main menu, click on the group you want to edit group performance for, and click on the Performance tab. ### How to edit Group Performance - Click Edit in the top right corner. - Edit the text or change the values you want to update. The available settings are listed below. #### Application Notifications - Notifications when receiving new member applications — choose between Email, Notification, or Both. #### Message Notifications - Notifications when receiving messages — choose between Email, Notification, or Both. #### Privacy Settings - Group Contact Information — choose between Anyone, Members Only, or Private. - Group Address Information — choose between Open, Apply Only, or Application Form. - Application Mode — choose between Anyone, Members Only, or Private. - Group Access — choose between Anyone, Members Only, or Private. - Show Raise Pools — show or hide raise pools. - Anonymous Modes — enable or disable anonymity. - OTC Trades — on or off. #### Country Flag Show flag on profile image — on or off. #### Group View Preferences - Allow non-members to see pools portfolio — on or off. - Allow non-members to see member page — on or off. #### Market Preferences Allow OTC trades outside group — on or off. #### KYC Preferences - KYC required in raises — on or off. - KYC required in OTC trades — on or off. Click Save on the top right to save the edited group preferences, or click Cancel to leave without saving. ### Join Pool Source: https://cryptool.io/documents/join-pool Please note that this document will be updated periodically. This feature is only available if you have a role with the relevant rights according to the group settings. ## How to access a pool ### With a pool link To join a pool, open the pool link directly — for example, https://app.cryptool.io/raise-detail/fecf34f8-9a41-4014-80e8-0142fd2244be. ### Without a pool link Click on Raise in the main menu. This will show all the available pools you can join. Locate the pool you want to join and click View Pool — this takes you directly to the pool page. ## The pool page The pool page has four sections: - Section A — Project details. The most important details about the project being funded. - Section B — Deposit. Where users submit their deposits. - Section C — Pool details. All the details about the pool itself. - Section D — Your deposits. Becomes available after you make a deposit; lets you track every deposit you've made. ## Joining a pool with a pool link ### Open the pool Open the pool with the pool link. To join, you first need to connect your deposit and distribution wallets. When you open a pool, a new tab will open asking you to connect a wallet. In that tab, upload the keystore file and enter your password to connect. ### Connect your wallets With the pool page open, scroll down to the deposit section. Click the buttons to select your wallet, then choose your wallet from the dropdown and continue. ### Set your deposit and submit Scroll further down. Use the slider to set the quantity. Select MultiversX as the payment method and USDC or USDT as the deposit currency. Agree to the platform's and pool's terms, then submit your deposit. Once you click Deposit, a new tab will open asking you to connect and sign with your wallet. After signing, wait for the transaction to process. Once it completes, your deposit is submitted. ## Finding a pool from the Groups page - Click on Groups in the header and click View Group to access the group. - Go to Pools Portfolio. - You'll see all the pools the group has published. Click View Pool for the pool you want to join. ## Finding a pool from the Raise page Click on Raise in the header to access the Raise page. The Raise page has multiple sections. The highlights show the oldest, newest, and upcoming pools. Below that, you'll see all the pools from different groups based on pool access. To join any pool, click View Pool. ### Testnet Server Source: https://cryptool.io/documents/testnet-server Testing the Cryptool platform requires a testnet wallet and test tokens. Follow the dedicated guide below to set up your testnet environment end-to-end. ## What you'll do - Create a testnet wallet on MultiversX Devnet or BNB Chain Testnet. - Get test tokens from the relevant faucet. - Access the Cryptool staging server at staging.cryptool.io. ## Read the full guide Step-by-step Testnet Instructions Wallet creation, test-token faucets, and accessing the Cryptool staging server. ### Testnet Instructions Source: https://cryptool.io/documents/testnet-instructions Set up a testnet wallet and access the Cryptool test server. Follow each section in order — wallet creation, getting test tokens, then accessing the test server. ## Wallet Creation — MultiversX Devnet Visit https://devnet-wallet.multiversx.com/unlock and create a new wallet for testing purposes only. - Open the link and click Create a new wallet. - Accept the Terms Conditions and click Continue. - Copy and save your secret key, then click Create Wallet. - Type the words from your secret key according to the word number asked. - Set up a password and click Continue. - Your wallet is created. The keystore file downloads automatically (check your browser's Downloads folder). If it doesn't, click Download keystore file again, then click Access Wallet. - To access your wallet, drag and drop or upload your keystore file. Type the password you set up in the previous step, then click Access Wallet. - A list of wallets connected to your keystore file will appear. Choose the first one and click Access Wallet. ## Wallet Creation — BNB Chain Testnet Open your wallet app or extension (e.g. MetaMask) and add the BNB Testnet network using the instructions here: https://revoke.cash/learn/wallets/add-network/bnb-chain-testnet ## Getting Test Tokens — MultiversX You'll be in the wallet dashboard after creating it. To get test tokens, click on Faucet under Tools on the left — this opens a pop-up. Solve the captcha and click Request Tokens. You can get 5 xELGD tokens every 24 hours. Now that you have the test tokens, swap a portion of them to USDC for testing. - Click the Swap button on the right to access the swap pop-up. - Swap 4.5 xELGD tokens to USDC (type "USDC" to find the correct token). The remaining xELGD will be used for transaction fees. Enter the amount and click Swap. The correct USDC token identifier is USDC-350c4e. ## Getting Test Tokens — BNB Chain Use a wallet that has BNB on mainnet. Go to https://www.bnbchain.org/en/testnet-faucet, enter your wallet address, and generate BNB Testnet tokens (TBNB). For USDT test tokens that work with the Cryptool test server's deposits and distributions, contact the Cryptool team via the Contact Us page. ## Accessing the Test Server Now that you have test tokens, create an account on the test server. Navigate to https://staging.cryptool.io/. On the top right, you'll see Log In and Sign Up buttons. Log in if you already have an account, or sign up with email or Google. For more details, see the Create Account guide. ## Adding a Wallet to your Profile To add a wallet to your profile, see the User Wallets guide. ## Creating or Joining Groups - To create a group, see the Create Group guide. - To join a group, see the Join Group guide. ## Joining Pools To join a pool, see the Join Pool guide. ### Banner Instructions Source: https://cryptool.io/documents/banner-instructions Please note that this document will be updated periodically. ## Step 1: File Requirements - Maximum file size: 5 MB - Supported formats: JPEG, PNG ## Step 2: Banner Design Guidelines - Resolution — ensure the image is 1920 x 1080 px for optimal display. - Logo Placement (if applicable) — vertically align the logo in the center of the banner. - Logo Height — keep the logo height within 375 px to maintain a clean, balanced look. ## Step 3: Uploading Adjustments - Upload the banner image. - Adjust the third slider all the way to the right. - Click OK to confirm. Banner sample on tile view Banner sample on default group view Tile image is 483 x 180 px. ### Join Group Source: https://cryptool.io/documents/join-group Please note that this document will be updated periodically. ## Find a Group to Join ### With a group link To join a group, open the group link directly — for example, https://app.cryptool.io/view-group/gapvc. Request this link from your group admin if needed. ### Without a group link - Navigate to Groups — click on Groups in the main menu. This will display all the available groups you have access to. You can also visit app.cryptool.io/groups directly. - Select your group — locate and click on the group you want to view or join. This takes you directly to the Group Info tab of that group. ## Join a Group ### How to apply to a group There are two entry points to apply: - On the Groups page, at the bottom of each group tile, click Apply to Group. - In the top right corner of the Group Info tab, click Apply to Group. ### The three joining flows Depending on the group settings, one of three flows applies: #### Public group (instant join) Your request is automatically approved and you are instantly added to the group. #### Private group (application process) - Your request is sent to the group admin for approval. - Once your application is approved, you are added to the group. #### Group with application form - You are prompted to fill out a form with required questions. - Submit your form — your application is sent to the admin for review. - Once the admin reviews and approves your application, you become a member of the group. ### Wait for approval For private groups and groups with an application form, your request is sent to the group admin for approval. Once the admin approves your request, you become a member of the group. ### Community Rules Source: https://cryptool.io/documents/community-rules These Community Rules apply to every space where Cryptool users interact — including on-platform chat, group discussions, group comments, support channels, and any Cryptool-operated social accounts. They are updated periodically. ## Purpose Cryptool s community exists to help users learn, discuss, and collaborate on managing digital-asset portfolios, fundraising, and trading. We want every interaction to be respectful, on-topic, and free of scams. These rules set the baseline; Cryptool may add context-specific rules in individual groups or channels. ## Be Respectful - No personal attacks, insults, harassment, bullying, or stalking. - No hate speech or discrimination based on race, ethnicity, nationality, religion, gender, sexual orientation, disability, or any other protected characteristic. - Disagree on ideas, not people. Stay civil even when debate gets heated. ## Stay On Topic - Keep discussions relevant to the group s or channel s stated topic. - Don t derail conversations with unrelated content, self-promotion, or off-topic memes. ## No Spam or Solicitation - No advertising, affiliate links, paid shills, pump groups, signal groups, or DM-for-details solicitations. - No unsolicited cross-posting of identical content in multiple channels. - Referral links are only permitted in channels where they are explicitly allowed. ## No Scams, Impersonation, or Fraud - Never claim to be Cryptool staff, a moderator, a partner, or another user. - Never ask for or share private keys, seed phrases, KYC documents, or one-time passwords. - Phishing links, fake airdrops, rug schemes, wallet support DMs, and giveaway scams result in an immediate permanent ban. ## No Market Manipulation - No coordinated buying or selling designed to mislead other users (pump-and-dump, rug pulls, wash trading calls). - No false or misleading claims about a token s partnerships, listings, audits, or team. - Disclose material interests (e.g., I hold X ) when discussing a specific token or project. ## Respect Privacy - Do not share another user s personal information (doxing) — including real name, address, workplace, wallet address, or private messages — without their explicit consent. - Do not post content that violates intellectual-property rights, confidentiality, or applicable privacy law. ## No Illegal Content - No content that violates applicable law or promotes illegal activity in your jurisdiction. - No child sexual abuse material, violent extremism, sanctions evasion, money laundering, or terrorist financing content — these result in a permanent ban and are reported to the relevant authorities. ## Keep It Safe for Work - No explicit sexual content, gore, or shock imagery in public channels. - Content that is legal but clearly inappropriate in a professional financial context may be removed at moderator discretion. ## Enforcement - Cryptool moderators may remove content, mute participants, restrict features, or ban accounts that violate these rules. - We apply enforcement proportionally — typically a warning for a first infraction, time-limited restriction for repeat offenses, and a permanent ban for egregious violations (scams, fraud, illegal content, targeted harassment). - Cryptool reserves the right to enforce or not enforce any rule at its discretion, based on context. ## Reporting If you see content that breaks these rules, please report it through the in-platform report function, or email support at the address published in the Contact Us doc. Reports are reviewed confidentially; we do not share reporter identities with the reported party. ## Changes Cryptool may update these Community Rules at any time. Continued participation in Cryptool s community after changes constitutes acceptance of the updated rules. ## Reference Reference framework used in drafting these rules: CoinMarketCap Community Rules. ### FAQ Source: https://cryptool.io/documents/faq Quick answers to the questions we hear most often. Can't find what you're looking for? Contact us. ## What is Cryptool? Cryptool is an all-in-one platform that automates the entire investment cycle for retail investors, fund managers, and crypto teams. ## Is Cryptool free to use? Yes — there is a free tier. Premium plans unlock unlimited wallets, advanced reporting, fundraising tools, and more. See Services & Pricing for the full breakdown. ## Which blockchains are supported? MultiversX is the main partner. BNB Chain and Ethereum are active. Polygon, Solana, Avalanche, Arbitrum, Tron, Fantom, Cronos, Optimism, and Aurora are pending. ## How do I get started? Create an account at app.cryptool.io and follow the onboarding steps. ## How can I contact support? Email info@cryptool.io or use the Contact Us form. ### Portfolio Terms Source: https://cryptool.io/documents/portfolio-terms Please note that these terms will be updated periodically. Welcome to the Cryptool Terms of Service. This document outlines the rules and conditions governing your use of the Cryptool Portfolio Module. ## Acceptance of these Terms By accessing or using the Portfolio Module Services, you acknowledge that you have read, understood, and agree to be bound by these Portfolio Module Terms. If you do not fully accept these terms, please refrain from using the Portfolio Service. ## Scope of these Terms - These terms govern your access to and use of the Cryptool service known as Portfolio on the platform, including any related tracking, dashboard, and asset-management features. - These Portfolio Module Terms supplement and should be read alongside the Cryptool Terms of Use. In case of conflict, the Portfolio Module Terms take precedence for the Portfolio Service only. All clauses from the Terms of Use not expressly modified here are incorporated by reference. - Cryptool reserves the right to modify these terms at any time, in accordance with the Terms of Use. ## Portfolio Service The Portfolio Module allows you to connect wallets, aggregate holdings across supported chains, track automated and manual investments, and receive event notifications related to your positions. - Connected wallet addresses are read-only by default — Cryptool does not take custody of your Digital Assets. - Portfolio data is derived from on-chain sources and third-party data providers; figures are informational and may lag real-time market conditions. - You may add manual transactions for off-chain or unsupported venues; you are responsible for the accuracy of such entries. ## No Financial Advice Information surfaced by the Portfolio Service (balances, P&L, allocations, suggestions) is provided for informational purposes only. Cryptool is not a broker, intermediary, agent, or advisor and does not provide investment, tax, or legal advice. Any decisions you make based on the Portfolio Service are your sole responsibility. ## Data Accuracy and Third-Party Sources Portfolio values are calculated using price feeds and metadata from third-party providers. Cryptool does not guarantee the accuracy, completeness, or timeliness of such data. Discrepancies may occur during periods of volatility, network congestion, or provider outages. ## Wallet Security You are solely responsible for securing the private keys, seed phrases, and access credentials of any wallet you connect to the Portfolio Service. Cryptool never asks for private keys. Treat any request for private keys as fraudulent and report it immediately. ## Supported Chains and Assets The list of supported chains, tokens, and asset types may change at Cryptool s sole discretion. Certain tokens may be excluded from valuation or tracking if they are deprecated, delisted, or deemed high-risk. ## Fees Access to the Portfolio Service is subject to the subscription tier and fee schedule published on the platform. Transaction and performance-related fees (if any) are disclosed in the Cryptool Terms of Use and on the relevant feature pages. ## Risk Disclosure Digital Asset investments involve substantial risk, including the possible loss of principal. Past performance shown in the Portfolio is not indicative of future results. Please review the Cryptool Risk Warning before relying on Portfolio data to make investment decisions. ## Changes and Termination Cryptool may update, suspend, or discontinue any part of the Portfolio Service at any time. Continued use of the Portfolio Service after changes to these terms constitutes acceptance of the updated terms. ### Market / OTC Terms Source: https://cryptool.io/documents/market-otc-terms Please note that these terms will be updated periodically. Welcome to the Cryptool Terms of Service. This document outlines the rules and conditions governing your use of the Cryptool Market Module, including Over-the-Counter (OTC) trading features. Adapted in part from publicly available industry references. ## Acceptance of these Terms By accessing or using the Market Module Services (including OTC trading), you acknowledge that you have read, understood, and agree to be bound by these Market / OTC Terms. If you do not accept these terms in their entirety, please refrain from using the Market Service. ## Scope of these Terms - These terms govern your access to and use of the Cryptool service known as Market , including Allocation Trading, Public Trading, Broker Sales, and OTC execution between qualified counterparties. - These Market / OTC Terms supplement and should be read alongside the Cryptool Terms of Use. In the case of any conflict, these terms take precedence for the Market Service only. - Cryptool reserves the right to modify these terms at any time, in accordance with the Terms of Use. ## Eligibility OTC trading on Cryptool may only be available to users who meet certain eligibility criteria, which can include enhanced KYC verification, jurisdiction restrictions, minimum trade sizes, and qualified-investor status. Cryptool may suspend or terminate your access to OTC services if you do not meet these criteria on an ongoing basis. ## Quote, Execution and Settlement - Quotes: Quotes provided through the Market Module are indicative until expressly accepted. Once accepted, a quote becomes a binding order between counterparties. - Execution: Orders are executed on a best-efforts basis. Cryptool does not act as principal or counterparty unless explicitly stated in the specific product page. - Settlement: Settlement timing, supported networks, and delivery methods are specified on the relevant deal page. You are responsible for providing accurate wallet addresses for delivery; Cryptool is not liable for losses caused by incorrect destination information. ## Fees and Pricing Applicable fees (platform fee, broker fee, spread, network fees) are disclosed on each deal page prior to execution. Fees are deducted from the trade proceeds or pre-funded as described at the time of booking. Cryptool may adjust fees at its sole discretion. ## Prohibited Activities - Market manipulation, wash trading, spoofing, front-running, and coordinated pump-and-dump activity are strictly prohibited. - Using the Market Service to launder proceeds of crime, evade sanctions, or engage in terrorism financing is strictly prohibited. - Using Cryptool for the benefit of any sanctioned party or restricted jurisdiction is strictly prohibited. - Circumventing rate limits, trade limits, or programmatic access restrictions without written consent is strictly prohibited. ## Risk Disclosure OTC trading involves substantial risk, including counterparty, liquidity, slippage, custody, and settlement risk. Prices may move significantly during quote or settlement windows. You may incur partial or total loss of principal. Please review the Cryptool Risk Warning before engaging in any Market Service activity. ## No Advice and No Guarantee Information displayed in the Market Module (prices, size, indications of interest) is informational only. Cryptool does not recommend any trade, does not guarantee execution at any specific price, and is not your broker, agent, or fiduciary. All trading decisions are your sole responsibility. ## KYC, AML and Sanctions You agree to promptly respond to information requests required by Cryptool to meet its KYC, AML, CFT, and sanctions obligations. Cryptool may hold, delay, freeze, or reverse transactions that trigger compliance flags until the review is complete. ## Data, Recordings and Communications All communications conducted through Cryptool s Market Module — including chat, quote requests, trade confirmations and dispute records — may be logged and retained for compliance, audit, and dispute-resolution purposes in accordance with the Privacy Policy. ## Dispute Resolution In case of a trade dispute, please contact support within 48 hours of the alleged event. Cryptool will review platform records and, where appropriate, mediate between counterparties. The Cryptool Terms of Use governs arbitration, class-action waiver, and governing-law provisions. ## Changes and Termination Cryptool may update, suspend, or terminate your access to the Market Service for any reason consistent with the Cryptool Terms of Use. Continued use of the Market Service after changes to these terms constitutes acceptance of the updated terms. ## Reference Industry-standard OTC practices referenced in drafting these terms: Binance OTC Terms. ### Staking Terms Source: https://cryptool.io/documents/staking-terms Please note that these terms will be updated periodically. Welcome to the Cryptool Terms of Service. This document outlines the rules and conditions governing your use of Cryptool s Staking service, including on-chain staking, liquid staking, and locked-staking products. Adapted in part from publicly available industry references. ## Acceptance of these Terms By accessing or using the Staking Service, you acknowledge that you have read, understood, and agree to be bound by these Staking Terms. If you do not accept these terms in their entirety, please refrain from using the Staking Service. ## Scope of these Terms - These terms govern your access to and use of Cryptool s Staking features, including token staking, rewards accrual, vesting multipliers, and any related unstaking mechanisms. - These Staking Terms supplement and should be read alongside the Cryptool Terms of Use. In case of conflict, these Staking Terms take precedence for the Staking Service only. - Cryptool may adjust supported networks, supported tokens, reward rates, lock-up periods, and redemption mechanics at any time. ## Staking Mechanics - Locked positions: Certain staking products require a lock-up period during which the staked principal cannot be redeemed. Attempting early redemption — where supported — may incur a penalty, reduced reward, or forfeit of accrued rewards. - Flexible positions: Where offered, flexible-staking positions may be redeemed without a lock-up; rewards are typically lower than locked-staking products. - Rewards: Reward rates are indicative and subject to change based on on-chain parameters, validator performance, network inflation, and Cryptool platform settings. Historical rates are not a guarantee of future rewards. ## Risk Disclosure - Smart-contract risk: Staking relies on smart contracts that may contain bugs, vulnerabilities, or be subject to exploit. Cryptool does not warrant the absence of such issues. - Slashing risk: Certain networks penalize validator misbehavior by slashing a portion of staked tokens. Your principal may be reduced if slashing occurs. - Validator downtime: Rewards may be reduced or unavailable during validator downtime or if the validator is jailed. - Market risk: The market value of staked tokens can fluctuate significantly; rewards earned in tokens may lose value faster than they accrue. - Liquidity risk: Funds locked in staking are not immediately redeemable. Plan your liquidity needs accordingly. - Regulatory risk: Staking may be classified differently by regulators in different jurisdictions. Cryptool is not responsible for any adverse regulatory change affecting you. ## Eligibility Staking may not be available in all jurisdictions. You are solely responsible for ensuring that your participation is lawful in your jurisdiction. Cryptool may restrict, suspend, or terminate Staking access for any user, for any reason consistent with the Cryptool Terms of Use. ## Fees Cryptool may apply a platform fee on staking rewards, as disclosed on the relevant product page. Network fees (gas) for staking, claiming rewards, and unstaking are borne by you. Fees may be updated at Cryptool s discretion. ## Unstaking, Redemption and Early Exit - Standard unstaking follows the unbonding period of the underlying network plus any platform-level settlement window. The total time to receive redeemed principal may therefore exceed the network s native unbonding period. - Where an early-exit feature is offered, the penalty schedule is disclosed on the product page. Accrued rewards may be forfeited. - Cryptool may, at its discretion, pause redemptions during network upgrades, validator incidents, or force-majeure events. ## Tax Staking rewards may be treated as taxable income in your jurisdiction. You are solely responsible for determining the tax treatment of your staking activity, including reporting and filing obligations. Cryptool does not provide tax advice. ## No Advice and No Guarantee Cryptool does not provide investment, financial, legal, or tax advice in relation to staking. Reward estimates and APR displays are informational only and are not guaranteed. You are solely responsible for your decisions to stake, unstake, or redeploy. ## Changes and Termination Cryptool may update, suspend, or discontinue any Staking product at any time. Continued use of the Staking Service after changes to these terms constitutes acceptance of the updated terms. ## Reference Industry-standard DeFi-staking practices referenced in drafting these terms: Binance DeFi Staking Terms.